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Old 12-19-2009, 05:33 PM
 
24 posts, read 49,106 times
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I could have posted this msg anywhere in this forum, since it's independent of location, but since my wife and I are thinking about moving to the Dahlonega vicinity, I'll put it here for now.

Can anyone tell me anything--positive or negative--about modular homes? How well constructed are they? What sort of resale value do they retain, if any? Can they be insured like a "stick-built" home can, or do insurers look askance at them, as firetraps or whatever? Do they typically get taxed the same as a stick-built house on the same lot would be? yada yada yada

I'm shopping online right now, and I'm not sure if I should automatically skip any listing at all for modular homes. We're much more interested in getting some land and some privacy and some isolation than we are in buying a "taj mahal" at this stage in our lives. A home much larger than 2,000 sq ft would be more than we'd need! So the idea of putting more of our money into the property and a bit less of it into the structure itself isn't necessarily a bad idea to me.

What d'ya all think?
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Old 12-19-2009, 09:06 PM
 
Location: West Cobb County, GA (Atlanta metro)
9,188 posts, read 30,931,624 times
Reputation: 5171
If it's a TRUE "modular" home, then it is pre-manufactured in a factory (usually in just two halves - sometimes in sections) and put together on site. It would be wood frame like any other home - just prefabbed. They can be put on a basement (which is recommended for resale value as well as having someplace to go during bad storms, storage, etc).

What Is a Modular Home - Home Buying Facts

Modular building - Wikipedia, the free encyclopedia
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Old 12-20-2009, 01:35 AM
 
Location: Acworth
1,352 posts, read 3,970,860 times
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In ga there are a few differences in how utilities must be delivered to your home if it isnt a fixed one (aka modular, trailer etc). Everything else comes down to the structure itself
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Old 02-05-2010, 09:07 AM
 
16 posts, read 51,656 times
Reputation: 25
Quote:
Originally Posted by cityrover View Post
In ga there are a few differences in how utilities must be delivered to your home if it isnt a fixed one (aka modular, trailer etc). Everything else comes down to the structure itself
If its a true modular then its not a trailer and is built to the same code as "site-built " home. A good place to start is educationg yourself on the difference between a modular and hud code home.

search for these :

nationwide-homes.com

excelhomes.com

r-anell.com

If the builder has a bunch of what look to be doublewides on a lot ...run away he probably will also try to sell you a two story hud code home and you want to avoid that at all cost ... its just a two story trailer.
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Old 02-05-2010, 11:29 PM
 
Location: Acworth
1,352 posts, read 3,970,860 times
Reputation: 472
hud is housing and urban development?!

aka mortgage assisted homes.

can you clarify how that acronym relates to modular/trailer structures?
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Old 02-06-2010, 05:37 AM
 
16 posts, read 51,656 times
Reputation: 25
Default ??

Quote:
Originally Posted by cityrover View Post
hud is housing and urban development?!

aka mortgage assisted homes.

can you clarify how that acronym relates to modular/trailer structures?
It does not apply to modular structure at all they are built to local /state code. A manufactured home (formerly known as a mobile home) is built to the Manufactured Home Construction and Safety Standards (HUD Code) and displays a red certification label on the exterior of each transportable section.By an act of Congress in 1974, the U.S. Department of Housing and Urban Development (HUD) was designated as the government agency to oversee the Federal Manufactured Housing Program.HUD also does alot more than mortagage assistance,unfortunately their name has come to have a connotation that implies this , but take a look at their website and you will see that theres alot more to HUD than that.
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