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Harrisburg area Cumberland, Dauphin, and Perry Counties
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Old 12-29-2012, 01:14 PM
334 posts, read 1,413,692 times
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My husband will be working near Loyola University in Baltimore, but we are interested in living in Pennsylvania. The schools and house prices in the York area are very appealing.
I am wondering, other than the commute, is there is any difference in living in PA and working in MD? Are there additional income taxes to pay?etc
I think the cost of living is better in PA too, so that is a plus.
Any advice is welcome. Thanks.
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Old 12-29-2012, 01:53 PM
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Generally, the cost of living is lower in PA than MD. There aren't any surprise taxes here, property taxes are fairly low, state and local tax aren't high.

For me, the big plus in PA over MD is the gun laws, or lack thereof.

What are you looking for as far as living situation? I find New Freedom to be a great little town, it's right next to the highway and about a half hour south or York City, meaning about an hour off your husbands daily commute.
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Old 12-30-2012, 08:35 AM
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Maryland and Pennsylvania have a tax agreement so that if you live in PA and work in Maryland, you don't have to fill out Maryland income tax forms. Some Maryland companies in commuting range of PA will even withhold PA state and local taxes. (If they don't, you'll have to send estimated tax payments to PA)

Penna taxes are more complicated to deal with than Maryland, though. Maryland taxation is all centralized. In PA, there are several different taxing authorities, so you end up having to send multiple checks every year.

Overall taxes, in general, aren't dramatically different between the two states. But, the housing prices are dramatically cheaper in southern York county compared to Balto county and central Maryland, as you have found.
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