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Old 12-19-2008, 03:02 PM
 
13 posts, read 47,082 times
Reputation: 11

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We have found the ultimate house to rent in Miami in the southwest part of Coconut Grove, just a street from Coral Gables. We just love it, it is perfect for us and it gives us a really good feeling, we will have a good time in this house!

The problem is that it doesn't have hurricane shutters or impact windows. The house has wall on three sides and it is in a U-form and most of the windows is inside the U. It is built in 1981 and no windows has broken so far. It is a room without windows with a generator.

What would you do? Rent it or not? We really love this house and none of the other we have seen has been interesting.

Last edited by Pelen; 12-19-2008 at 03:17 PM..
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Old 12-19-2008, 03:45 PM
 
Location: Venice Florida
1,380 posts, read 5,407,849 times
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As a renter with renters insurance to cover your possession you should be OK. If a major hurricane is headed to Miami go to a shelter. Don't stay in a house without storm shutters or an old roof in a major hurricane.
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Old 12-20-2008, 10:38 AM
 
13 posts, read 47,082 times
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Thanks a lot for answer!

Is a hurrican insurance for furnitures, household goods etc expensive?
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Old 12-22-2008, 05:59 PM
 
Location: Central Florida
1,594 posts, read 4,968,549 times
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Renter's insurance depends on the amount you want to insure your personal contents for. Around here, in Central Florida, most renters get 20K worth of coverage for less than 200 a year. However, South Florida, having greater risks, is probably going to be double that. A good company for renters insurance is Universal Property and Casualty and I think Geico offers good prices too.
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Old 02-17-2009, 10:08 PM
 
Location: Palmetto Bay, FL
50 posts, read 154,433 times
Reputation: 19
Make sure the insurance policy covers hurricanes and also flooding as these do not come with most basic policies. I say add flood coverage because, while most of the Grove is behind a coastal "ridge" which helps minimize the storm surge, it is possible to have some flooding from the combination of rainfall, clogged canals, and high tides, and it only takes a few inches to do major damage.

BTW, If the area you described is where I think it is, the major concern for your property should be LOOTING of whatever survives the storm For myself, having a shotgun around really helped after Andrew...
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