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Old 05-15-2019, 11:17 PM
 
2 posts, read 485 times
Reputation: 10

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I bought a 3/2 1500 sqft brick home in Johnson county in 2015. I've never had a claim but the rates just keep going up and up. So far I've had Farmer's, Amica, and USAA. Now it's over $2,000 per year, but when I was in a 2400 sqft brick home in Joshua it was only $1800 per year. I'm needing suggestions for a reputable company at a reasonable price. I don't want to have to worry about having a claim paid if I am ever in a situation where I have a claim.
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Old 05-16-2019, 10:27 AM
 
Location: Arlington
180 posts, read 180,393 times
Reputation: 294
I'm with MetLife. It goes up like everything else, but I try to get a new quote from other providers each year. No one else is even close. If you are a member of a credit union, you might try to get a quote through them as well.
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Old 05-16-2019, 10:36 AM
 
Location: Bedford
609 posts, read 839,186 times
Reputation: 750
If you're not already, try bundling your car and home insurance. There's almost always a savings when you do that. I'm with Farmer's now, but I've been with Allstate in the past. Rates go up and it pays to shop around every few years. I've played around with online agencies like Insurance.com that rep for multiple carriers in the past to see how rates stack up. I'm sure there's other ways out there to comparison shop.
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Old 05-16-2019, 08:35 PM
 
267 posts, read 386,292 times
Reputation: 645
No such thing in North Texas. We get too much damaging weather here. It's another "hidden cost" of living here that people fail to realize when they relocate to "cheap" Texas...
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Old 05-17-2019, 10:13 AM
 
1,106 posts, read 747,398 times
Reputation: 1217
Use a broker, vs captive agent. They can shop 100 different companies for you.
My guess is you are about in the right range with all the hail storms we've had.
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Old 05-17-2019, 10:54 AM
 
Location: Fort Worth, TX
167 posts, read 281,316 times
Reputation: 103
I'm with Allstate and closing on a home at the end of the month that is 2400 sq ft. Homeowners insurance is around $1650.
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