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Old 08-09-2011, 09:27 AM
 
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Would a normal home inspection uncover any underlying structural issues caused by the tornadoes in structures? Or, would a more thorough inspection by a structural engineer be required? I am talking about homes that were not directly hit, but in the vicinity of some of the stronger storms.
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Old 08-09-2011, 10:58 AM
 
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Originally Posted by ckj2011 View Post
Would a normal home inspection uncover any underlying structural issues caused by the tornadoes in structures? Or, would a more thorough inspection by a structural engineer be required? I am talking about homes that were not directly hit, but in the vicinity of some of the stronger storms.
A home inspector's purpose is to look for potential health, safety, and structural issues with the home. So, they should be able to notice signs of the structural issues, but most are not going to go into detail as to the cost to repair without getting a specialist out there.

Considering the investment of a home, it's a negligible cost to get a structural engineer out there and verify the integrity of the home if it's a concern to you.
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Old 08-09-2011, 11:39 AM
 
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I guess my real question is, are banks requiring more than a normal home inspection on properties that are in areas nearby tornado areas. For example, the homes in the Kelly Plantation area.
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Old 08-09-2011, 01:22 PM
 
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It depends more on the type of loan you plan on getting. If you go with a VA or FHA and the Appraiser catches something "not right", then it's possible that there may need to be additional inspections. If you go with a conventional...probably not. The onus is going to be on you to catch potential issues with the home.

To this point, I personally haven't had anyone that's been required to get additional inspections just because they were close to a tornado affected area.
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Old 08-09-2011, 01:26 PM
 
Location: California
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Just be sure to use several independent inspectors such as one for plumbing, chimney, and electrial. The more independent opinons you have the better your outcome will be. Yes, it might cost you a little extra but it avoides only one person steering you in any particular direction.
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Old 08-09-2011, 01:35 PM
 
25 posts, read 41,246 times
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Originally Posted by Seth Parker View Post

To this point, I personally haven't had anyone that's been required to get additional inspections just because they were close to a tornado affected area.
Have you sold any homes near where the EF5 went through?
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Old 08-09-2011, 01:38 PM
 
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Yes. On the Limestone County side.
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