Issue : There is a place available. It's 35k. It's livable but outdated. No insulation, aside from some foam wrap under the siding, old windows (at least has storm windows too), knob and tube wiring, has appliances. Nothing fancy but they all work. Place has a basement too. Plenty of space for me and even a woman if the future holds that. The problems are the fact that it would need some updating as time goes to make it more efficient, and the owner has the sheds filled up for the time being with no deadline of cleaning them up. But reasonable on the payments, where there is no mortgage, just rent to own.
The second idea is to get some land and build. The idea would be to build to fit my needs, so nothing huge or exotic. This would make materials cheap. There is going to be a big cost in getting hookups to electricity, and possibly water. I'd like to do well and septic system - however not sure how capable of those I am, and they run about 10k a piece around here I heard.
I'm sure if I offered to do all the work I could, it would help some on those costs. The construction would be done by myself and some general contractor buddies. Most likely build as I go, or build off of credit card debt because a mortgage is out of the question at age 19.
Which one seems like the better idea?