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Today, I was in my backyard and I have some kind of Palm tree. I was showing someone the palm tree when I noticed the mouse on the tree. Then I noticed 3 more mouse on the tree. I also noticed the debris as it was chewed up.
We don't have a mouse problem inside our house. But this scares me!
We have typical American house. The house is wood with the roof covered with shingles. This tree is located in the backyard right where it meets the neighbors back fence.
My concern is that mouse/rats can reproduce very quickly and it is a matter of time when they start coming indoors.
If you don't let them inside your house and you don't want them outside your house, where do you expect them to live?!?
Set up a few traps in your basement and garage as a preemptive strike. Otherwise, let them be outside. Hawks, snakes, foxes, coyotes all like those mice outside....
I've had a mouse in the house a few times over the years. I think it's been one every ten years. They don't really need or want to go into your house unless they are cold, hungry, etc.
There are a lot of animals in our yards: mice, moles, voles, chipmunks, squirrels, groundhogs, skunk, opossum. Deal with it when or if you have a problem.
Texas climate very similar to Florida. I would worry about a wood roof. I would try to control them. You can start by clearing out trees, wood lying on ground, near your home.
Strip the old dead fronds off the tree and clean up the surrounding mess then the rats will move on. Scorpions and black widows like to live in conditions as shown in those palm pictures.
A female rat can mate as many as 500 times with various males during a six-hour period of receptivity—a state she experiences about 15 times per year. Thus a pair of brown rats can produce as many as 2,000 descendants in a year if left to breed unchecked. (A rat matures sexually at age three to four months.)
Wit-Nit offered great advice OP. I'd do that as well. They love areas of tree clutter, dying palm fronds, etc. If you can keep the areas cleaned out, it will cut down on their traffic.
As they mentioned, they can really populate quickly.
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