U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > U.S. Forums > Alabama > Huntsville-Madison-Decatur area
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 03-02-2010, 01:21 PM
 
62,424 posts, read 48,366,791 times
Reputation: 38655

Advertisements

Quote:
Originally Posted by Guntersville Boomer View Post
You are right, central Fl. isn't much for damage in hurricanes, by the way, do you have earthquake coverage here? USAA wanted to charge me like $200 for it when I bought this house and I said no, do you think we need it, with the recent earthquakes I am wondering if I should rethink that?
I don't really know what sort of earthquake risk you have in that part of the country so I'm going to pass on that. If you are near the fault line like around St. Louis....yeah, I'd buy it.

However, doesn't that coverage ALSO cover things like mudslides etc. that are not covered under a typical policy? If you are in an area where that can happen then I'd consider it.

These are good questions to ask your agent (re: coverage) and neighbors since they will know the area.
Rate this post positively Reply With Quote Quick reply to this message

 
Old 08-27-2011, 06:35 PM
 
1 posts, read 1,404 times
Reputation: 10
I find that StateFarm is much cheaper on auto insurance. However the Apartment insurance numbers on our coop were pretty close.
Rate this post positively Reply With Quote Quick reply to this message
 
Old 08-29-2011, 10:01 AM
 
Location: SC TN
556 posts, read 691,792 times
Reputation: 617
Mainly because Allstate will ********* if you ever have your roof damaged due to hail damage.

When my roof was damaged in 2009, every roofer I talked to said that Allstate was the worst for paying for roof damage due to hail.

One roofer in particular (Lewis and Son) said that they keep records on the various insurance companies and Allstate was the worse and Alfa was the best.

Although we had had Allstate for over 25 years, we dropped them like a hot rock after paying the +13K for our new roof. We now have Alfa for our home insurance.

Good luck.
Rate this post positively Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Settings
X
Data:
Loading data...
Based on 2000-2020 data
Loading data...

123
Hide US histogram


Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > Alabama > Huntsville-Madison-Decatur area
Similar Threads

All times are GMT -6.

© 2005-2021, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top