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Harrisburg area Cumberland, Dauphin, and Perry Counties
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Old 09-08-2016, 09:01 PM
 
102 posts, read 137,193 times
Reputation: 67

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Quote:
Originally Posted by George22x24 View Post
I have lived in South Central PA all my life with few exceptions (job-related living Manhattan and DC for a few years). There are a few factors you haven't mentioned that is highly critical in my estimation esp school wise...do you have any school age children? If not, then the sky is pretty much the limit with exception of the kind of work you do. Where I live is at the other end of the contimuum from NJ...esp cost of living wise. Some good ideas have been mentioned above. I live in the Franklin County area of PA. It is very low cost of living with many amenities and a big plus for someone like you, I would think, is that you are less than one hour from a Metro subway station to the DC and surrounding area. Being near DC for job purposes and/or cultural events is a major plus to living in the Franklin County, PA area. All the best on your decision.
Thank you!

It's still a tough decision
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Old 09-08-2016, 09:05 PM
 
102 posts, read 137,193 times
Reputation: 67
Quote:
Originally Posted by teachbeach View Post
Raised smack dab in central NJ (Exit 9) and worked there until transferring to south central PA. PA was great! Cost of living was wonderful, everything affordable; biggest drop was the amount we paid for mortgage, utilities, auto/homeowners insurance and of course the taxes. Food and clothing and health insurance were all about the same. Less crowded, fewer cars, patient people, just a better and calmer pace of life. We both had good jobs and husband in worked several different management positions until we moved. After 23 years in PA, I retired from teaching. Would recommend many of the areas mentioned in previous posts~As far west as York is still only 1.5-2 hours to NJ or 4 hours to northern Jersey/NYC area. I always said it was a great move socioeconomically~we would have never been able to retire early had we stayed in NJ. We were able to plow money into IRA accounts without feeling the pinch of saving and accumulated comfortable nest eggs.

That being said, we ended up leaving because of the death tax. Since we have no dependents, the state would get 15% of our estate. There's no getting around it and regardless of having your money in trusts or other transfer on death arrangements, the state still gets 15%. We moved to the midwest to a more tax friendly state. We would have probably stayed in PA otherwise.

We still have lots of friends and family in the Jersey and Philly area, which we do miss~and we do get back often to visit so it's a doable situation for us to either drive or hop on a plane and take a trip out there for a few days. I don't miss the traffic in NJ AT ALL. I do miss the beaches and the proximity to NYC.

Just the other day, I had a conversation with a friend who is close to retirement in NJ as well. She is thinking of selling her home (one of the 10 best school districts and her home value is worth 3x what she paid for it 20 years ago) and moving to PA or Delaware because of the lower cost of living and home ownership. Many do it, very rarely do they return.

So interesting hearing these real life accounts..

You are the FIRST, (one, there may be one other, not sure), who actually is from NJ and went there.

REALLY helpful story

Thanks SO much, again!!!
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Old 09-20-2016, 03:59 PM
 
102 posts, read 137,193 times
Reputation: 67
Re: the South

I wanted to come back and add this last comment, I felt, to be fair...

I couldn't really feel right, personally, to make a broad negative statement, e.g. like about the South, or where ever...I did not do this, but I felt the need to add this, for our own opinion, in light of the discussion.

I understand people have had their experiences, which are, sometimes, kind of subjective.

E.g., re.the South. I have read, and heard, many stories on here where some have had really wonderful experiences in the South, and have been greeted with much kindness and respect by the people. They have been welcomed by gracious and decent people. I wanted to add this, as I didn't want my reply to give a misimpression. I have also read other comments to the contrary.

I wanted to come back and say this, 'though I appreciate everyone's replies and perspective,
I personally don't want to imply anything negative about any region, for e.g., the South, especially considering we haven't really spent very much time there at all.

This is not a critique to you if you didn't like a location; I just know that for us, we have heard many wonderful, positive things about the people in the South, and other areas too.

We've been glad to have heard from everyone here, though, as I think it's valuable to hear all feedback. Thanks again.

Last edited by hears_where_the_story; 09-20-2016 at 04:16 PM.. Reason: edit
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