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Old 09-05-2012, 09:59 AM
 
13,513 posts, read 19,189,869 times
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Quote:
Originally Posted by cowdog View Post
So what is wrong with being a "bum" or "freeloading" anyway? If I can get something for free, or if someone gives me something, why is that anyone else's business?
It isn't anyones business but yours cowdog, and I wouldn't call you a "bum", or a "freeloader" either, just frugal
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Old 09-05-2012, 10:46 AM
 
1,552 posts, read 3,157,074 times
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Quote:
Originally Posted by Newdaawn View Post
Those that are paying $100 a month and beyond for their tech toys are not frugal. The biggest money wasters are the top of the line cell phones. I just use mine to make calls, all the other features are money wasters.
this is simply not true at all
the internet is a value valueable resource- ive made tons of money i wouldnt have otherwise while on the train or bus, have used to to check and book flights while traveling which saved me the trouble of getting to the airport to find out i have no seat not to mention the entertainment the phone on the internet, ability to watch movies and listen to music the phone provides
i avoid countless hours of boredom a month traveling for less than the cost of a worthless outdated newspaper per day

additionally my phone can be used as a modem to connect to the internet from my laptop at high speed
do you have any idea how much hotels charge for wifi in a month?
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Old 09-05-2012, 10:48 AM
 
1,552 posts, read 3,157,074 times
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Quote:
Originally Posted by Tober138 View Post
Says who?



OK - you have no use for other features available on smart phones, outside of making calls. For you those features have no value. Fine and dandy, but that does not mean that those features are "money wasters" in an absolute sense for everyone else.

For me, some of these features are quite handy, and can actually save me time and effort. In short, they are of value to me. For example:

I work with clients not only in the States, but in Europe and Australia as well, with time differences between my local time and my clients of anywhere from 1 to 14 hours. As such, having the ability to read and respond to e-mails anywhere at any time on my phone (as opposed to having to be in front of a computer) is a very worthwhile feature. I don't have to log on to my laptop to check e-mails during evenings and weekends, and if I go out of town for a day or two, I don't have to drag a computer with me just for that purpose. If a client in New South Wales sends me an e-mail at 9:00 AM their time, it pops up on my phone and I can reply to it immediately (at 7:00 PM my time) rather than an entire day later when I get back to my office.

I also travel a decent bit for my job (although not as much as I used to) and having a built-in GPS on my phone is invaluable for getting around in cities I am completely unfamiliar with. I don't need to pre-print out directions from the airport to my hotel or to a client's site and then try to read them as I drive (especially a pain in a lot of traffic or late at night). I can just plug in the address and have a voice tell me when to turn or get off at an exit. The web browsing and mapping functions are also a great way to find restaurants and other places while traveling, and this can come in very handy.

I have an app to store all of my flight and hotel info in one handy place (and which also notifies me of flight delays). I have all of my store loyalty cards stored right on my phone, so I don't have to carry a bunch of cards around with me. I also have an app on my phone that is essentially a guide to every type of pharmaceutical product available (invaluable for my job) which is constantly, automatically updated on a regular basis. A lot more convenient than a huge reference book (and which will not go out of date).

Just because you find no personal value in something, does not automatically mean that it does not have value for others.
oh yea i forgot about gps another money waster lol
i also forgot about the kindle app on my phone
i can buy a book and download it in 5 seconds and open it on my laptop or tablet as well and pick up reading where i left off
i probably have 100 books stored that take up no space and i can bring anywhere with me
another money waster
its funny he calls them money wasters when you're paying an extra 30 bucks or so a month for all of these features
any individual feature included in this 30 dollars would have cost several hundred dollars a month easily as little as 10-15 years ago.wealthy people would have been the ones paying for it and it would have been worth it.

Hell 25 years ago people were paying more money for giant bulky walkman than a smart phone costs now and all that did was play tapes
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Old 09-05-2012, 10:58 AM
 
Location: MO->MI->CA->TX->MA
7,017 posts, read 14,406,938 times
Reputation: 5568
Quote:
Originally Posted by purehuman View Post
What does "not paying your fair share" mean?....does that mean we should have paid something for the great chair we got on the side of the road?...getting some things for free is VERY easy,...why would you think it might be unlawful?...where I live, people put used furniture and other things that they no longer want, but are too good to throw away, at the side of the road....usually within a matter of just a day or two, they're gone....I like that someone else is making use of these things, and the benefit for the giver is that they don't have to pay to have it hauled away to the dump.
Say you go out with friends, order something very expensive, then only offer to pay the bill divided by the # of people..
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Old 09-05-2012, 03:15 PM
 
13,513 posts, read 19,189,869 times
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Now that's just plain ole CHEAP!!
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Old 09-05-2012, 08:17 PM
 
Location: Texas and Arkansas
1,341 posts, read 1,521,954 times
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Sorry if I offended anyone, I wasn't trying to start anything. I actually meet homeless people a lot and that is why I asked.

Back on topic now ....
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Old 09-06-2012, 02:32 PM
 
14,362 posts, read 20,431,323 times
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Quote:
Originally Posted by cowdog View Post
Sorry if I offended anyone, I wasn't trying to start anything. I actually meet homeless people a lot and that is why I asked.
Good for you, on the homeless help that you give.

--------------------------------
Most cities have a free cycle group.

A place for people who have more than they need, to give things away vs. throwing them away.
A place for people who have less than they need, to ask for things that others no longer need.

Anyone wanting to join a group, just enter your city and state in the search box.
The Freecycle Network

If and when there is a national sales tax, "used" second hand items will become popular to avoid the "use tax."
People who used to buy new items, might become frugal, and go with second hand items more often.
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Old 09-15-2012, 01:03 PM
 
2,401 posts, read 4,662,969 times
Reputation: 2193
Frugality
= saving money
= wealth accumulation
= smart

One penny handed over to the cash register
= one penny your wallet lost
One penny saved
= one penny "safe"
Owning up to being a miser is woohoo to me,
Boohoo to that store, that business / person etc. trying to pry that money from me.

All... nothing wrong with that mentality, be you wealthy or poor.
Think Warren Buffett.
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Old 09-20-2012, 04:17 AM
 
Location: In a state of denial
1,289 posts, read 3,024,409 times
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Quote:
Originally Posted by Tallysmom View Post
I almost caved for a Starbucks yesterday, but my back was really bothering me, and I bailed instead. But here's my point -- being ultra frugal on a number of things THAT DON'T MATTER TO ME (instead of keeping up with the Joneses with stuff I don't care about -- funny -- that's actually my neighbors last name!) allows me to go for a Bux when I want. Which I have to admit, isn't very often.

By the way -- cable (in our case satellite) VERY important to us. As is eating out. Hubs has a thing for breakfast out.

Anyhow -- I think we need to accept that other people have different levels of acceptable frugality. We earn a good living from our main business and the dumpster diving thing was a way to let hubs buy his toys, whatever he wanted, without feeling guilty. Him buying what he wants allows me to indulge in fabric and my sewing obsession.

But I read yesterday somewher the average person spends about 1200 bucks on shoes every year. What? I bought a pair of sandals for my nieces wedding that ran 120 bucks and I'll be buying a new pair of Lands End all weather leather moc for 50. Those sandals are really good and comfortable and should carry me for a two years or three.... So I have four pairs of shoes -- my Lands end, my new balance sneakers, and two pairs of sandals.... I'm good for another year -- I usually buy a pair of sneaks and a moc yearly.

But we don't live a lifestyle where I need fancy dress shoes or go out so often that I can't repeat clothes.

Any person that comes on and says I'm cheap because of my shoe buying habits doesn't understand how I live.
I have one pair of flip flops bought for $5.00 that have lasted me five years. I have an expensive pair of sandals that has lasted me 7 years now. That's all I have because I don't need anything else. And I'm happy with what I have. I imagine the flip flops will last another year or two
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Old 09-20-2012, 12:02 PM
 
Location: St. Louis, MO
4,009 posts, read 6,825,479 times
Reputation: 4607
I think Frugality means different things to different people.

For instance, my husband and I:

-have zero debt (no mortgage, no car payments, etc)
-I make most of our meals from scratch
-DH repairs our cars if need be and performs regular maintenance on them
-We only eat out about once a month or so, sometimes less
-If we don't need it, we don't buy it
-I repair clothes rather than throwing them away
-We rarely buy anything 'new'. All of our furniture and decor is genuine 1950s (and we like it that way)
-We don't have cable TV or anything (we don't have TV)
-We're on a bare basics family plan for our cell phones
-DH rides his bicycle to work to save on gas money
-I use coupons where applicable
-We don't have any 'techie' gadgets aside from our laptops (3 and 4 years old respectively)- no game systems or what not
-We save whatever we don't spend on necessities, and rarely splurge.
-We plan on growing our own vegetables next year

It's allowed us to buy a house outright, and our lifestyle will continue to ensure that we're able to save money in future due to our minimum overheads and necessary costs.

We don't believe in debt- just a simple, old fashioned lifestyle far removed from other couples in their 20s
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