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Old 08-11-2015, 10:56 AM
 
26,147 posts, read 21,368,471 times
Reputation: 22726

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Quote:
Originally Posted by explorer133 View Post
Really? You don't often hear about people leaving USAA. What made you switch?
Quote:
Originally Posted by testmo View Post
I left usaa for liberty mutual. Loved my experience with usaa when a car was flooded 6 yrs ago but their quote was more than a thousand dollars more for home and several hundred dollars more for auto. Ive never heard anyone having a truely awful insurance experience with their own insurance. Too much money for "piece of mind" when i make a claim every fifteen years or so

Ive got a near perfect credit score and no major claims. Just found usaa to be super expensive here compared to others


I left for the same reason. Their auto was the best priced for a long time, home owners got out of whack so I separated home and auto. When I shopped around the were way off so I ended up moving my auto to travelers as well. Usaa was 3000/2000 homeowners/auto and travelers was 1900/1600 annually for the same coverage
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Old 08-11-2015, 01:03 PM
 
Location: H-town, TX.
3,503 posts, read 7,451,218 times
Reputation: 2232
Quote:
Originally Posted by dmandtruth View Post
Just NOT Geico! They're cheaper because they don't want to pay claims. A deer almost totaled my small pickup, and I had to go into therapy. I had to SUE my own ins. co. to get truck fixed!
Well, I look at it this way. If the other person who hits me is covered, their insurance is dealing with it. Otherwise, I'm paying as little as possible to cover myself and make sure I don't rear-end anyone.

I went from Farmers to GEICO. My premium shot up from $75/month to $245ish with Farmers when I bought my second truck. I figured that being 34 should get me a much cheaper rate and I went shopping online. GEICO cut that down to ~$85/month. Now, it's about $50/month now that I am back to one truck.

Thankfully, there aren't any deer that I know of in second ward.
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Old 08-11-2015, 01:14 PM
 
4 posts, read 4,521 times
Reputation: 16
Quote:
Originally Posted by Lowexpectations View Post
I left for the same reason. Their auto was the best priced for a long time, home owners got out of whack so I separated home and auto. When I shopped around the were way off so I ended up moving my auto to travelers as well. Usaa was 3000/2000 homeowners/auto and travelers was 1900/1600 annually for the same coverage
Looks like it's time for me to shop around again I guess.
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Old 08-11-2015, 01:24 PM
 
53 posts, read 70,740 times
Reputation: 27
I've had Geico for 5yrs. Was never happy with them. But I guess it's my fault for now shopping around. They start you off low premiums, but eventually raise it. Which is probably the same case for most insurance co. Their claim process was easy, but they force you to use preferred shops. I was rear ended years ago which required my exhaust to be replaced. Geico required that I go to their preferred shop or else they wouldn't cover it. I've had my stock exhaust for years without any issues. Geico's preferred shop forced me to use their replacement aftermarket exhaust which lasted less then 8months.
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Old 08-11-2015, 04:05 PM
 
26,147 posts, read 21,368,471 times
Reputation: 22726
Quote:
Originally Posted by vh56 View Post
I've had Geico for 5yrs. Was never happy with them. But I guess it's my fault for now shopping around. They start you off low premiums, but eventually raise it. Which is probably the same case for most insurance co. Their claim process was easy, but they force you to use preferred shops. I was rear ended years ago which required my exhaust to be replaced. Geico required that I go to their preferred shop or else they wouldn't cover it. I've had my stock exhaust for years without any issues. Geico's preferred shop forced me to use their replacement aftermarket exhaust which lasted less then 8months.
In texas I don't think you can be forced to use a particular shop
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