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Old 05-10-2022, 03:55 PM
 
417 posts, read 431,672 times
Reputation: 179

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So, we ended up buying a property without actually visiting the site, due to how fast the market moved and some other reasons.
We finally visited the area of construction and found that our new house will be on the lower end of land. It is lower than the street road. It has a small dry creek and some marshes at the back where some of the rainwater could go.
But coming from the lowcountry and wanting to avoid being on a low ground, it seems we have ended up on a lower area.

The builder suggests they may fix it so some extent so water won't come into the house.
So, the question again, is how much of a risk is it in Belton? Would we need flood insurance? Are there periods of very heaving rains that may cause any floods?


Another thing was how narrow the street was and the number of houses that are all popping up about the same time as ours. So, the street goes from a few scattered houses to several houses in that entire lane.
The current street is small and only really allows one big vehicle or two small vehicles at a time in both directions.
With rapid development happening in the upstate, is this a common issue? Does the government expand roads? But that would cut into the driveways of people's homes..Our new driveway is small as it is.
Any ideas or experiences on this?
One lesson learned: don't buy without actually visiting the site!


Thanks in advance!
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Old 05-10-2022, 05:37 PM
 
7,255 posts, read 4,589,528 times
Reputation: 2100
You can view the FEMA flood maps by typing in city or your address here: https://msc.fema.gov/portal/search Address should be the proper zoom level, city you may need to zoom in for flood layers to appear. Then can pan around and see how nearby areas fair.

Another method of same here: https://hazards-fema.maps.arcgis.com...51371864605278

The Upstate mostly just deals with flash flooding. The “usual spots” type of thing for the most part. I’m not familiar with Belton though. The terrain here typ keeps us from bigger widespread flooding like Columbia towards coast can see. Dam failure also potential concern but at a glance didn’t look like nearby there (failure not a typical thing mind you).

Roads can sometimes be like that anywhere. If enough traffic they’ll one day widen but could be a pain until then. Depends if just a neighborhood road or an actual more highly traveled road really. I’ve seen countless driveways that dip down towards the house that’s lower then the road.
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