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View Poll Results: New Construction Buyers: Did you purchase a Home Warranty?
Yes 1 11.11%
No 6 66.67%
Depends 2 22.22%
Voters: 9. You may not vote on this poll

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Old 06-17-2008, 04:04 PM
 
Location: Beautiful place in Virginia
2,679 posts, read 10,918,592 times
Reputation: 1339

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I have a new construction home. The builder has been attentive to fixing things for the walk through. I am getting a mailing from 2-10 to start a contract for a home warranty.

Is this really necessary? The appliances are new. The amount I spend for the cover + deductible would amount more than the cost of calling someone in, I am thinking.

Of the new construction home buyers out there: Have you purchased a Home warranty?
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Old 06-17-2008, 04:42 PM
 
Location: Tucson
42,835 posts, read 82,173,775 times
Reputation: 22814
I don't see a good reason to purchase it now unless you have money to burn. The builder is responsible for any and all repairs for at least one year. In AZ that warranty is extended to two years - http://www.re.state.az.us/COMMISH/Documents/Commissioner's_Advisory_2.pdf (broken link) and it may get even better - Arizona Homeowners Bill of Rights (2008 - Ballotpedia (http://www.ballotpedia.org/wiki/index.php?title=Arizona_Homeowners_Bill_of_Rights_ (2008 - broken link)).

Check how your state handles the issue past year one, but you're definitely covered by the builder's warranty for the first year. I believe the builder's warranties on some items are longer - up to 10 years, if I remember correctly.
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Old 06-17-2008, 07:53 PM
 
24,839 posts, read 34,310,185 times
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If they are still in business.
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Old 06-17-2008, 09:21 PM
 
Location: Tucson
42,835 posts, read 82,173,775 times
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Quote:
Originally Posted by Driller1 View Post
If they are still in business.
Guess you have a point. As I wouldn't go with an unreliable builder, I really didn't think of it.
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Old 06-17-2008, 09:44 PM
 
24,839 posts, read 34,310,185 times
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I think I would like to talk to a few of the contractor's suppliers. To the buy quality, do they pay the suppliers on time?
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Old 06-17-2008, 10:18 PM
 
Location: DFW - Coppell / Las Colinas
36,852 posts, read 41,027,965 times
Reputation: 44527
Usually most items in a home are fairly maintenance free for the 1st 5-8 years.

Buy your spouse something nice for their birthday instead. Or pay off a credit card, better way to spend the cash.
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Old 06-18-2008, 08:24 AM
 
Location: Pocono Mts.
9,482 posts, read 11,323,960 times
Reputation: 11441
Quote:
Originally Posted by titaniummd View Post
I have a new construction home. The builder has been attentive to fixing things for the walk through. I am getting a mailing from 2-10 to start a contract for a home warranty.

Is this really necessary? The appliances are new. The amount I spend for the cover + deductible would amount more than the cost of calling someone in, I am thinking.

Of the new construction home buyers out there: Have you purchased a Home warranty?

2-10 usually requires that people must sign up for this before construction even begins, so I wonder why you are getting this offer now, at walk-through stage. If you have an attentive builder, I wouldn't waste the money. He will give you a warranty of 1-2 years anyway, the suppliers & contractors will also have their own warranties, and with the building codes & inspections as strict as they are, you should not have any problems with your new construction.
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Old 06-18-2008, 05:30 PM
 
Location: Leaving fabulous Las Vegas, Nevada
3,989 posts, read 7,365,046 times
Reputation: 7787
Mine came with a ten year warranty.
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Old 06-18-2008, 06:40 PM
 
Location: Knoxville
4,564 posts, read 22,698,497 times
Reputation: 5617
You need to find out what the warranty covers - and what it doesn't.
Likely not much is going to break in the first few years, and many things in the house will have a manf. warranty anyway (such as a/c compressor).

Generally the builder is the one that pays for the 2/10 and it usually covers structural issues.

Make sure what the product is before you get out the checkbook.

There will also be a bunch of "pre existing conditions" that they will not cover. Read the terms carefully.
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Old 06-18-2008, 08:35 PM
 
410 posts, read 1,559,445 times
Reputation: 101
My advice is to research on Homeowners for Better Building and Homeowners against Deficient Dwellings. Read about the 2/10.
Go to ripoff reports to see about some of the warranty companies.
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