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Greensboro, Winston-Salem, High Point The Triad Area
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Old 12-15-2008, 10:02 AM
 
108 posts, read 349,307 times
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My wife and I applied for a usda home loan. The only problem is I don't know what places in the triad would qualify for a usda loan. It has to be outside the city limits. Please help
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Old 12-15-2008, 09:12 PM
 
Location: NC High Country
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Your question is somewhat broad and difficult to answer without more information. Which county in the Triad are you interested in? If you haven't already, you need to sign with a realtor who can serve as your buyer's agent. He/she should be knowledgeable enough to find homes in areas that would qualify for your loan. It doesn't cost anything to sign with a buyer's agent; all real estate commissions are paid out of the seller's proceeeds.
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Old 12-16-2008, 09:46 AM
 
Location: Wherever I am
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The only county that I can think of right off hand would be Alamance. There seem to be a lot of rural areas there (which would qualify you for USDA). If you're not already working with a realtor, I can suggest a GREAT one in Burlington that we have been working with since July/August. I absolutely LOVE him!!
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Old 12-16-2008, 12:48 PM
 
Location: NC High Country
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OK, I did a little bit of research. Virtually every county in NC has areas that are eligible, even Guilford and Forsyth. Here is a link where you can check for eligible and ineligible areas. If you have a specific address, you can also check its eligibility too. USDA Property Eligibilty
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Old 12-16-2008, 06:50 PM
 
Location: North Carolina
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Billbottles, were you the one who was getting a transfer through Mack? Try kernersville then perhaps. It's centrally located in the Triad, with great access to I-40, the homes have a better $:sqft/acreage ratio and most of the schools are good (Cash, Piney Grove, etc). I'm no mortgage consultant, but there must be some way to easily look something like this up, or??
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Old 12-17-2008, 02:56 PM
 
108 posts, read 349,307 times
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Quote:
Originally Posted by ibeg4sushi View Post
Billbottles, were you the one who was getting a transfer through Mack? Try kernersville then perhaps. It's centrally located in the Triad, with great access to I-40, the homes have a better $:sqft/acreage ratio and most of the schools are good (Cash, Piney Grove, etc). I'm no mortgage consultant, but there must be some way to easily look something like this up, or??
no wasnt me
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Old 12-17-2008, 02:57 PM
 
108 posts, read 349,307 times
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Quote:
Originally Posted by roadpony View Post
OK, I did a little bit of research. Virtually every county in NC has areas that are eligible, even Guilford and Forsyth. Here is a link where you can check for eligible and ineligible areas. If you have a specific address, you can also check its eligibility too. USDA Property Eligibilty
thanx!
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Old 12-23-2008, 01:28 PM
 
Location: greensboro
525 posts, read 1,969,435 times
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Most of Kernersville qualifies, and lots of Gibsonville, Whitsett and Mcleansville. Check the eligibility for each house before you go see it. That will save you some time.

Good luck!
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