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Who is responsible for the age limit restrictions on Assisted Living, Continued Care Living, Retirement Living, etc. communities? Is it a federal agency, or someone at a state level, or some other powerful lobbying group like AARP?
Most facilities have age limits because the facility accepts money from an agency (usually but not always federal or state government, could also be local government or private agencies) to run/operate the facility, and the money came with the stipulation that it only be used for people who meet specific age and/or disability requirements. Low-income housing usually falls in this category.
For example, if the state Department of Health and Senior Services has determined they will budget $5,000,000 per year to assisted livings for the purpose of helping people who are 60+ years of age and/or physically disabled secure appropriate housing, the assisted living would have to abide by that requirement in order to accept the money. Or they might set aside a certain amount of money for housing for people of any age, but they have to be diagnosed with AIDS.
I have also seen church-run facilities who own and operate housing/health care facilities. Assuming they aren't accepting any government money as in the above example, their board of directors would set the age requirement.
Some insurance plans (not many) will pay for long term care in an assisted living, etc. That insurance plan may require the beneficiary to meet certain age/physical requirements.
Most such facilities have to comply with state licensure requirements, which are set by the state government. The licensure requirement may set a certain age but I don't know that they do. You would need to check directly with the state office that licenses the facility/organization you are interested in.
Finally, many retirement communities (the kind where people buy houses; usually outside maintenance is included and various amenities may be on the grounds) are privately run and have age requirements, and that would be set by their board of directors, or similar such board.
The administrator/owner of any facility you are interested in, ought to be able to explain why they have a specific age requirement.
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