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Yeah I am hearing good stuff about Texas, but I am not interested in TX, because it is way too humid there and I really wanted to get away from NJ due to the climate of the East.
PNW seems great for opportunity and not all of it is expensive. I guess even California pays well, because California is sustaining its young people while NJ is losing a lot of young people who can't make enough money to afford NJ's high COL.
Not all of Texas is humid.A big chunk of the state aint humid.
Sometimes when you go for low COL there are fewer jobs and opportunities, you can lose hope and that’s not good. People need hope. In NJ you may live in your elderly parents basement now but there’s more of chance for success, that you may meet someone and eventually hit it big.
That is an excellent point.
Regardless of your personal income, the likelihood of you meeting and eventually marrying a partner from a medium-to-high or high socioeconomic background is greater in an area with a high COL than in an area with a low COL. Oftentimes, this type of partnership results in greater financial security at the time of union and later in life. For married individuals who are well-educated and high-income, the likelihood of divorce, which is financially disastrous for most people, especially men, is lower than for people who are uneducated and/or low-income. This rule of thumb not only applies to you and your partner; it applies to your in-laws as well. In high COL areas, it is less likely that both you *AND* your in-laws will be divorced, assuming they originate in the same or an equivalent area. Therefore, your in-laws will have a greater amount of wealth in terms of monies, real estate and other possessions to bequeath to their children when they pass away. Inheritance is very helpful for people in significant debt or with children.
Additionally, in a high COL, you will have the opportunity to meet, interact with and befriend a greater number of wealthy, successful individuals just by the common denominator of place. Needless to say, this can open many doors to you from both professional and recreational standpoints. Generally, people in low COL areas will not invite you to join them in skiing at their vacation properties in the mountains or on yachting excursions, and they probably can not afford to loan you money, in the event of financial insecurity. Of course, that is not everything, but those are examples of experiences you likely would not find in a low COL area.
Regardless of your personal income, the likelihood of you meeting and eventually marrying a partner from a medium-to-high or high socioeconomic background is greater in an area with a high COL than in an area with a low COL. Oftentimes, this type of partnership results in greater financial security at the time of union and later in life. For married individuals who are well-educated and high-income, the likelihood of divorce, which is financially disastrous for most people, especially men, is lower than for people who are uneducated and/or low-income. This rule of thumb not only applies to you and your partner; it applies to your in-laws as well. In high COL areas, it is less likely that both you *AND* your in-laws will be divorced, assuming they originate in the same or an equivalent area. Therefore, your in-laws will have a greater amount of wealth in terms of monies, real estate and other possessions to bequeath to their children when they pass away. Inheritance is very helpful for people in significant debt or with children.
Additionally, in a high COL, you will have the opportunity to meet, interact with and befriend a greater number of wealthy, successful individuals just by the common denominator of place. Needless to say, this can open many doors to you from both professional and recreational standpoints. Generally, people in low COL areas will not invite you to join them in skiing at their vacation properties in the mountains or on yachting excursions, and they probably can not afford to loan you money, in the event of financial insecurity. Of course, that is not everything, but those are examples of experiences you likely would not find in a low COL area.
Exactly, a low COL area like NM will be a retiree hotspot, not a place to meet people unless you are fine being an absolute recluse for life. Medium to high COL will have more young people and more mixture of white collared and blue collared younglings.
OP, undoubtedly you've read the Seattle forum, regarding where to live for the more affordable rents, locations that have an easy commute (by transit) into the city, and so on. And as a techie, I'm not sure why you're worried about COL, but there are definitely lower-cost options, including some very scenic ones.
OP, undoubtedly you've read the Seattle forum, regarding where to live for the more affordable rents, locations that have an easy commute (by transit) into the city, and so on. And as a techie, I'm not sure why you're worried about COL, but there are definitely lower-cost options, including some very scenic ones.
I never been on the Seattle forum before and I have not been on WA's forum in a long time.
Speaking of scenic places, the entire West is scenic and beautiful, so that's no issue.
Yeah but the eastern part is the only place where the jobs are and Odessa area on the western side is too small for me.
El Paso.
Your obsession with millennials living at home in NJ because they're low lives or something is so repetitive. It's a high COL state with few options for cheaper apartment living that provide transit access to high paying jobs in Manhattan. People live at home so they can live in a city with an easy train commute to their high paying job in Manhattan. They save money and move out eventually. But, the entire point is they're making good money. You'll find losers living at home in every city across the world. The difference is that NJ millennials commute to Manhattan a lot, or even Newark.
If you move to a low COL city just for the low COL, you'll be sacrificing major career advances. Living in a city like Seattle will not really save you that much money. It's still expensive. It doesn't hurt to apply for jobs there, but you seem extremely picky so you shouldn't be ruling out other major IT job centers on the East Coast like Boston, NYC, Philly (not as strong for IT, but cheaper than NYC), DC, Raleigh, Atlanta and Nashville. Austin isn't cheap, but relatively cheaper than the Northeast still. Houston and Dallas are cheaper but have good jobs. Denver is kinda pricey now like Austin, but has good jobs. You can never apply to too many places.
I'll say it again, though. Stop worrying about what everyone else does. You say you obsess over one place NM and now you want to obsess over the PNW. You also obsess over what everyone else does. Stop. Obsessing. Over. Thing. You. Can't. Control. Live your own life and for the love of Gooodddddddddddd stop worrying about what literally everyone else is doing. Apply for jobs all over. Let people live at home if they want to. What is it your business and why do you care so much? It may look like they're struggling rn, but in reality, they're hopefully working a good job and putting a lot of money into their savings. It may look like they're behind, but they'll skyrocket ahead of someone like you. They've got their good job in Manhattan where the ceiling is much higher than in other small towns and low COL cities. Their income is going to just keep rising probably and they'll eventually move out with a ton of money in their bank account. Meanwhile, you'll probably then be complaining about how they're so privileged for having lived with their parents and saved up money and be jealous of them again. You just love to complain.
I never been on the Seattle forum before and I have not been on WA's forum in a long time.
Speaking of scenic places, the entire West is scenic and beautiful, so that's no issue.
Haha, true about the West, but I was referring to communities with waterfront on Puget Sound, beautiful views over the water of the mountains beyond. The alternative from that, lower-cost-housing-wise, is farm country, inland; not a good choice if you want to be around single young people.
Haha, true about the West, but I was referring to communities with waterfront on Puget Sound, beautiful views over the water of the mountains beyond. The alternative from that, lower-cost-housing-wise, is farm country, inland; not a good choice if you want to be around single young people.
My dream is to live in a semi rural area (regardless of who lives there) anyways and then be close enough to civilization. No I don't plan on living on some waterfront where it is expensive and prone to getting destroyed.
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