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Hampton Roads area Chesapeake - Hampton - Newport News - Norfolk - Portsmouth - Suffolk - Virginia Beach
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Old 09-30-2013, 06:52 AM
 
15 posts, read 28,294 times
Reputation: 14

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Many people (like myself) and finding out that a majority of insurance companies will no longer write a policy for the Hampton Roads areas because the houses are "too close to the water". What I have been told is that if your house is located within 25 miles of water (which seems crazy), they will not write a policy.

So after some searching around I only found 3 companies: Farmers, Brethren Mutual, and Coastal Agents Alliance.

The quotes from Farmers and Coastal Agents Alliance were pretty similar: $125-$135/mo. Brethren was basically half the price at $65/mo.

I've only heard of Farmers and I am completely new to hearing Coastal Agents Alliance and Brethren (based out of Hagerstown, MD).


So I am curious, what insurance company are you using for a home that is not in a flood zone?
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Old 10-02-2013, 09:41 PM
 
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We have USAA, and are closer than 25 miles to the coast.
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Old 10-03-2013, 07:44 AM
 
Location: Virginia Beach, VA
203 posts, read 436,183 times
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Statefarm and we are closer than 25 miles.
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Old 10-03-2013, 05:32 PM
 
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We have Coastal Agents Alliance and although we are only 2 blocks from the oceanfront (not in a flood zone) our biggest issue with insurance was the wind risk. No issues with Coastal Agents Alliance but then again we haven't had to file a claim. Good luck!
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