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Old 02-21-2012, 08:20 PM
 
82 posts, read 150,444 times
Reputation: 22

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Yes I am on disability. SSDI

 
Old 02-21-2012, 08:22 PM
 
82 posts, read 150,444 times
Reputation: 22
No My daughter got scholarships she doesn't have to pay for college the car was 12k
 
Old 02-21-2012, 08:23 PM
 
18,836 posts, read 37,357,132 times
Reputation: 26469
The problem is that you want to live "frugal", but you are unwilling to make those changes. I have a friend who has lived for two years, with a dorm fridge. Her fridge broke, she could not afford a new one, and decided the old one used too much electric. She has not bought food or water out for years. She does not have a car, she takes the bus. She goes to bed at dark, to save on electric. That is her lifestyle. She has no cable, no health insurance, no phone, no internet, she cuts her own hair, and has no pets, she can't afford them. She takes cold showers, to save money. Uses bar soap on her hair. She buys things only at the Dollar store. And even does dumpster diving at the college when the semester is over, kids throw away tons of stuff, which she uses or sells. That is a frugal life style. Start with those changes.
 
Old 02-21-2012, 08:26 PM
 
82 posts, read 150,444 times
Reputation: 22
That's true I guess. I don't want to live frugal but I am fine just to survive. I've always had a car. Guess it's just how I grew up. Even now my mom's like you can't take the van go it's dangerous yada yada yada
 
Old 02-21-2012, 08:30 PM
 
Location: Ka-nah-da
253 posts, read 557,950 times
Reputation: 338
Quote:
Originally Posted by jasper12 View Post
The problem is that you want to live "frugal", but you are unwilling to make those changes. I have a friend who has lived for two years, with a dorm fridge. Her fridge broke, she could not afford a new one, and decided the old one used too much electric. She has not bought food or water out for years. She does not have a car, she takes the bus. She goes to bed at dark, to save on electric. That is her lifestyle. She has no cable, no health insurance, no phone, no internet, she cuts her own hair, and has no pets, she can't afford them. She takes cold showers, to save money. Uses bar soap on her hair. She buys things only at the Dollar store. And even does dumpster diving at the college when the semester is over, kids throw away tons of stuff, which she uses or sells. That is a frugal life style. Start with those changes.
Wow, your friend is inspiring!
 
Old 02-21-2012, 08:31 PM
 
Location: Ka-nah-da
253 posts, read 557,950 times
Reputation: 338
Quote:
Originally Posted by girlwithnolife View Post
That's true I guess. I don't want to live frugal but I am fine just to survive. I've always had a car. Guess it's just how I grew up. Even now my mom's like you can't take the van go it's dangerous yada yada yada
You can't have it both ways, esp when you don't work, welcome to the adult world.
 
Old 02-21-2012, 08:31 PM
 
4,338 posts, read 7,506,675 times
Reputation: 1656
Quote:
Originally Posted by girlwithnolife View Post
Guess that's why I posted. I don't know how to be frugal. I was never taught that. My mom has always got what she wanted when she wanted and she makes decent money but owes alot. Never saved a dime in her life but always got us what we wanted or needed. Now I really have no bills except rent, car and utilities. Paid all my credit cards off and now have only 1 for emergencies with no balance.
Being frugal is common sense. No one is going to teach you. People want your money.

Your mom may have got what she wanted but in the long run she is in debt which means she would have been better off if she did not get what she wanted.

You have $9,000 to pay off. Why did you have CC bills?
 
Old 02-21-2012, 08:33 PM
 
4,338 posts, read 7,506,675 times
Reputation: 1656
Quote:
Originally Posted by jasper12 View Post
The problem is that you want to live "frugal", but you are unwilling to make those changes. I have a friend who has lived for two years, with a dorm fridge. Her fridge broke, she could not afford a new one, and decided the old one used too much electric. She has not bought food or water out for years. She does not have a car, she takes the bus. She goes to bed at dark, to save on electric. That is her lifestyle. She has no cable, no health insurance, no phone, no internet, she cuts her own hair, and has no pets, she can't afford them. She takes cold showers, to save money. Uses bar soap on her hair. She buys things only at the Dollar store. And even does dumpster diving at the college when the semester is over, kids throw away tons of stuff, which she uses or sells. That is a frugal life style. Start with those changes.
Those are exactly the type of sacrifices one makes to become rich later.

No pain, no gain.

And even with that lifestyle, she is blessed compare to people in third world countries especially Syria right now.
 
Old 02-21-2012, 08:34 PM
 
82 posts, read 150,444 times
Reputation: 22
I had them from when I worked for 35 years. The 9000 is my car
 
Old 02-21-2012, 08:35 PM
 
4,338 posts, read 7,506,675 times
Reputation: 1656
Quote:
Originally Posted by girlwithnolife View Post
That's true I guess. I don't want to live frugal but I am fine just to survive. I've always had a car. Guess it's just how I grew up. Even now my mom's like you can't take the van go it's dangerous yada yada yada
What matter is your future not how you grew up.
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