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Old 04-11-2019, 08:19 AM
 
21 posts, read 9,893 times
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Hello (apologies for anyone who also reads the Dallas forum - as this is posted there as well),

We are relocating to Fort Worth this summer. We're in the process of buying a home. Our homeowners quote came back extremely high due to an 11 year old tile roof. I thought tile roofs were easy to maintain and supposed to last 50 years.

I know Texas can get hit by severe weather. How do tile roofs hold up to hail and wind? Are they generally not as good as shingles? Perhaps it was just one insurance company who doesn't often write policies in Texas. I plan to keep searching but thought I'd get some feedback as well.

Thanks!
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Old 04-11-2019, 08:22 AM
 
Location: Grapevine, Texas
10,113 posts, read 21,349,837 times
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Tile roofs are virtually zero maintenance and they do last much longer than a shingled roof. The only thing that will damage a tile roof is huge hail; Dallas had such a storm a few years ago, and the antique tile roofs on Swiss Avenue were shattered.

I'd check around with other insurance companies...
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Old 04-21-2019, 09:21 PM
 
31,685 posts, read 49,165,677 times
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Why would you use an insurer that doesn’t often write home owner ins in TX for your house?
Maybe they don’t do many tile roofs
But policies???

We have house in FL in neighborhood where all the roofs are HOA mandated to be tile
They do last a long time but they need to be checked
Sometimes they can require washing or other maintenance
And sometimes they might not be installed correctly—needs someone who knows how

What did your home inspection say—any issues highlighted?
They are more expensive to replace for sure
We have a single story, pretty simple roof line for a 1900 sq ft house—
Our roof would probably cost 40k
A shingle roof for same layout probably half I think
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Old 04-24-2019, 01:27 AM
 
Location: So California
8,700 posts, read 9,231,262 times
Reputation: 4751
Quote:
Originally Posted by liberty0710 View Post
Hello (apologies for anyone who also reads the Dallas forum - as this is posted there as well),

We are relocating to Fort Worth this summer. We're in the process of buying a home. Our homeowners quote came back extremely high due to an 11 year old tile roof. I thought tile roofs were easy to maintain and supposed to last 50 years.

I know Texas can get hit by severe weather. How do tile roofs hold up to hail and wind? Are they generally not as good as shingles? Perhaps it was just one insurance company who doesn't often write policies in Texas. I plan to keep searching but thought I'd get some feedback as well.

Thanks!


Get local quotes.
Tile is not as common as in California or Texas, but it has warranties that exceed shingle roofs, now saying that you would have a non-combustible rating for fire, they are also generally rated to 1-1/2" hail, which is on the big side, but if you get a major storm it will take out any roof. Tile does have a much much higher replacement cost.
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