You can view the FEMA flood maps by typing in city or your address here:
https://msc.fema.gov/portal/search Address should be the proper zoom level, city you may need to zoom in for flood layers to appear. Then can pan around and see how nearby areas fair.
Another method of same here:
https://hazards-fema.maps.arcgis.com...51371864605278
The Upstate mostly just deals with flash flooding. The “usual spots” type of thing for the most part. I’m not familiar with Belton though. The terrain here typ keeps us from bigger widespread flooding like Columbia towards coast can see. Dam failure also potential concern but at a glance didn’t look like nearby there (failure not a typical thing mind you).
Roads can sometimes be like that anywhere. If enough traffic they’ll one day widen but could be a pain until then. Depends if just a neighborhood road or an actual more highly traveled road really. I’ve seen countless driveways that dip down towards the house that’s lower then the road.