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Old 08-28-2015, 02:24 PM
 
Location: Candy Kingdom
4,835 posts, read 3,546,500 times
Reputation: 6303

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I turned 26 on July 4 and on July 31 I lost my coverage. I was working two jobs, both part time. I was freaking out on July 31 and stupidly applied for Obamacare, though I had two full time job interviews pending. Well, apparently I might have qualified for Medicaid. I decided I didn't want to do that, as that might cost me full time employment. The county I live in sent me a letter on August 6 about sending in my tax forms. I never did. I want to wait for full time work.


I live with my folks. I don't need food stamps. I lost my one job and I am still looking for full time work. Today I received a letter about a fair hearing that could either be done over the phone or face to face. They could assign me a lawyer. I don't want Medicaid. I'm about to call on Monday and say, "I am waiting for a full time job. I am not interested." Should I do that?
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Old 08-28-2015, 04:00 PM
 
Location: Wisconsin
23,560 posts, read 50,186,667 times
Reputation: 18217
Yes. You can always reapply.

ACA allows you three months without coverage before penalty is imposed - Aug, Sept. Oct.. In your case, this year you might have only two months' exposure - Nov. & Dec. Penalty is pro-rated.

Penalty is relatively small - regardless of what you hear. Further, IRS has no ability to enforce collection of the penalty - other than to deduct it from whatever tax refund you have coming. If there is no refund, they can't come after you for it.
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Old 08-28-2015, 04:31 PM
 
Location: Candy Kingdom
4,835 posts, read 3,546,500 times
Reputation: 6303
Alright, so they can't force it on me when I call? I just call my county's Depart of Human Services? Or do I call the government? It was sent from the County of Human Services.

Thank you! I might have to break down and apply for retail as a second job. 2 years out of college and can't get full time work. English degree and looking to take free Arabic classes on Saturday mornings. I hope someone is flexible about that. Just frustrated.
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Old 08-28-2015, 05:18 PM
 
Location: Wisconsin
23,560 posts, read 50,186,667 times
Reputation: 18217
You call whoever sent you the notice.
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Old 08-28-2015, 05:30 PM
 
Location: Candy Kingdom
4,835 posts, read 3,546,500 times
Reputation: 6303
Wonderful, thank you for all of your help.I feel better about things now.
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Old 09-02-2015, 03:50 PM
 
48,508 posts, read 88,633,133 times
Reputation: 18188
One must also realize that mandated coverage wasn't favored by Obama. Most of the concept of bill was done prior to Obama's election. If you watched the debates on healthcare between Obama and Hillary Clinton; the main difference was Obama opposed mandated coverage with fine; Clinton favored it. Obama's objection was it punished younger people who would not buy and that it was not actually unenforceable. He may have in end accepted it but wasn't author of provision. In fact the ability to pass at that time was fading since needed votes would not be there with mid term results. If you watched the markup in committee there were a lot of provisions by Democrats that were allowed to be discussed but not voted on ;such as national across state lines selling of insurance. They also did not allow vote on provision that restricted insurance by employers allowing employer contribution to be spent on exchanges. Many discussion that showed special interest input were brought up by republicans knowing the democrats controlled the bill fully. Very interesting lesson on now leadership controls votes in viewing the committee markup.
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Old 09-03-2015, 10:46 AM
 
Location: SW Florida
11,644 posts, read 8,440,515 times
Reputation: 17705
Quote:
Originally Posted by Ariadne22 View Post
Yes. You can always reapply.

ACA allows you three months without coverage before penalty is imposed - Aug, Sept. Oct.. In your case, this year you might have only two months' exposure - Nov. & Dec. Penalty is pro-rated.

Penalty is relatively small - regardless of what you hear. Further, IRS has no ability to enforce collection of the penalty - other than to deduct it from whatever tax refund you have coming. If there is no refund, they can't come after you for it.

Additionally, as I understand it, an individual can be exempted from the Obamacare mandate under a hardship condition if they are unable to obtain insurance coverage for costs equal to or less than 8% of their total income. I would guess the OP might fall under that category if he is unemployed or working one part time job. I'd also say this would also exempt him from any penalty while he's looking for work and health insurance.
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Old 09-03-2015, 10:53 AM
 
Location: SW Florida
11,644 posts, read 8,440,515 times
Reputation: 17705
Oops, from reading one of the OPs blogs seems Jess is "she", so sorry for referring to the OP as a "he".

And best of luck to you, OP.
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