08-02-2016, 03:19 AM
Hello! I am moving from Singapore to Houston in a few months' time with my husband(no kids). I have not been to Houston, and don't know much about Houston at all! His working location is 5656 NORTH SAM HOUSTON PARKWAY EAST SUITE 100.
08-02-2016, 06:53 AM
277 posts, read
304,838 times
Reputation: 217
Quote:
Originally Posted by
wlooi
Hello! I am moving from Singapore to Houston in a few months' time with my husband(no kids). I have not been to Houston, and don't know much about Houston at all! His working location is 5656 NORTH SAM HOUSTON PARKWAY EAST SUITE 100.
Welcome!
Do you want to buy a house? Lease a house? Consider a condo or apartment? If I were here just two years, I'd probably rent to avoid heavy closing cost fees on both ends...many areas on that side of town would be good for you to consider...
Check with your husband's employer and see if they participate with a federal credit union...those have competitive rates. Other than that, most banks offer incentives for new clients that compete with other banks..some common ones here are Chase, Citibank, and Bank of America.
I can't help much with medical insurance...maybe check out Blue Cross/Blue Shield or United Health Care for individual plans.
08-02-2016, 06:58 AM
2,756 posts, read
3,806,903 times
Reputation: 4433
Quote:
Originally Posted by
wlooi
3) His company does not provide insurance for spouse. What type of insurance should I get? We are here for at least 2 years - not meant to be permanent.
You may be able to purchase insurance through your husband's employer. They will usually just deduct the cost from his paycheck.
08-02-2016, 07:46 AM
34,619 posts, read
21,605,840 times
Reputation: 22232
If you're under 30 and will not be getting pregnant, I'd seriously consider skipping insurance and just put $500 aside each month just in case. Essentially self-insure.
08-02-2016, 07:58 AM
2,756 posts, read
3,806,903 times
Reputation: 4433
Quote:
Originally Posted by
PedroMartinez
If you're under 30 and will not be getting pregnant, I'd seriously consider skipping insurance and just put $500 aside each month just in case. Essentially self-insure.
This is assuming you don't plan on getting into any accidents, having traumatic injuries or developing any serious diseases.
08-02-2016, 09:07 AM
Location: Houston, TX (Bellaire)
4,900 posts, read
13,734,008 times
Reputation: 4190
What is your housing budget and what kind of area are you looking for? That work location is near 59 and beltway 8 so if you want to live in a suburban area with a short commute your best bet would be Kingwood or Eagle Springs. If you want more of an urban, trendy area but a bit of a longer drive and pricier rent look at The Heights or Midtown.
Here is a $2,000 per month rental in ES, it would be maybe 20 minute commute to work:
http://www.har.com/18515-lost-maples/sale_46694468
08-02-2016, 09:15 AM
34,619 posts, read
21,605,840 times
Reputation: 22232
Quote:
Originally Posted by
txdemo
This is assuming you don't plan on getting into any accidents, having traumatic injuries or developing any serious diseases.
Of course it does; however, the odds are against it for people in many categories. If she is under 30 and not reckless, odds are ivery high t will pay off.
08-02-2016, 10:24 AM
Location: Houston
5,613 posts, read
4,936,485 times
Reputation: 4553
Quote:
Originally Posted by
PedroMartinez
Of course it does; however, the odds are against it for people in many categories. If she is under 30 and not reckless, odds are ivery high t will pay off.
I would still get high-deductible insurance that will take care of any major health disasters that can strike even the most cautious. It's basically self-insuring while still having catastrophic coverage.
08-02-2016, 05:31 PM
Location: Houston, TX (Bellaire)
4,900 posts, read
13,734,008 times
Reputation: 4190
Quote:
Originally Posted by
LocalPlanner
I would still get high-deductible insurance that will take care of any major health disasters that can strike even the most cautious. It's basically self-insuring while still having catastrophic coverage.
The problem is thanks to Obamacare insurance is required to cover so much now there are no cheap catastrophic plans like you used to be able to get.
08-03-2016, 02:12 PM
Location: Houston
5,613 posts, read
4,936,485 times
Reputation: 4553
Quote:
Originally Posted by
chris_ut
The problem is thanks to Obamacare insurance is required to cover so much now there are no cheap catastrophic plans like you used to be able to get.
Oh, OK, didn't realize that. I had a high-deductible plan several years ago, was the best option for me (was healthy and in my late 30s).
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Median year house/condo built
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Average household size
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Occupied housing units (%)
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Residents with income below the poverty level (%)
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Residents with income below the poverty level (%) - White
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Air pollution - Air Quality Index (AQI)
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Crime - City-data.com crime index
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Crime - Murders per 100,000 population (5 year average)
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Crime - Assaults per 100,000 population (5 year average)
Crime - Burglaries per 100,000 population (5 year average)
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Crime - City-data.com crime index (5 year average)
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1996 Presidential Elections Results (%) - Democratic Party (Clinton)
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2000 Presidential Elections Results (%) - Democratic Party (Gore)
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2004 Presidential Elections Results (%) - Democratic Party (Kerry)
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2012 Presidential Elections Results (%) - Democratic Party (Obama)
2012 Presidential Elections Results (%) - Republican Party (Romney)
2012 Presidential Elections Results (%) - Other
2016 Presidential Elections Results (%) - Democratic Party (Clinton)
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2016 Presidential Elections Results (%) - Other
2020 Presidential Elections Results (%) - Democratic Party (Biden)
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2020 Presidential Elections Results (%) - Other
Ancestries Reported - Arab (%)
Ancestries Reported - Czech (%)
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Educational Attainment - No schooling completed (%)
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School enrollment - Not enrolled (%)
Median number of rooms in houses and condos
Median number of rooms in apartments
Housing units lacking complete plumbing facilities (%)
Housing units lacking complete kitchen facilities (%)
Density of houses
Urban houses (%)
Rural houses (%)
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Households with people 75 years and over (%)
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Mean number of vehichles in owner occupied houses
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Mean number of vehichles in renter occupied houses
Mortgage status - with mortgage (%)
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Mortgage status - with home equity loan (%)
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Mortgage status - without a mortgage (%)
Average family size
Average family size - White
Average family size - Black or African American
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Geographical mobility - Same house 1 year ago (%)
Geographical mobility - Moved within same county (%)
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Place of birth - Born in state of residence (%)
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Housing units in structures - 1, detached (%)
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Housing units in structures - 2 (%)
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Housing units in structures - 5 to 9 (%)
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Housing units in structures - 20 to 49 (%)
Housing units in structures - 50 or more (%)
Housing units in structures - Mobile home (%)
Housing units in structures - Boat, RV, van, etc. (%)
House/condo owner moved in on average (years ago)
Renter moved in on average (years ago)
Year householder moved into unit - Moved in 1999 to March 2000 (%)
Year householder moved into unit - Moved in 1995 to 1998 (%)
Year householder moved into unit - Moved in 1990 to 1994 (%)
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Means of transportation to work - Drove car alone (%)
Means of transportation to work - Carpooled (%)
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Working at home (%)
Industry diversity
Most Common Industries - Agriculture, forestry, fishing and hunting, and mining (%)
Most Common Industries - Agriculture, forestry, fishing and hunting (%)
Most Common Industries - Mining, quarrying, and oil and gas extraction (%)
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Most Common Industries - Arts, entertainment, and recreation (%)
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Most Common Industries - Public administration (%)
Occupation diversity
Most Common Occupations - Management, business, science, and arts occupations (%)
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Most Common Occupations - Architecture and engineering occupations (%)
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Most Common Occupations - Education, training, and library occupations (%)
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Most Common Occupations - Law enforcement workers including supervisors (%)
Most Common Occupations - Food preparation and serving related occupations (%)
Most Common Occupations - Building and grounds cleaning and maintenance occupations (%)
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Most Common Occupations - Natural resources, construction, and maintenance occupations (%)
Most Common Occupations - Farming, fishing, and forestry occupations (%)
Most Common Occupations - Construction and extraction occupations (%)
Most Common Occupations - Installation, maintenance, and repair occupations (%)
Most Common Occupations - Production, transportation, and material moving occupations (%)
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People in Group quarters - Institutionalized population (%)
People in Group quarters - Correctional institutions (%)
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People in Group quarters - Local jails and other confinement facilities (including police lockups) (%)
People in Group quarters - Military disciplinary barracks (%)
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People in Group quarters - Military hospitals or wards for chronically ill (%)
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People in Group quarters - Institutions for the deaf (%)
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People in Group quarters - Orthopedic wards and institutions for the physically handicapped (%)
People in Group quarters - Wards in general hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Wards in military hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Juvenile institutions (%)
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People in Group quarters - Homes for abused, dependent, and neglected children (%)
People in Group quarters - Residential treatment centers for emotionally disturbed children (%)
People in Group quarters - Training schools for juvenile delinquents (%)
People in Group quarters - Short-term care, detention or diagnostic centers for delinquent children (%)
People in Group quarters - Type of juvenile institution unknown (%)
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People in Group quarters - College dormitories (includes college quarters off campus) (%)
People in Group quarters - Military quarters (%)
People in Group quarters - On base (%)
People in Group quarters - Barracks, unaccompanied personnel housing (UPH), (Enlisted/Officer), ;and similar group living quarters for military personnel (%)
People in Group quarters - Transient quarters for temporary residents (%)
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People in Group quarters - Other group homes (%)
People in Group quarters - Religious group quarters (%)
People in Group quarters - Dormitories (%)
People in Group quarters - Agriculture workers' dormitories on farms (%)
People in Group quarters - Job Corps and vocational training facilities (%)
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People in Group quarters - Crews of maritime vessels (%)
People in Group quarters - Other nonhousehold living situations (%)
People in Group quarters - Other noninstitutional group quarters (%)
Residents speaking English at home (%)
Residents speaking English at home - Born in the United States (%)
Residents speaking English at home - Native, born elsewhere (%)
Residents speaking English at home - Foreign born (%)
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Residents speaking Spanish at home - Born in the United States (%)
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Residents speaking other language at home - Foreign born (%)
Class of Workers - Employee of private company (%)
Class of Workers - Self-employed in own incorporated business (%)
Class of Workers - Private not-for-profit wage and salary workers (%)
Class of Workers - Local government workers (%)
Class of Workers - State government workers (%)
Class of Workers - Federal government workers (%)
Class of Workers - Self-employed workers in own not incorporated business and Unpaid family workers (%)
House heating fuel used in houses and condos - Utility gas (%)
House heating fuel used in houses and condos - Bottled, tank, or LP gas (%)
House heating fuel used in houses and condos - Electricity (%)
House heating fuel used in houses and condos - Fuel oil, kerosene, etc. (%)
House heating fuel used in houses and condos - Coal or coke (%)
House heating fuel used in houses and condos - Wood (%)
House heating fuel used in houses and condos - Solar energy (%)
House heating fuel used in houses and condos - Other fuel (%)
House heating fuel used in houses and condos - No fuel used (%)
House heating fuel used in apartments - Utility gas (%)
House heating fuel used in apartments - Bottled, tank, or LP gas (%)
House heating fuel used in apartments - Electricity (%)
House heating fuel used in apartments - Fuel oil, kerosene, etc. (%)
House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
House heating fuel used in apartments - Solar energy (%)
House heating fuel used in apartments - Other fuel (%)
House heating fuel used in apartments - No fuel used (%)
Armed forces status - In Armed Forces (%)
Armed forces status - Civilian (%)
Armed forces status - Civilian - Veteran (%)
Armed forces status - Civilian - Nonveteran (%)
Fatal accidents locations in years 2005-2021
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Alcohol use - People drinking some alcohol every month (%)
Alcohol use - People not drinking at all (%)
Alcohol use - Average days/month drinking alcohol
Alcohol use - Average drinks/week
Alcohol use - Average days/year people drink much
Audiometry - Average condition of hearing (%)
Audiometry - People that can hear a whisper from across a quiet room (%)
Audiometry - People that can hear normal voice from across a quiet room (%)
Audiometry - Ears ringing, roaring, buzzing (%)
Audiometry - Had a job exposure to loud noise (%)
Audiometry - Had off-work exposure to loud noise (%)
Blood Pressure & Cholesterol - Has high blood pressure (%)
Blood Pressure & Cholesterol - Checking blood pressure at home (%)
Blood Pressure & Cholesterol - Frequently checking blood cholesterol (%)
Blood Pressure & Cholesterol - Has high cholesterol level (%)
Consumer Behavior - Money monthly spent on food at supermarket/grocery store
Consumer Behavior - Money monthly spent on food at other stores
Consumer Behavior - Money monthly spent on eating out
Consumer Behavior - Money monthly spent on carryout/delivered foods
Consumer Behavior - Income spent on food at supermarket/grocery store (%)
Consumer Behavior - Income spent on food at other stores (%)
Consumer Behavior - Income spent on eating out (%)
Consumer Behavior - Income spent on carryout/delivered foods (%)
Current Health Status - General health condition (%)
Current Health Status - Blood donors (%)
Current Health Status - Has blood ever tested for HIV virus (%)
Current Health Status - Left-handed people (%)
Dermatology - People using sunscreen (%)
Diabetes - Diabetics (%)
Diabetes - Had a blood test for high blood sugar (%)
Diabetes - People taking insulin (%)
Diet Behavior & Nutrition - Diet health (%)
Diet Behavior & Nutrition - Milk product consumption (# of products/month)
Diet Behavior & Nutrition - Meals not home prepared (#/week)
Diet Behavior & Nutrition - Meals from fast food or pizza place (#/week)
Diet Behavior & Nutrition - Ready-to-eat foods (#/month)
Diet Behavior & Nutrition - Frozen meals/pizza (#/month)
Drug Use - People that ever used marijuana or hashish (%)
Drug Use - Ever used hard drugs (%)
Drug Use - Ever used any form of cocaine (%)
Drug Use - Ever used heroin (%)
Drug Use - Ever used methamphetamine (%)
Health Insurance - People covered by health insurance (%)
Kidney Conditions-Urology - Avg. # of times urinating at night
Medical Conditions - People with asthma (%)
Medical Conditions - People with anemia (%)
Medical Conditions - People with psoriasis (%)
Medical Conditions - People with overweight (%)
Medical Conditions - Elderly people having difficulties in thinking or remembering (%)
Medical Conditions - People who ever received blood transfusion (%)
Medical Conditions - People having trouble seeing even with glass/contacts (%)
Medical Conditions - People with arthritis (%)
Medical Conditions - People with gout (%)
Medical Conditions - People with congestive heart failure (%)
Medical Conditions - People with coronary heart disease (%)
Medical Conditions - People with angina pectoris (%)
Medical Conditions - People who ever had heart attack (%)
Medical Conditions - People who ever had stroke (%)
Medical Conditions - People with emphysema (%)
Medical Conditions - People with thyroid problem (%)
Medical Conditions - People with chronic bronchitis (%)
Medical Conditions - People with any liver condition (%)
Medical Conditions - People who ever had cancer or malignancy (%)
Mental Health - People who have little interest in doing things (%)
Mental Health - People feeling down, depressed, or hopeless (%)
Mental Health - People who have trouble sleeping or sleeping too much (%)
Mental Health - People feeling tired or having little energy (%)
Mental Health - People with poor appetite or overeating (%)
Mental Health - People feeling bad about themself (%)
Mental Health - People who have trouble concentrating on things (%)
Mental Health - People moving or speaking slowly or too fast (%)
Mental Health - People having thoughts they would be better off dead (%)
Oral Health - Average years since last visit a dentist
Oral Health - People embarrassed because of mouth (%)
Oral Health - People with gum disease (%)
Oral Health - General health of teeth and gums (%)
Oral Health - Average days a week using dental floss/device
Oral Health - Average days a week using mouthwash for dental problem
Oral Health - Average number of teeth
Pesticide Use - Households using pesticides to control insects (%)
Pesticide Use - Households using pesticides to kill weeds (%)
Physical Activity - People doing vigorous-intensity work activities (%)
Physical Activity - People doing moderate-intensity work activities (%)
Physical Activity - People walking or bicycling (%)
Physical Activity - People doing vigorous-intensity recreational activities (%)
Physical Activity - People doing moderate-intensity recreational activities (%)
Physical Activity - Average hours a day doing sedentary activities
Physical Activity - Average hours a day watching TV or videos
Physical Activity - Average hours a day using computer
Physical Functioning - People having limitations keeping them from working (%)
Physical Functioning - People limited in amount of work they can do (%)
Physical Functioning - People that need special equipment to walk (%)
Physical Functioning - People experiencing confusion/memory problems (%)
Physical Functioning - People requiring special healthcare equipment (%)
Prescription Medications - Average number of prescription medicines taking
Preventive Aspirin Use - Adults 40+ taking low-dose aspirin (%)
Reproductive Health - Vaginal deliveries (%)
Reproductive Health - Cesarean deliveries (%)
Reproductive Health - Deliveries resulted in a live birth (%)
Reproductive Health - Pregnancies resulted in a delivery (%)
Reproductive Health - Women breastfeeding newborns (%)
Reproductive Health - Women that had a hysterectomy (%)
Reproductive Health - Women that had both ovaries removed (%)
Reproductive Health - Women that have ever taken birth control pills (%)
Reproductive Health - Women taking birth control pills (%)
Reproductive Health - Women that have ever used Depo-Provera or injectables (%)
Reproductive Health - Women that have ever used female hormones (%)
Sexual Behavior - People 18+ that ever had sex (vaginal, anal, or oral) (%)
Sexual Behavior - Males 18+ that ever had vaginal sex with a woman (%)
Sexual Behavior - Males 18+ that ever performed oral sex on a woman (%)
Sexual Behavior - Males 18+ that ever had anal sex with a woman (%)
Sexual Behavior - Males 18+ that ever had any sex with a man (%)
Sexual Behavior - Females 18+ that ever had vaginal sex with a man (%)
Sexual Behavior - Females 18+ that ever performed oral sex on a man (%)
Sexual Behavior - Females 18+ that ever had anal sex with a man (%)
Sexual Behavior - Females 18+ that ever had any kind of sex with a woman (%)
Sexual Behavior - Average age people first had sex
Sexual Behavior - Average number of female sex partners in lifetime (males 18+)
Sexual Behavior - Average number of female vaginal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a woman (18+)
Sexual Behavior - Average number of woman performed oral sex on in lifetime (18+)
Sexual Behavior - Average number of male sex partners in lifetime (males 18+)
Sexual Behavior - Average number of male anal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a man (18+)
Sexual Behavior - Average number of male oral sex partners in lifetime (18+)
Sexual Behavior - People using protection when performing oral sex (%)
Sexual Behavior - Average number of times people have vaginal or anal sex a year
Sexual Behavior - People having sex without condom (%)
Sexual Behavior - Average number of male sex partners in lifetime (females 18+)
Sexual Behavior - Average number of male vaginal sex partners in lifetime (females 18+)
Sexual Behavior - Average number of female sex partners in lifetime (females 18+)
Sexual Behavior - Circumcised males 18+ (%)
Sleep Disorders - Average hours sleeping at night
Sleep Disorders - People that has trouble sleeping (%)
Smoking-Cigarette Use - People smoking cigarettes (%)
Taste & Smell - People 40+ having problems with smell (%)
Taste & Smell - People 40+ having problems with taste (%)
Taste & Smell - People 40+ that ever had wisdom teeth removed (%)
Taste & Smell - People 40+ that ever had tonsils teeth removed (%)
Taste & Smell - People 40+ that ever had a loss of consciousness because of a head injury (%)
Taste & Smell - People 40+ that ever had a broken nose or other serious injury to face or skull (%)
Taste & Smell - People 40+ that ever had two or more sinus infections (%)
Weight - Average height (inches)
Weight - Average weight (pounds)
Weight - Average BMI
Weight - People that are obese (%)
Weight - People that ever were obese (%)
Weight - People trying to lose weight (%)
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