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Unless they are atheists, they should be OK with Liberty. I just completed a dummy app - no questions whatsoever on church membership, etc.
Anyone with common sense - other than an atheist - should be able to adhere to these - from the Liberty website:
In other words, be a good person, try to help others, and take care of your health.
One doesn't have to attend church to be a good person and follow "Christian" principles. Although I've been raised as a Lutheran and have always maintained a membership in a Protestant church, I also believe there are many paths to God, all of them recognized by God - and there is no one true 'religion.' If there were, billions of people are left out, and I do not believe that God would doom billions. Certainly Judaism is the foundation of Christianity. Doesn't appear to me from the app I completed that being Jewish would be a preclusion.
I would suggest son and dil look into Liberty. If their answers to the application q's are unacceptable, so be it, but they should at least try.
How on earth can you say that being Jewish would not be a preclusion when the website specifically states that you have to "Maintain a Christian lifestyle"?
You've answered those questions, here:
Essentially, an increase in payroll taxes with a more than concomitant DECREASE in health insurance deductibles and premiums. Think $21k for a family plan these days - PLUS - a $4-$10k deductible? Do we really think payroll taxes will increase by that amount? Canadians are paying in total less percentagewise in taxes, which includes health care and pensions, than Americans are for taxes, health insurance, deductibles, copays and balance billing. Americans are getting ripped off.
There will need to be limits on who gets what. Herculean, horrendously expensive life-saving therapies won't be available to everyone. Those who want extra bells and whistles can buy supplemental plans.
Unfortunately, right now, many avoid doctors for even the most basic care - which only serves to increase costs as more serious expensive illnesses develop.
Providers need to be reined in, as well. Many non-profits now bury their "profits" in huge buildings, salaries, etc. Much of that is not necessary.
And, the govt may need to become "big daddy." When my sister worked, her employer - a large hospital system and healthcare provider - charged a higher health insurance premium for those considered overweight and an even higher premium for those considered obese. If people insist on a self-destructive lifestyle, they are penalized - either via cost or in limits on services. Sounds awful, but there it is.
We are all in this together and have a responsibility to those in our lives and to society not to be a burden to the extent we can control our circumstances.
At one time in this country, there was nothing we couldn't do if we put our minds to it. There IS an equitable middle ground. Both sides, however, need to WANT to find it.
This is why I think that "basic" health care should be a guaranteed right to anyone living in the USA (even if they're not a legal citizen yet):
once-yearly wellness exam/physical
once-yearly gynecological exam/prostate exam
any applicable vaccinations
immediate treatment for wound care - cuts, abrasions, anything that might need stitches but not surgery.
x-rays for suspected broken bones, and setting or splinting as necessary.
prescriptions for antibiotics
1 dental exam yearly, with cavities filled, or teeth extracted, as needed.
age-specific exams as needed - colonoscopy every 10 years after the baseline at whatever minimum age, bone density scan for geriatrics.
Yearly eye exam and perhaps a minimal optional stipend toward the cost of prescription glasses and/or discounted frames.
CBCs and full nutrition panel once a year
All of that should be the right of everyone living in the USA. Anything else could be covered by supplemental plans that they would have to pay for, or their employer would have to pay for, or they can pay cash as needed.
How on earth can you say that being Jewish would not be a preclusion when the website specifically states that you have to "Maintain a Christian lifestyle"?
Basically you have to do unto others, obey the 10 commandments, place value on honor, dignity, respect of others and of self.
Texas is one of the most debtor friendly states there is...lol. It's not county specific.
There are very few debts that actually allow wage garnishment or liens against a primary residence in Texas as long as you have filed your homestead exemption. Exceptions child support, IRS debt, federal student loans, SBA loans, etc.
Medical providers have no recourse other than dinging someone's credit.
I know but health care is. There are county programs on a sliding scale and even though they make a good income, their family size they could still qualify for the county plan which is affordable. It's like having insurance but you can only see their Drs. to get the low rate.
This is why I think that "basic" health care should be a guaranteed right to anyone living in the USA (even if they're not a legal citizen yet):
once-yearly wellness exam/physical
once-yearly gynecological exam/prostate exam
any applicable vaccinations
immediate treatment for wound care - cuts, abrasions, anything that might need stitches but not surgery.
x-rays for suspected broken bones, and setting or splinting as necessary.
prescriptions for antibiotics
1 dental exam yearly, with cavities filled, or teeth extracted, as needed.
age-specific exams as needed - colonoscopy every 10 years after the baseline at whatever minimum age, bone density scan for geriatrics.
Yearly eye exam and perhaps a minimal optional stipend toward the cost of prescription glasses and/or discounted frames.
CBCs and full nutrition panel once a year
All of that should be the right of everyone living in the USA. Anything else could be covered by supplemental plans that they would have to pay for, or their employer would have to pay for, or they can pay cash as needed.
You got it right, except the "anyone living in the U.S." part. We would just have more illegals coming over for free healthcare.
With that said, my DH was in a car accident (fell asleep at the wheel) and his medical bills topped over one millions within months. Had we not had insurance we would have been bankrupt. Heck just with the deductibles over several years of surgeries, etc we almost went bankrupt! People think we won't have good healthcare if we go to universal care, but what we have now is behind so many other countries it's sad!
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