12-17-2007, 05:24 AM
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Reputation: 21
Also..........
If you find that a single family home is out of reach for you; budget-wise, I would suggest a foreclosed townhouse or condo. I hope I am not showing this down your throat. I am just a firm believer in "why rent when you can own?"
04-08-2008, 08:50 PM
Location: Fox Lake, IL
36 posts, read
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Reputation: 28
Quote:
Originally Posted by
Tidbits
AthmaGirl,
Think outside the box. Now, I don't say that to be insulting; not at all. I want you to go into this with an open mind. If you have good credit, you can pretty much get anything material in America!!! Why rent if you can buy???
There are numerous foreclosed homes in the ATL and outlying areas. I just urge you to look into it before you say, "you can't". Not all foreclosed homes are in shambles; get out of that frame of mind.
Moving into an apartment doesn't help you credit-wise as far as builing long term financial stability. HUD has foreclosed homes, so does the VA and almost every bank you can think of. You don't have a large income but you appear to live within your means and that is what is important; it isn't how much money we make, but our ability to live within our means. Many people make much more than you and are having their homes foreclosed.
If you can possible go up to $1,000 for rent there is no way you shouldn't invest that in a property to call your own.
1. Find out if you can qualify to purchase a home and for how much.
2. Decide which area you want to live in.
3. Get a realtor to find every single foreclosed property in that area and other outlying areas (in your qualified $ range).
4. Look at many homes so you can have various "I love this one" to choose from. Remember it is a high ticket item and not a DVD player; you can't simply return it
.
What area do you plan on living in.....let me know so I can do a basic search so I can give you some ideas of prices.
Remember, foreclosed doesn't mean it has to be delapidated or in shambles. I see you as a survivor....let me know how your progess goes. I wish you all the best....sincerely!!!
Heh. Thanks for the pep talk. I needed that. I am thinking more and more about buying, but scared to death due to our very limited budget. Mom and brother still can't work, so I'm the main paycheck in the household. We don't have any savings except my 401k so I'd have no money down for a house. Maybe my credit would qualify, but with no down payment (and even foreclosed homes require something usually), I don't know how I'd get us into a home.
The problem is, even if I could afford $1000 a month for rent, I can't afford separate utility bills, property taxes, homeowners insurance, etc. There's a lot more that goes into owning a house, then just a mortgage.
But I am weighing my options. But so far, renting seems to be the only affordable option. (as far as also renting a house, not just an apartment)
04-08-2008, 10:37 PM
2 posts, read
5,050 times
Reputation: 10
There are hospitals in Woodstock, in the Towne Lake area. I believe it's called Northside. Very good hospital. Wellstar is extremely hard to get into - try to get some connections before you come down. You can google a complete list of hospitals and it will give full details of locations, numbers, etc. The price of living is cheaper in Kennesaw and would be a great commute to Woodstock (going the opposite direction of traffic during rush hour!) Good Luck!
And as far as housing under $100K, it is do-able, you just need to find a safe area. I know of a new townhome community that just opened up with the prices starting very low in the Woodstock area. It depends how many bedrooms you need. Let me know if you'd like additional info on it! (And there are a lot of office buildings with great companies off of Chastain Road in Kennesaw) Good luck to you too!
11-04-2008, 08:13 PM
Location: Fox Lake, IL
36 posts, read
238,439 times
Reputation: 28
Hello. Sorry, been gone awhile again. That's the problem. I can't cough up $1000 bucks a month. Our rent just went up to $805 (for a one bedroom) in August up here and that's killing me. Plus, my rent includes gas and water, which I could not afford to pay for separately.
I think what I've realized lately, is I just don't have the funds to move to Georgia at this time. With the economy the way it is right now, I guess we're going to have to wait for awhile. I'm even considering moving somewhere cheaper up here instead. We just don't have enough savings for a move.
I hope to get back to Georgia one day, though. Thank everyone, for the advice and suggestions. I have taken them to heart. It's just ridiculous how fast cost of living expenses are going up over the years. I work a full time job and I've been there 11 years, and I still, can't afford a home of my own.
Too many Americans in the same financial boat I guess.
11-12-2008, 03:39 PM
1 posts, read
2,392 times
Reputation: 10
Exploring options
I am from Atlanta GA and exploring options to move.
Fairburn, Ga area was not listed as place u have visited, yet this is where town house is located. If you are serious and still looking, please respond.
3 bedroom; 2.5 baths, split level condo/townhouse. Community is gated; built in 1972; have lived in community since 1989 and is a nice, growing community.
I have not placed home on market, just exploring options. I am seeking to sell more than rent. Home is very decent, as you put it and will probably ask for under 100k.
Quote:
Originally Posted by
AthmaGirl
Hi all. I know this is a little long. But please read the entire post because I have specific questions since I finally had a chance to visit Georgia in person recently.
I've been on and off this site for quite a while now. I finally got a chance to visit Georgia for the first time in years recently. I rented a car and did a lot of driving down there. Mostly the suburbs outside the Eastern parts of Atlanta. (I put a list of the towns I visited below)
Here's the thing. I notice most of the posts about folks moving back to Georgia asking where to move to, concern people who can afford houses. I haven't noticed that many posts for those of us who need to look for rentals or housing in lower income areas if that's all we can afford.
I only make around $25,000 a year. I pay $765 a month for a one bedroom apartment up here in Illinois. My mom is starting social security this year which might help us be able to afford up to $1000 a month for rent. I might consider buying instead of renting again, if I could find a decent older area in Georgia where houses might start at 100k and under. I could rent with the option to buy. Or perhaps a condo or townhome maybe? I'd even consider moving us to a trailer park in Georgia if it's decent.
My question is, even though I visited a lot of areas in my visit to Georgia, I'm still not sure where the "decent" working class neighborhoods are in these towns. I don't mind if an area is racially mixed as long as it's not full of gangbangers. (my family and I are white folks)
I am a data entry clerk. I need to live close to any area that has lots of office parks but I don't have to live in that area. I liked Duluth a lot. I was thinking of us possibly moving to Duluth since it might be cheaper but then I could work in Alpharetta, Roswell, Dunwoody, etc. Does that sound like a good option?
Also, I don't like "small towns". I like more developed areas. I like to be close to lots of stores, for shopping basics. I don't mind all the development in Georgia and traffic because I'm used to it up here in Illinois where I live and work. I like to live in a "busier" area so that I'm close to office parks for work and basic shopping. (stores like Wal-Mart, etc)
Where's a good lower income place to live in Georgia for someone who only makes $25,000 a year? The only reason I'm not considering Atlanta itself is due to my asthma and the smog in the city.
The other reason I'm asking, is even though I got to visit a lot of areas, I was only in Georgia a week and only had time to "drive through". I got a basic feel of all these areas but I'm still not sure which areas have the most office parks and which areas might have lower income neighborhoods that are still decent. I need more help in narrowing it down. I did like Duluth a lot though.
Also, just so you guys know, I am used to an hour commute to work one way up here in Illinois. And when we get snow up here, it can be an hour 1/2 to two hours to get home. (and last year, it snowed a lot) Keep that in mind if you make any suggestions. I don't mind traffic. The traffic I experienced while driving around Georgia did not faze me at all since I'm used to it up here, but, I would like to try and keep my drive to work no longer then an hour if possible somewhere in Georgia.
Here is a list of all the areas I visited in Georgia.
Duluth
Conyers
Stockbridge
McDonough
Lithonia
Social Circle
Walnut Grove
Monroe
Loganville
Snellville
Grayson
Lawrenceville
Auburn
Winder
Dacula
Alpharetta
I didn't get a chance to visit all the cities I wanted to.
Here are other towns I'm considering but didn't get a chance to visit:
Vinings
Smyrna
Sandy Springs
Marietta
Kennesaw
Acworth
Woodstock
Cartersville
Sugar Hill
Buford
Suwanee
Fair Oaks
Powder Springs
Mableton
Austell
Douglasville
Doraville
Norcross
Lilburn
Athens
Remember, I don't care if an area is more racially diverse, as long as it's decent. I also don't care if it's a more congested area with traffic. That works better for me actually. My mom and brother live with me and I'd be moving all three of us. Since rent is going up so much, I may be able to afford an older house to buy possibly in an older neighborhood. I can't afford a new house in the newer neighborhoods. They are just too expensive. I'm looking for houses that are 100k and under. I could maybe rent a house and buy later.
I know there are posts about all the areas I listed above in this forum, but I've found most of those posts are for folks who are looking to buy homes that start at 200k and over. I can't afford that. What are the best towns for those of us who are lower income and can't afford to buy new but we want to be close enough to towns with lots of office parks for jobs?
Thank you in advance. This forum has been very helpful to me over the past year.
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Racial diversity
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Mean house or condo value by units in structure - 2 ($)
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School enrollment - Not enrolled (%)
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Urban houses (%)
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Mortgage status - with mortgage (%)
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Mortgage status - with home equity loan (%)
Mortgage status - with both second mortgage and home equity loan (%)
Mortgage status - without a mortgage (%)
Average family size
Average family size - White
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Geographical mobility - Moved from abroad (%)
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Place of birth - Native, outside of US (%)
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Housing units in structures - 1, detached (%)
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Housing units in structures - 2 (%)
Housing units in structures - 3 or 4 (%)
Housing units in structures - 5 to 9 (%)
Housing units in structures - 10 to 19 (%)
Housing units in structures - 20 to 49 (%)
Housing units in structures - 50 or more (%)
Housing units in structures - Mobile home (%)
Housing units in structures - Boat, RV, van, etc. (%)
House/condo owner moved in on average (years ago)
Renter moved in on average (years ago)
Year householder moved into unit - Moved in 1999 to March 2000 (%)
Year householder moved into unit - Moved in 1995 to 1998 (%)
Year householder moved into unit - Moved in 1990 to 1994 (%)
Year householder moved into unit - Moved in 1980 to 1989 (%)
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Year householder moved into unit - Moved in 1969 or earlier (%)
Means of transportation to work - Drove car alone (%)
Means of transportation to work - Carpooled (%)
Means of transportation to work - Public transportation (%)
Means of transportation to work - Bus or trolley bus (%)
Means of transportation to work - Streetcar or trolley car (%)
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Means of transportation to work - Motorcycle (%)
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Means of transportation to work - Walked (%)
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Working at home (%)
Industry diversity
Most Common Industries - Agriculture, forestry, fishing and hunting, and mining (%)
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Occupation diversity
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Most Common Occupations - Computer and mathematical occupations (%)
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Most Common Occupations - Food preparation and serving related occupations (%)
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Most Common Occupations - Construction and extraction occupations (%)
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Most Common Occupations - Production, transportation, and material moving occupations (%)
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Most Common Occupations - Transportation occupations (%)
Most Common Occupations - Material moving occupations (%)
People in Group quarters - Institutionalized population (%)
People in Group quarters - Correctional institutions (%)
People in Group quarters - Federal prisons and detention centers (%)
People in Group quarters - Halfway houses (%)
People in Group quarters - Local jails and other confinement facilities (including police lockups) (%)
People in Group quarters - Military disciplinary barracks (%)
People in Group quarters - State prisons (%)
People in Group quarters - Other types of correctional institutions (%)
People in Group quarters - Nursing homes (%)
People in Group quarters - Hospitals/wards, hospices, and schools for the handicapped (%)
People in Group quarters - Hospitals/wards and hospices for chronically ill (%)
People in Group quarters - Hospices or homes for chronically ill (%)
People in Group quarters - Military hospitals or wards for chronically ill (%)
People in Group quarters - Other hospitals or wards for chronically ill (%)
People in Group quarters - Hospitals or wards for drug/alcohol abuse (%)
People in Group quarters - Mental (Psychiatric) hospitals or wards (%)
People in Group quarters - Schools, hospitals, or wards for the mentally retarded (%)
People in Group quarters - Schools, hospitals, or wards for the physically handicapped (%)
People in Group quarters - Institutions for the deaf (%)
People in Group quarters - Institutions for the blind (%)
People in Group quarters - Orthopedic wards and institutions for the physically handicapped (%)
People in Group quarters - Wards in general hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Wards in military hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Juvenile institutions (%)
People in Group quarters - Long-term care (%)
People in Group quarters - Homes for abused, dependent, and neglected children (%)
People in Group quarters - Residential treatment centers for emotionally disturbed children (%)
People in Group quarters - Training schools for juvenile delinquents (%)
People in Group quarters - Short-term care, detention or diagnostic centers for delinquent children (%)
People in Group quarters - Type of juvenile institution unknown (%)
People in Group quarters - Noninstitutionalized population (%)
People in Group quarters - College dormitories (includes college quarters off campus) (%)
People in Group quarters - Military quarters (%)
People in Group quarters - On base (%)
People in Group quarters - Barracks, unaccompanied personnel housing (UPH), (Enlisted/Officer), ;and similar group living quarters for military personnel (%)
People in Group quarters - Transient quarters for temporary residents (%)
People in Group quarters - Military ships (%)
People in Group quarters - Group homes (%)
People in Group quarters - Homes or halfway houses for drug/alcohol abuse (%)
People in Group quarters - Homes for the mentally ill (%)
People in Group quarters - Homes for the mentally retarded (%)
People in Group quarters - Homes for the physically handicapped (%)
People in Group quarters - Other group homes (%)
People in Group quarters - Religious group quarters (%)
People in Group quarters - Dormitories (%)
People in Group quarters - Agriculture workers' dormitories on farms (%)
People in Group quarters - Job Corps and vocational training facilities (%)
People in Group quarters - Other workers' dormitories (%)
People in Group quarters - Crews of maritime vessels (%)
People in Group quarters - Other nonhousehold living situations (%)
People in Group quarters - Other noninstitutional group quarters (%)
Residents speaking English at home (%)
Residents speaking English at home - Born in the United States (%)
Residents speaking English at home - Native, born elsewhere (%)
Residents speaking English at home - Foreign born (%)
Residents speaking Spanish at home (%)
Residents speaking Spanish at home - Born in the United States (%)
Residents speaking Spanish at home - Native, born elsewhere (%)
Residents speaking Spanish at home - Foreign born (%)
Residents speaking other language at home (%)
Residents speaking other language at home - Born in the United States (%)
Residents speaking other language at home - Native, born elsewhere (%)
Residents speaking other language at home - Foreign born (%)
Class of Workers - Employee of private company (%)
Class of Workers - Self-employed in own incorporated business (%)
Class of Workers - Private not-for-profit wage and salary workers (%)
Class of Workers - Local government workers (%)
Class of Workers - State government workers (%)
Class of Workers - Federal government workers (%)
Class of Workers - Self-employed workers in own not incorporated business and Unpaid family workers (%)
House heating fuel used in houses and condos - Utility gas (%)
House heating fuel used in houses and condos - Bottled, tank, or LP gas (%)
House heating fuel used in houses and condos - Electricity (%)
House heating fuel used in houses and condos - Fuel oil, kerosene, etc. (%)
House heating fuel used in houses and condos - Coal or coke (%)
House heating fuel used in houses and condos - Wood (%)
House heating fuel used in houses and condos - Solar energy (%)
House heating fuel used in houses and condos - Other fuel (%)
House heating fuel used in houses and condos - No fuel used (%)
House heating fuel used in apartments - Utility gas (%)
House heating fuel used in apartments - Bottled, tank, or LP gas (%)
House heating fuel used in apartments - Electricity (%)
House heating fuel used in apartments - Fuel oil, kerosene, etc. (%)
House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
House heating fuel used in apartments - Solar energy (%)
House heating fuel used in apartments - Other fuel (%)
House heating fuel used in apartments - No fuel used (%)
Armed forces status - In Armed Forces (%)
Armed forces status - Civilian (%)
Armed forces status - Civilian - Veteran (%)
Armed forces status - Civilian - Nonveteran (%)
Fatal accidents locations in years 2005-2021
Fatal accidents locations in 2005
Fatal accidents locations in 2006
Fatal accidents locations in 2007
Fatal accidents locations in 2008
Fatal accidents locations in 2009
Fatal accidents locations in 2010
Fatal accidents locations in 2011
Fatal accidents locations in 2012
Fatal accidents locations in 2013
Fatal accidents locations in 2014
Fatal accidents locations in 2015
Fatal accidents locations in 2016
Fatal accidents locations in 2017
Fatal accidents locations in 2018
Fatal accidents locations in 2019
Fatal accidents locations in 2020
Fatal accidents locations in 2021
Alcohol use - People drinking some alcohol every month (%)
Alcohol use - People not drinking at all (%)
Alcohol use - Average days/month drinking alcohol
Alcohol use - Average drinks/week
Alcohol use - Average days/year people drink much
Audiometry - Average condition of hearing (%)
Audiometry - People that can hear a whisper from across a quiet room (%)
Audiometry - People that can hear normal voice from across a quiet room (%)
Audiometry - Ears ringing, roaring, buzzing (%)
Audiometry - Had a job exposure to loud noise (%)
Audiometry - Had off-work exposure to loud noise (%)
Blood Pressure & Cholesterol - Has high blood pressure (%)
Blood Pressure & Cholesterol - Checking blood pressure at home (%)
Blood Pressure & Cholesterol - Frequently checking blood cholesterol (%)
Blood Pressure & Cholesterol - Has high cholesterol level (%)
Consumer Behavior - Money monthly spent on food at supermarket/grocery store
Consumer Behavior - Money monthly spent on food at other stores
Consumer Behavior - Money monthly spent on eating out
Consumer Behavior - Money monthly spent on carryout/delivered foods
Consumer Behavior - Income spent on food at supermarket/grocery store (%)
Consumer Behavior - Income spent on food at other stores (%)
Consumer Behavior - Income spent on eating out (%)
Consumer Behavior - Income spent on carryout/delivered foods (%)
Current Health Status - General health condition (%)
Current Health Status - Blood donors (%)
Current Health Status - Has blood ever tested for HIV virus (%)
Current Health Status - Left-handed people (%)
Dermatology - People using sunscreen (%)
Diabetes - Diabetics (%)
Diabetes - Had a blood test for high blood sugar (%)
Diabetes - People taking insulin (%)
Diet Behavior & Nutrition - Diet health (%)
Diet Behavior & Nutrition - Milk product consumption (# of products/month)
Diet Behavior & Nutrition - Meals not home prepared (#/week)
Diet Behavior & Nutrition - Meals from fast food or pizza place (#/week)
Diet Behavior & Nutrition - Ready-to-eat foods (#/month)
Diet Behavior & Nutrition - Frozen meals/pizza (#/month)
Drug Use - People that ever used marijuana or hashish (%)
Drug Use - Ever used hard drugs (%)
Drug Use - Ever used any form of cocaine (%)
Drug Use - Ever used heroin (%)
Drug Use - Ever used methamphetamine (%)
Health Insurance - People covered by health insurance (%)
Kidney Conditions-Urology - Avg. # of times urinating at night
Medical Conditions - People with asthma (%)
Medical Conditions - People with anemia (%)
Medical Conditions - People with psoriasis (%)
Medical Conditions - People with overweight (%)
Medical Conditions - Elderly people having difficulties in thinking or remembering (%)
Medical Conditions - People who ever received blood transfusion (%)
Medical Conditions - People having trouble seeing even with glass/contacts (%)
Medical Conditions - People with arthritis (%)
Medical Conditions - People with gout (%)
Medical Conditions - People with congestive heart failure (%)
Medical Conditions - People with coronary heart disease (%)
Medical Conditions - People with angina pectoris (%)
Medical Conditions - People who ever had heart attack (%)
Medical Conditions - People who ever had stroke (%)
Medical Conditions - People with emphysema (%)
Medical Conditions - People with thyroid problem (%)
Medical Conditions - People with chronic bronchitis (%)
Medical Conditions - People with any liver condition (%)
Medical Conditions - People who ever had cancer or malignancy (%)
Mental Health - People who have little interest in doing things (%)
Mental Health - People feeling down, depressed, or hopeless (%)
Mental Health - People who have trouble sleeping or sleeping too much (%)
Mental Health - People feeling tired or having little energy (%)
Mental Health - People with poor appetite or overeating (%)
Mental Health - People feeling bad about themself (%)
Mental Health - People who have trouble concentrating on things (%)
Mental Health - People moving or speaking slowly or too fast (%)
Mental Health - People having thoughts they would be better off dead (%)
Oral Health - Average years since last visit a dentist
Oral Health - People embarrassed because of mouth (%)
Oral Health - People with gum disease (%)
Oral Health - General health of teeth and gums (%)
Oral Health - Average days a week using dental floss/device
Oral Health - Average days a week using mouthwash for dental problem
Oral Health - Average number of teeth
Pesticide Use - Households using pesticides to control insects (%)
Pesticide Use - Households using pesticides to kill weeds (%)
Physical Activity - People doing vigorous-intensity work activities (%)
Physical Activity - People doing moderate-intensity work activities (%)
Physical Activity - People walking or bicycling (%)
Physical Activity - People doing vigorous-intensity recreational activities (%)
Physical Activity - People doing moderate-intensity recreational activities (%)
Physical Activity - Average hours a day doing sedentary activities
Physical Activity - Average hours a day watching TV or videos
Physical Activity - Average hours a day using computer
Physical Functioning - People having limitations keeping them from working (%)
Physical Functioning - People limited in amount of work they can do (%)
Physical Functioning - People that need special equipment to walk (%)
Physical Functioning - People experiencing confusion/memory problems (%)
Physical Functioning - People requiring special healthcare equipment (%)
Prescription Medications - Average number of prescription medicines taking
Preventive Aspirin Use - Adults 40+ taking low-dose aspirin (%)
Reproductive Health - Vaginal deliveries (%)
Reproductive Health - Cesarean deliveries (%)
Reproductive Health - Deliveries resulted in a live birth (%)
Reproductive Health - Pregnancies resulted in a delivery (%)
Reproductive Health - Women breastfeeding newborns (%)
Reproductive Health - Women that had a hysterectomy (%)
Reproductive Health - Women that had both ovaries removed (%)
Reproductive Health - Women that have ever taken birth control pills (%)
Reproductive Health - Women taking birth control pills (%)
Reproductive Health - Women that have ever used Depo-Provera or injectables (%)
Reproductive Health - Women that have ever used female hormones (%)
Sexual Behavior - People 18+ that ever had sex (vaginal, anal, or oral) (%)
Sexual Behavior - Males 18+ that ever had vaginal sex with a woman (%)
Sexual Behavior - Males 18+ that ever performed oral sex on a woman (%)
Sexual Behavior - Males 18+ that ever had anal sex with a woman (%)
Sexual Behavior - Males 18+ that ever had any sex with a man (%)
Sexual Behavior - Females 18+ that ever had vaginal sex with a man (%)
Sexual Behavior - Females 18+ that ever performed oral sex on a man (%)
Sexual Behavior - Females 18+ that ever had anal sex with a man (%)
Sexual Behavior - Females 18+ that ever had any kind of sex with a woman (%)
Sexual Behavior - Average age people first had sex
Sexual Behavior - Average number of female sex partners in lifetime (males 18+)
Sexual Behavior - Average number of female vaginal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a woman (18+)
Sexual Behavior - Average number of woman performed oral sex on in lifetime (18+)
Sexual Behavior - Average number of male sex partners in lifetime (males 18+)
Sexual Behavior - Average number of male anal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a man (18+)
Sexual Behavior - Average number of male oral sex partners in lifetime (18+)
Sexual Behavior - People using protection when performing oral sex (%)
Sexual Behavior - Average number of times people have vaginal or anal sex a year
Sexual Behavior - People having sex without condom (%)
Sexual Behavior - Average number of male sex partners in lifetime (females 18+)
Sexual Behavior - Average number of male vaginal sex partners in lifetime (females 18+)
Sexual Behavior - Average number of female sex partners in lifetime (females 18+)
Sexual Behavior - Circumcised males 18+ (%)
Sleep Disorders - Average hours sleeping at night
Sleep Disorders - People that has trouble sleeping (%)
Smoking-Cigarette Use - People smoking cigarettes (%)
Taste & Smell - People 40+ having problems with smell (%)
Taste & Smell - People 40+ having problems with taste (%)
Taste & Smell - People 40+ that ever had wisdom teeth removed (%)
Taste & Smell - People 40+ that ever had tonsils teeth removed (%)
Taste & Smell - People 40+ that ever had a loss of consciousness because of a head injury (%)
Taste & Smell - People 40+ that ever had a broken nose or other serious injury to face or skull (%)
Taste & Smell - People 40+ that ever had two or more sinus infections (%)
Weight - Average height (inches)
Weight - Average weight (pounds)
Weight - Average BMI
Weight - People that are obese (%)
Weight - People that ever were obese (%)
Weight - People trying to lose weight (%)