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Old 04-05-2010, 02:31 AM
 
Location: Houston, Alaska
773 posts, read 1,938,248 times
Reputation: 353

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I was searching around to see if this new health care bill was going to increase my costs or not and found this. Looks like it is the real deal, so I thought I'd share. I know there are other things in the bill, that will effect us all, but I was just looking at monthly health care costs.

This is a post I found on Yahoo. I wasn't trying to get political, since the bill is now law, just looking at costs. Here it is if your interested:

Below is a link to a CBO estimate for total cost to individuals

http://www.cbo.gov/ftpdocs/107xx/doc...0-Premiums.pdf

Go to the very last page of the report to view a fairly easy to read report

The "new plan" will have different levels of coverage, bronze, silver , gold and platinum... for example purposes lets use the "silver plan"

Here's an easy summary

FOR INDIVIDUALS

You Make $14,700 per year - You pay $91.00 per month
You Make $20,000 per year - You pay $208.00 per month
You Make $26,500 per year - You Pay $325.00 per month
You Make $32,400 per Year - You Pay $408.00 per month
You Make $38,300 per year - You Pay $483.00 per month
You Make $44,200 per year - You Pay $533.00 per month
You Make $50,100 per year - You Pay $591.00 per month

FOR A FAMILY OF FOUR

Your Family Makes $30,000 per year - Your Family Pays - $191.00 per month
Your Family Makes $42,000 per year - Your Family Pays $466.00 per month
Your Family Makes $54,000 per year - Your Family Pays $750.00 per month
Your Family Makes $66,000 per year - Your Family Pays $916.00 per month
Your Family Makes $78,000 per year - Your Family Pays $1075.00 per month
Your Family Makes $90,100 per year - Your Family Pays - $1183.00 per month
Your Family Makes $102,100 per year - Your Family Pays - $1591.00 per month

Now keep in mind, the "Silver" plan is going to be a high deductible plan and I cannot find cost estimates on the the gold and silver plan

Is it s good deal or not.... that's up to you to decide... but for example sake, I'll use myself... I'm 40 years old make about 50k per year and buy my own health insurance ( ie not employer based )and currently pay $223.00 per month for a plan that seems similar to the silver plan... and under the "silver" plan I would be paying about 300% more for the same coverage Source(s):

http://www.cbo.gov/ftpdocs/107xx/doc...0-Premiums.pdf

How much will insurance cost me if the health bill is passed? - Yahoo! Answers (http://answers.yahoo.com/question/index?qid=20100320224947AAvWqGr - broken link)

One thing I haven't been able to find and I may have missed it, but what do you pay if you are not working? Do you still get fined? If you get unemployed or just want to take 6 months off?

Last edited by msta999; 04-05-2010 at 02:45 AM..
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Old 04-06-2010, 05:19 PM
 
Location: Broward County
2,517 posts, read 11,048,150 times
Reputation: 1391
good questions ! Obama made it sound like it was going to be FREE...meaning that your taxes would pay for it. I don't like the sound of this too much
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