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Old 03-25-2010, 11:09 PM
4,796 posts, read 22,827,118 times
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The 'responsible party' issue isn't what is preventing your wife from getting medication. The facility doesn't care who pays them, you or some stranger off the street, so long as they are getting paid. In this instance, 'responsible party' simply means that you are the person they inform of the debts outstanding.

By whatever means, the facility has to be paid. Just because you can't afford to pay doesn't mean the cost of your wife's care magically disappears. Staff still has to be paid, supplies must still be bought. If your co-pay was $200 and the debt outstanding is $1200, then this has been coming for a while and most likely the facility has been attempting to contact you to resolve this issue and prevent disruption in care for some time. And since you seem quite aware of the fact that the amount owed is a result of your co-payment responsibility and not a mistake on the insurance company's part, I am curious how you thought the facility and insurance company would resolve it for you.

Medicare is available for persons under the age of 65 who need assistance with medical expenses. Your wife may also be eligible for social security disability income. There may be other sources as well. You can find out about them by contacting your state's social services office. Just google the term and you will find their webpage with a phone number to contact. If you are employed and your employer offers an "Employee Assistance Program" you may be able to contact them as well to find out about financial assistance programs.
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