U.S. CitiesCity-Data Forum Index
Covid-19 Information Page
Go Back   City-Data Forum > General Forums > Health and Wellness
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Old 08-03-2010, 06:52 PM
Location: Kansas City
757 posts, read 967,705 times
Reputation: 624


Have any of you had or have experience with Co-pay Assistance Programs? Can you recommend a good one?
My sister's husband gets a shot in his eye once a month that costs $4,000 per shot- yes, that's right, $4,000. Ridiculous, I know...
Anyway, she said they are getting help from some type of Co-pay Program where they pay only $20. Their income is much higher than mine and she said if they can get help, I should be able to also.
Any help is appreciated.
Reply With Quote Quick reply to this message

Old 08-03-2010, 07:01 PM
Location: Georgia, USA
25,337 posts, read 30,148,995 times
Reputation: 31528
It sounds as if the assistance may be coming from the manufacturer of the drug. Can you be more specific?

And it sounds as if it is more than just "copay" assistance. That usually comes in the form of a coupon from the manufacturer to turn in with a prescription.

If you have trouble paying for a drug for which there is no generic available, contact the manufacturer to see what help is available. They may want documentation of income.
Reply With Quote Quick reply to this message
Old 08-04-2010, 07:40 PM
Location: Missouri
6,046 posts, read 22,058,273 times
Reputation: 5079
I have helped folks apply for such programs, and yes they can provide enormous help. Some applications are simple, others are kind of a pain. But if it saves you money, it's worth it. Two websites I have used are:
needymeds.org (used a lot)
rxassist.org (used a couple of times)
Reply With Quote Quick reply to this message
Old 08-04-2010, 09:19 PM
Location: SC
9,074 posts, read 14,706,592 times
Reputation: 3551
First of all, your sister's family is a perfect example of why NOBODY should go NEAR any type of "co-pay" plan. As your sister knows all too well, the sicker you are the more expensive your plan can cost you. If she hadn't been able to find help she would have been MUCH BETTER OFF choosing a high deductible health plan that covers you 100% for everything once the deductible is met. These plans typically can be used with Health Savings Accounts that add additional tax savings. Finally the premiums are lower than the plans with unlimited co-pays that can add up to tens of thousands of dollars in out of pocket costs IN ADDITION to HIGHER premiums. No one in their right mind would EVER CHOOSE a co-pay plan..but lots of dumb Americans have been brainwashed to think that a low deductible low co-pay plan is the best thing since sliced bread. They couldn't be more WRONG.

A good insurance plan of any kind is going to PROTECT you in a worst case scenario. Like with homeowners, renters or auto insurance, once you pay your deductible or out of pocket maximum, the insurance company pays the rest. It can be this way with health insurance too but ONLY if you make sure you are getting a plan that has STOP_LOSS protection which NO CO-PAY PLAN DOES.
Reply With Quote Quick reply to this message
Old 08-05-2010, 07:46 PM
Location: Kansas City
757 posts, read 967,705 times
Reputation: 624
Thank you both. Your help is appreciated!
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.

Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Health and Wellness
Similar Threads
Follow City-Data.com founder on our Forum or

All times are GMT -6. The time now is 05:11 AM.

© 2005-2020, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 - Top