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Old 09-18-2013, 08:28 PM
 
Location: Essex England
6 posts, read 9,502 times
Reputation: 10

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hi folks, just moved over here from the uk, and haveing a hard time getting credit, any body got ideas on how to get credit especially if they came from the uk thanks kev
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Old 09-18-2013, 08:36 PM
 
Location: Columbia, SC
6,830 posts, read 16,619,533 times
Reputation: 1930
Try a credit union. If you're working or in school there may be one associated with either place.
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Old 09-18-2013, 08:36 PM
 
Location: Greer
2,220 posts, read 2,865,317 times
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Have you tried going to a credit union and applying for a credit card? (Greenville Federal Credit Union, CPM Credit Union, Greenville Heritage Credit Union, among others)

I'm not sure about someone in your situation but I think you'd have more luck at a credit union (nonprofit) than a bank.
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Old 09-19-2013, 07:08 AM
 
691 posts, read 1,153,845 times
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I'm going to go against the flow and ask why do you need credit? I live my life without credit and have no issues whatsoever. You can buy a car without credit (cash!), a house without credit (called manual underwriting), rent a place without credit (called downpayment, etc).

My advice - save money, budget, spend less than you earn and pay cash for everything. It's an amazing feeling and you can get some serious bargains when you wave benjamin franklins around instead of financing it.
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Old 09-19-2013, 10:02 AM
 
Location: Greenville
557 posts, read 869,507 times
Reputation: 456
Quote:
Originally Posted by kevin Dillard View Post
hi folks, just moved over here from the uk, and haveing a hard time getting credit, any body got ideas on how to get credit especially if they came from the uk thanks kev
Hi Kevin and welcome to the US of A. Here is a link to some good info. How to establish first-time credit
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