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Old 08-25-2010, 02:03 PM
 
3,028 posts, read 4,986,042 times
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How's everyone's month coming?
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Old 08-13-2015, 09:46 PM
 
78 posts, read 63,066 times
Reputation: 133
I think energy and planning should be focused on increasing your income. Living on a shoestring is a necessity, but is it the ultimate plan? My parents are genius at living on nothing and I never could see the nobility in it. I never understood why the goal was not to double their income. Life is hard when you can't spend anything. You can have love in your life just fine with or without money, but tight money is a big fat drag. Work on amping up your cash flow.
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Old 08-14-2015, 12:13 AM
 
Location: Portlandia "burbs"
10,229 posts, read 16,266,427 times
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Well, I'm not interested in joining but I think it's a good idea. I just think it would be hard to do it right now when people have a tendency to spend more $ for summer play.

I actually do this most Januaries. After the holidays I like to kick off the year by buffering out on spending. But I cannot claim that it really saves me money. What happens is that our power bill makes up for the spending we don't do because I like to be warm and toasty in my house. I seriously can't stand "cool". So in my case it's a trade-off.
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Old 08-14-2015, 03:50 AM
 
Location: Victoria TX
42,579 posts, read 86,764,762 times
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If I can stock up on groceries before the month starts, my expenditures almost every month would be zero. The battery died in my phone the other day and I had to order a 7.95 battery online, so that pretty well blows my budget for this month, except of course my rent and automatic bill pays. Would bus fare count?

Except for home-cooking groceries and lodging and utilities, my discretionary spending is zero in about nine or ten months out of a year, and rises above zero only if a necessary item needs to be replaced.
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