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Forest tent caterpillars. Every June they come out en masse to crawl and poop all over everything. They drop down out of the trees and land in your hair. They are harmless (to people, not so harmless to trees) but disgusting, especially when mashed by cars. Then when June is over, they turn into moths and magically disappear! Until next June...!
Tics, black widows, and mosquitos are the worst I can think of for california. We thankfully don't have much in the way of huge nasty bugs. California is mostly too dry for that I think.
We do have other animals, like great white sharks, mountain lions, coyotes (which aren't really dangerous usually, but are becoming more of a problem in urban areas), bears, and rattlesnakes though.
We get black widow spiders here in California. However, I have never even once been touched by one. When I see them they're either just hanging around (literally) or walking by in the garage. I figure, we are both just minding our own business. It's actually rare to see one.
In Florida we have just about everything, Coral Snakes are the most dangerous but attack on very rare occasions, lots of fire ants, mosquitos, spiders and of course gators. Brown Recluse spiders are pretty bad down here and of course gators are dangerous. Lots of roaches every where, there is everything even ticks up in North Florida.
The most fearsome bug we have here is the Dobsonfly. They live near rivers and lakes, and can grow up to 6 inches long. When threatened, they raise their heads and clack their jaws at you. They're harmless, but it's quite a shock to see one flying towards you!
Ted Kennedy, Barney Frank...oh wait, you meant the six legged variety...in Mass it's probably roaches but I haven't seen any since I've been here. They do have fisher cats in this state which are some nasty beasts.
When I was in California I would see an occasional potato bug, they are one of the nastiest looking things on the planet. They had black widows and rattlers too.
In Oklahoma and North Texas the worst bug (by FAR) is the Fiddleback Spider. Little boogers are of the Devil. I get the shivers just thinking of them.
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