Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
I guess I made too much money in 2020 so Irma is there for her pound of flesh for all of 2022. Based on my pension, deferred income, part time work and in three years RMD’s it looks like she will be with me for the duration.
Does anyone know what percentage of Medicare recipients have Irma asking for additional contributions?
I guess I made too much money in 2020 so Irma is there for her pound of flesh for all of 2022. Based on my pension, deferred income, part time work and in three years RMD’s it looks like she will be with me for the duration.
Does anyone know what percentage of Medicare recipients have Irma asking for additional contributions?
IRMMA shows up 2 years after the tax return. Beginning this year you have to look at both the Part B and Part D schedules. At least the 6 brackets remain the same. For 2022 under $91,000 you have nothing to worry about. Just pay the $170.10 premium. At $91,001 pay $238.10 + $12.40 = $250.50.
I guess I made too much money in 2020 so Irma is there for her pound of flesh for all of 2022. Based on my pension, deferred income, part time work and in three years RMD’s it looks like she will be with me for the duration.
Does anyone know what percentage of Medicare recipients have Irma asking for additional contributions?
I retired this past September and enrolled in Medicare A & B which became effective yesterday as I turn 65 on the 12th. I initially was quoted a premium of $238.10 which was based on my 2020 working MAGI. Knowing my working MAGI of 2021 would be below the $91K MAGI threshold for the 1st tier premium since I did not work the full year as well as my retirement MAGI of 2022 would be even lower I challenged this premium amount. Unfortunately SSA did not take a close look at the documents I sent them noting having a major life event being retirement that would result in a lower MAGI for 2022, I had to enlist the assistance of one of my state senator's office since I was making no headway with the SSA people I was dealing with. I checked yesterday my SSA online account where it notes Part B premium amount and mine now says $170.10 instead of $238.10. If you do meet the criteria for a lower premium and are getting push back from SSA do contact a senator's office from your state for assistance.
I retired this past September and enrolled in Medicare A & B which became effective yesterday as I turn 65 on the 12th. I initially was quoted a premium of $238.10 which was based on my 2020 working MAGI. Knowing my working MAGI of 2021 would be below the $91K MAGI threshold for the 1st tier premium since I did not work the full year as well as my retirement MAGI of 2022 would be even lower I challenged this premium amount. Unfortunately SSA did not take a close look at the documents I sent them noting having a major life event being retirement that would result in a lower MAGI for 2022, I had to enlist the assistance of one of my state senator's office since I was making no headway with the SSA people I was dealing with. I checked yesterday my SSA online account where it notes Part B premium amount and mine now says $170.10 instead of $238.10. If you do meet the criteria for a lower premium and are getting push back from SSA do contact a senator's office from your state for assistance.
Jesus! You had to contact a SENATOR to get this corrected?? Seriously?
I sent in the SSA-44 form with my estimated income for 2022 well below the 91K max. I just received a letter (actually 2 separate letters!) from them stating that they had determined that I would be charged the higher premium anyway. And on the same day I get a bill for FOUR months of the premium, but it is the CORRECT amount (170.10), not the higher one on the letters. And the letters are dated AFTER the bill!! I don't get it. No idea why I am getting a "bill" in the first place, it is supposed to be coming out of my SS check. I guess I am going to have to make a trip in to the local office here, now that they have opened up, and get to the bottom of all this confusion.
This is so damn frustrating. I had no idea this whole Medicare crap was such a huge PITA to deal with.
Last edited by ChessieMom; 04-12-2022 at 07:24 AM..
Jesus! You had to contact a SENATOR to get this corrected?? Seriously?
I sent in the SSA-44 form with my estimated income for 2022 well below the 91K max. I just received a letter (actually 2 separate letters!) from them stating that they had determined that I would be charged the higher premium anyway. And on the same day I get a bill for FOUR months of the premium, but it is the CORRECT amount (170.10), not the higher one on the letters. And the letters are dated AFTER the bill!! I don't get it. No idea why I am getting a "bill" in the first place, it is supposed to be coming out of my SS check. I guess I am going to have to make a trip in to the local office here, now that they have opened up, and get to the bottom of all this confusion.
This is so damn frustrating. I had no idea this whole Medicare crap was such a huge PITA to deal with.
The reason I sought assistance from this senator's office as they helped me in the past when I was trying to get my estimated survivor's benefit amount in planning for my retirement, and with my late husband passing at age 49 there was no way I could even guestimate what the amount would be. The push back I got from the SSA office I dealt with to get this info was beyond belief, but as soon as this senator's office got involved I got a call pretty quickly from an SSA supervisor who did the estimate herself and mailed it to me within a week.
I hate to say this as I am a former Federal Government employee myself although different agency, what happened to you does not surprise me.
The reason I sought assistance from this senator's office as they helped me in the past when I was trying to get my estimated survivor's benefit amount in planning for my retirement, and with my late husband passing at age 49 there was no way I could even guestimate what the amount would be. The push back I got from the SSA office I dealt with to get this info was beyond belief, but as soon as this senator's office got involved I got a call pretty quickly from an SSA supervisor who did the estimate herself and mailed it to me within a week.
I hate to say this as I am a former Federal Government employee myself although different agency, what happened to you does not surprise me.
Well I went to the local office yesterday (all SS offices reopened on April 7) with copies of all my documents and all the letters I had received, and after a nearly 2 hour wait, was finally able to talk in person to them. The first person was in training and though she was very nice, she was not able to help me other than to put me in the queue for a more experienced person. That second wait was about 20 minutes, but certainly worth it.
The senior staffer was also very nice, and she was able to locate the original documents (that I had dropped off a month ago) sitting in a pile. No wonder I had had no response. She said it was good that I knew the date I dropped them off otherwise she might not have been able to locate them. Anyway, they had been scanned in, but had not been "assigned" to me yet so they were sort of in la-la-land at the moment. Also they had been scanned in somewhat crooked and were hard to read, so she rescanned them. She got them assigned to my case, sent them with an email to one of the claims specialists that would be reviewing my IRMMA claim. Also she said that I could ignore the bill for 4 months premium as it was generated before SSA had scheduled my premium to be withheld from my retirement benefit that starts in May. But since that is now "activated", my balance with CMS (Medicare) is now zero.
A long frustrating experience, and one that would still not be resolved (at least I think it is!) unless I had taken the unpleasant step of driving to the local office (a horrible drive and a bad area) and spending three hours of my day on it. Not fun, but hopefully fixed!
There's nothing like dealing face-to-face with an experienced SS staffer. Fifteen years ago I got SS to reconsider income missing from my earnings record - an IRS error - IRS did not send info to SS when I was self-employed.
A written letter to SS in DC w/supporting documentation resulted in denial b/c earnings were "too old."
Went to SS office, spoke w/long-time employee - no problem - earnings record updated - result $100 higher benefit. Back then it was not a three-hour ordeal.
There's nothing like dealing face-to-face with an experienced SS staffer. Fifteen years ago I got SS to reconsider income missing from my earnings record - an IRS error - IRS did not send info to SS when I was self-employed.
A written letter to SS in DC w/supporting documentation resulted in denial b/c earnings were "too old."
Went to SS office, spoke w/long-time employee - no problem - earnings record updated - result $100 higher benefit. Back then it was not a three-hour ordeal.
This is true for all bureaucracies, especially if you can get one of the more experienced people to help.
I called one of the larger legacy airlines to book a trip using frequent flyer miles. First person on the phone, sounded young, said there were no seats available and there was nothing she could do. I hung up.
Called back a little later and got a different person on the phone who immediately said - Let's see what we can come up with! My kind of lady. More experienced and more willing to look for the unusual, non-routine solution.
She was able to put together an itinerary that involved an unusual route- by manually putting together segments rather than relying on the computer. The total travel time was about 2 hours longer than the more direct route, but I was able to travel in first class all the way. She and I were delighted and very happy.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
She said it was good that I knew the date I dropped them off otherwise she might not have been able to locate them. Anyway, they had been scanned in, but had not been "assigned" to me yet so they were sort of in la-la-land at the moment. Also they had been scanned in somewhat crooked and were hard to read, so she rescanned them. She got them assigned to my case, sent them with an email to one of the claims specialists that would be reviewing my IRMMA claim. Also she said that I could ignore the bill for 4 months premium as it was generated before SSA had scheduled my premium to be withheld from my retirement benefit that starts in May. But since that is now "activated", my balance with CMS (Medicare) is now zero.
