My Medicare starts soon, what do I do?

[ContraPagan]

Originally Posted by Sam Hobbs

It is common advice for people to read an entire thread before responding. You did not.

Don't try that logic in POC, where the threads can get to 30-40+ pages!

[Hesychios]

Originally Posted by Ariadne22

Both Parts A and B are required for enrollment in an Advantage plan or purchase of a Medigap supplemental plan. Medigap supplement plans and Advantage plans partially or fully offset the 20% exposure under Medicare Parts A and B.

Advantage plans which are offered and administered by private insurers (not Medicare) combine Parts A, B and D. Again read this link on the differences between the two plans.

//www.city-data.com/forum/43835454-post8.html

It matters. Most people who can afford it choose a Medigap supplemental because of provider flexibility, no private-insurer oversight, and minimal to no copays. If you have ailments, Advantage can be very costly with copays and its very high max out-of-pocket limit, not to mention the oversight hassles.

Most Advantage plans have a drug benefit, therefore Part D is not necessary. If you ultimately choose Advantage with a drug benefit, you should cancel the stand-alone Part D.

Indeed, call your SHIP people asap - or find a good Medicare insurance broker.

Also, read these:

//www.city-data.com/forum/healt...upplement.html

//www.city-data.com/forum/healt...-how-much.html

Great information!

Just the start I was looking for

[GAflygirl]

What is the best way to find a medigap broker for Georgia? I'm considering Boomer