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Old 11-09-2019, 05:18 PM
 
98 posts, read 107,994 times
Reputation: 55

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I went with Cigna supplement, after one year my rate increased $5. Plan G
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Old 11-10-2019, 12:18 PM
 
8,790 posts, read 5,470,307 times
Reputation: 19033
Quote:
Originally Posted by SPARKY12 View Post
For those who have had UHC medigap insurance or Aetna, for several years. how much have your premiums increased yearly? It seems like they increase just a little the first few years, but wondering when you're approaching 80 how much they have gone up. Trying to decide between UHC and Aetna
I've had Medigap UNH-AARP Plan G for one year. I had a LARGE increase of about 10% the first year. The increase is because:

Plan G UNH(AARP) increase of about 10% for my 2nd yr:

The full rate premium was increased (surprise!)
Enrollment discount went away
The 3% annual discount on full rate premium for the 1st yr went away
Inflation

A relative's Plan F rate was increased about 4%:
The 3% annual discount on full rate premium for the prior yr went away
Inflation
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Old 11-10-2019, 02:59 PM
 
Location: Wisconsin
23,995 posts, read 51,807,864 times
Reputation: 19230
Quote:
Originally Posted by SPARKY12 View Post
For those who have had UHC medigap insurance or Aetna, for several years. how much have your premiums increased yearly? It seems like they increase just a little the first few years, but wondering when you're approaching 80 how much they have gone up. Trying to decide between UHC and Aetna
Well, since we're resurrecting this thread, my sister purchased Aetna attained-age Medigap F in July 2015, at age 66, premium $148. When she died in August 2019, four years later, her premium was $235. That's an increase of 63% in four years, or an average increase of 15.7% a year. Inasmuch as this is an attained-age policy, age-based increases continue to age 85.

Beginning 2020 for certain new enrollees, UHC has instituted a new price schedule which extends age-based discounts to age 82, resulting in lower premiums for that group.
Quote:
Who is eligible?

You may be eligible for the Enrollment Discount if your age on your plan effective date is:
• 65 to 74 and you do not have any of the medical conditions listed on the application.
• 75 to 80 and your plan effective date is within 10 years of your Medicare Part B effective date and you do not
have any of the medical conditions listed on the application.

https://www.aarpsupplementalhealth.c...ment_Kit_C.pdf
or this:

//www.city-data.com/forum/attac...-discounts.jpg
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Old 11-10-2019, 03:12 PM
 
Location: Phila & NYC
4,004 posts, read 2,520,277 times
Reputation: 1583
Quote:
Originally Posted by bpollen View Post
I've had Medigap UNH-AARP Plan G for one year. I had a LARGE increase of about 10% the first year. The increase is because:

Plan G UNH(AARP) increase of about 10% for my 2nd yr:

The full rate premium was increased (surprise!)
Enrollment discount went away
The 3% annual discount on full rate premium for the 1st yr went away
Inflation

A relative's Plan F rate was increased about 4%:
The 3% annual discount on full rate premium for the prior yr went away
Inflation
I have noticed many of the agents that sell medi-gap plans are urging those on Plan F to get off it, if they can. Since effective 2020 they will no longer be taking on new people, steep rate increases are expected in the future. In most cases Plan G is cheaper in the long run even though the Part B deductible is not covered.
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Old 11-22-2019, 02:03 PM
 
1 posts, read 499 times
Reputation: 10
Where can I find historical premium increase history on Western United assurance life Medigap policies?
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