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Old 07-16-2013, 12:55 PM
 
112 posts, read 174,304 times
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Is Car insurance for someone over 35 generally expensive in South Florida...particularly Hallendale? Not for a luxary car...just a 4 door sedan?
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Old 07-16-2013, 08:53 PM
 
Location: South Florida
623 posts, read 869,295 times
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Quote:
Originally Posted by Sydney07 View Post
Is Car insurance for someone over 35 generally expensive in South Florida...particularly Hallendale? Not for a luxary car...just a 4 door sedan?
I just got insurance in Jupiter and it was $550 for 6 months for a 2002 Camry. There is a lot of fraud and the uninsured motorist insurance is a killer. Plus we have a great driving record.
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Old 07-17-2013, 12:00 AM
 
Location: Broward County FL
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Yes it's expensive. I was with Allstate when I first moved here 5 years ago, then a few years later their rates jumped dramatically so my agent found Foremeost Insurance and it's cheaper, but still like $66 a month just for liability, over 40, single, no points or accidents. minimum coverage, no uninsured coverage.
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Old 07-17-2013, 10:02 PM
 
Location: Miramar, FL
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Depends on where you're moving from... I'm looking forward to my insurance going DOWN in a month when I get there... Southern AZ has a high car theft record since its so close to Mexico.
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Old 07-18-2013, 06:57 AM
 
Location: Jefferson City, MO
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My insurance took a HUGE jump when I moved from Missouri to Orlando FL. The agent chuckled when I acted frustrated by it and said "It would be significantly more if you were down south"
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Old 07-18-2013, 09:29 AM
 
Location: Tampa Bay Area Florida
7,937 posts, read 19,300,090 times
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Car insurance for us wow..2 Cars, in South Florida 2011 Malibu and 07 Sonata with my son on the insurance with Geico no accidents or tickets for any of us, and my 6 month premium wasn't awful when we 1st moved there but every 6 months they would raise the premium and by the time we left we were paying 2200 for 6 months one car lease and one owned...We moved back to NC and our insurance every 6 months we now have 3 cars and my premium is 1400 for 6 months...So when we go back to Florida I am dreading the Car Insurance
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Old 07-18-2013, 10:50 AM
 
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SO it seems the answer is yes it is quite expensive...I live in Canada...in Quebec...car insurance is dirt cheap...however I moved to Ontario and it is triple the price...thought for sure FLA was going to be cheap....not so much...

thanks!
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Old 07-21-2013, 11:24 AM
 
3,911 posts, read 8,928,366 times
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Quote:
Originally Posted by polo708 View Post
Depends on where you're moving from... I'm looking forward to my insurance going DOWN in a month when I get there... Southern AZ has a high car theft record since its so close to Mexico.
You're in for a rude awakening. Miami is in the top 5 cities for highest average car insurance premiums. The average Miami premium is about $3800 per year. Fort Lauderdale is slightly cheaper than Miami, but only by slim margins.

Further, Broward County and Miami-Dade County are 2 counties that are red flagged for extremely high insurance fraud risk as these are insurance fraud capitals of the U.S. You are at extremely high risk of having an accident or an auto theft in South FL relative to other areas. We have the craziest drivers in the nation hands down.
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Old 07-22-2013, 11:21 PM
 
Location: 'Bout a mile off Old Mill Road
591 posts, read 756,314 times
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Don't even get me started on car insurance in South Florida!
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Old 07-29-2013, 12:25 PM
 
Location: Palm Beach, FL & Napa, CA
2,093 posts, read 5,334,317 times
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Rates are very high in Palm Beach County as well....if you drive a new average car your rates will be around $100-125/month for good coverage....possibly more and age, accident, driving history and credit score dependent.

Only way to have affordable insurance is to buy a beater...and drop everything and lower the minimum state requirements....playing a game of chance in the process...then you might see $50/month.

Data on insurance rates being high here is out of whack...the rest of the state must be lowering the median since states like Louisiana are listed higher than Florida.
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