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Old 09-06-2017, 08:39 PM
 
45 posts, read 51,547 times
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The house was built in 92 and is 3400 square feet but has been totally redone. It is not in a flood zone and does not require flood insurance. We got a quote for 450 a year for that. The $310 a month include wind, hail, hurricane and has a higher deductible. It also has additional coverage for fungi, wet or dry rot, bacteria coverage, personal property cost, and water back up. Not as familiar with those. I just wasn't expecting Texas to be higher than New Orleans.
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Old 09-07-2017, 10:52 AM
 
Location: TX
2,013 posts, read 3,519,252 times
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You need to shop around. My house is 3400 sq. ft and it's about $1900/year. Of course I'm sure that will skyrocket next renewal from all the Harvey losses. I also carry the $450/year flood insurance, make sure you get it!
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Old 09-07-2017, 10:55 AM
 
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I recently asked in facebook how much do people pay in my area where it doesn't flood
and almost everybody said $450/year
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Old 09-07-2017, 10:59 AM
 
Location: C.R. K-T
6,202 posts, read 11,444,419 times
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Quote:
Originally Posted by Walsr014 View Post
I just wasn't expecting Texas to be higher than New Orleans.
The good thing about Houston being higher than New Orleans is "that the flood waters eventually drain." (Heard that from a NPR commentator.)
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Old 09-07-2017, 11:43 AM
 
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Quote:
Originally Posted by KerrTown View Post
The good thing about Houston being higher than New Orleans is "that the flood waters eventually drain." (Heard that from a NPR commentator.)
New Orleans flood waters don't drain?
Are they still flooded?
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Old 09-07-2017, 12:18 PM
 
Location: TX
2,013 posts, read 3,519,252 times
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Quote:
Originally Posted by Dopo View Post
New Orleans flood waters don't drain?
Are they still flooded?
Nope, pretty much all rain water has to be pumped out. It's in sort of a "bowl" below the river/lake level. It doesn't drain on its own.
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Old 09-07-2017, 12:44 PM
 
18,123 posts, read 25,262,858 times
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Quote:
Originally Posted by kreeyax View Post
Nope, pretty much all rain water has to be pumped out. It's in sort of a "bowl" below the river/lake level. It doesn't drain on its own.
How is Houston better then?
What determines if Houston gets better is which of the two cities can handle X amount of rain better

It's dumb to say that Houston is better than New Orleans, because Houston drains naturally
Hell, you can say the same thing about any coastal city
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Old 09-07-2017, 01:23 PM
 
Location: New Caney, TX
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$310 per month is crazy high....I pay $850 per year.
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Old 09-07-2017, 02:31 PM
 
1,717 posts, read 1,690,224 times
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With Harvey visiting us, property insurance will go up. . . AGAIN.
Fort Bend is higher than Harris. . . .


By the way, we get the Impact newspaper and it talks about bonds for all the news roads going in Katy. Then there's the new stadium which wasn't paid for in full with bonds. So. Property taxes in Katy are going to get a hit, too in the years ahead. I bet a lot will wonder why we live in Fort Bend. Costs keep going up.
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Old 09-08-2017, 05:46 AM
 
392 posts, read 316,761 times
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Quote:
Originally Posted by Dopo View Post
How is Houston better then?
What determines if Houston gets better is which of the two cities can handle X amount of rain better

It's dumb to say that Houston is better than New Orleans, because Houston drains naturally
Hell, you can say the same thing about any coastal city

I think NPR is saying the natural topography (grading) will help in addition to the pumps to drain rainwater. On the contrary, NOLA SOLELY relies on pumps to drain the water. Pumps have some risk of failures.

Let's do some math:

Houston, TX +50'ASL

NOLA -7' ASL

Except for bottom part of of Southern California and NOLA, I don't know any US cities that is locates below sea level. 99% of US coastal cities are above sea level.

NOLA is like your swimming pool. The water will not drain naturally unless it's pumped out (or several months of evaporation without rain).
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