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Harrisburg area Cumberland, Dauphin, and Perry Counties
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Old 03-29-2017, 12:30 PM
 
Location: Cashtown, PA
299 posts, read 408,351 times
Reputation: 339

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One of the things we will need to do when we move to Penn is acquire health insurance for my husband and myself. I was wondering if there was some kind of group plan for small business folks like ourselves that could give us a cut in costs. We will have no employees. Before, my husband's job covered the Health Insurance but now that he will no longer have that option when we move, we need to look at other plans. Or point us to a site with information in this regard.


Thanks!


Drucilla and Chris
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Old 05-18-2017, 10:26 PM
 
Location: Tempe
10 posts, read 5,182 times
Reputation: 13
Quote:
Originally Posted by medievalbooks View Post
One of the things we will need to do when we move to Penn is acquire health insurance for my husband and myself. I was wondering if there was some kind of group plan for small business folks like ourselves that could give us a cut in costs. We will have no employees. Before, my husband's job covered the Health Insurance but now that he will no longer have that option when we move, we need to look at other plans. Or point us to a site with information in this regard.


Thanks!


Drucilla and Chris
Drucilla and Chris,

There are a couple of options for you guys from what I've heard, but it depends on your guys' objectives as a small business. There are group plans that you may be eligible for where you may or may not be able to contribute a certain account that works together with a high-deductible health insurance plan similar to how an HSA plan works. There are also other plans where you are eligible to get basic health insurance coverage with access to a PPO network (i.e. access to larger, well-known hospitals in every area, not just local ones that are assigned to you) where you may visit physicians (i.e. doctors, optometrists, and dentists) on a regular basis at an affordable rate with discounted co-pays and lower deductibles to satisfy.

In other words, the first option is a potentially long-term solution if you qualify, and the later is a short-term solution.

It sounds like you may be looking for a short-term solution. Is that correct?

-Jason
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Old 05-23-2017, 08:10 AM
 
Location: Cashtown, PA
299 posts, read 408,351 times
Reputation: 339
No, we are looking for a long term plan. We will be leaving our current plan in Mass once we move. Which we hope to have happen before September.
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