Glad we don't live in Florida or SC right now (Indianapolis: insurance, home)

[ipaper]

Originally Posted by rrah

I'm embarrassed someone from Indiana would make any of these crappy comments or even start this pointless thread. 12 million Americans are in danger right now, and people start this "my state is better than your state" nonsense. What the heck is wrong with you people?

I know right.

[ipaper]

And these people have absolutely no control over the situation, that's nature doing her thing.

[ischyros]

Wow. I mean, wow. This whole thread is just...

[ischyros]

Originally Posted by McdonaldIndy

Actually they do.
Don't live in a Hurricane zone. Nature doesn't control where you live. YOU control where you live.
The every place gets natural disasters argument is a strawman copout. The Insurance industry categorizes disasters on risk and level of destruction. Hence why you will pay much more in Florida and California compared to Indiana which actually has among the lowest insurance rates

You realize we live in an area that is considered high risk and overdue for a major earthquake, right? According to the Missouri Department of Natural Resources, just a 7.6 magnitude earthquake on the New Madrid Fault, could cause significant damage all the way to Indianapolis. And you do realize that major tornadoes are not exactly uncommon here? Kokomo got hit twice in one day barely a month ago with a third going very close by. And this only a 2-3 years after they were last hit by a tornado. About 20 years ago, my hometown in northern Indiana was hit with a monster storm. No tornado, but straightline winds (which can be much worse than a tornado) knocked out power to the entire city of 30,000 people. Tore off roofs, uprooting trees, snapped others in half, blew out windows. Many roads were impassable due to fallen trees and power lines until the next day. The airport clocked the wind speed at 92 mph, the equivalent of almost a category 2 hurricane (though obviously didn't last near as long), or an EF1 tornado, though over the entire city instead of a few hundred yards. Don't act like disasters can't happen here.

[Jimrob1]

[quote=McdonaldIndy;45739279]Actually they do.
Don't live in a Hurricane zone. Nature doesn't control where you live. YOU control where you live.
The every place gets natural disasters argument is a strawman copout. The Insurance industry categorizes disasters on risk and level of destruction. Hence why you will pay much more in Florida and California compared to Indiana which actually has among the lowest insurance rates[/QUOTE



I agree. We control where we live. Some places are much more prone to disasters. I live in Central Florida some 45 miles from the Gulf. We have had 2 Hurricanes now since last month in Fla. This one is much worse than Hermine was. I can't get homeowners insurance here because it's a mobile home. It wasn't a wise decision to buy this house, but I did. I have pretty much decided to chalk it up to a learning experience, and put the for sale sign up. It has been nerve wracking dealing with these storms, and the horrible damage they do. With no insurance Im very uncomfortable here. Not to mention the safety issues. The lack of neighborliness thru these storms. I'm not in the greatest area population wise. The price gouging for gas and lack of drinking water and food items. Well again it's been a learning experience. One Im bidding good riddance to this year. This storm Matthew is forecasted to turn around, an hit Fla a 2nd time as a tropical storm. There is another Hurricane Nicole headed this way also. So for me when I add everything up involved, with retiring here. It's just way to insecure and can be a very disconnected and unstable feeling. So for me it's not worth it, and I hope to sell this mobile home and leave the state.

[Travelassie]

Originally Posted by janedoe1972

My boyfriend wanted us to move to Florida or South Carolina. I had hemmed and hawed on this for two years because I do not want to move over there. Suffice to say, I'm glad that we don't live over there now. If it's not the humid heat, snakes, alligators, etc, it's this Category 4 hurricane slated to directly hit over there.

I'm glad you don't live there either.

[Toxic Toast]

Originally Posted by McdonaldIndy

Never said disasters can't happen here. Our disasters PALE in comparison to Hurricanes and strong Earthquakes.
#Readingishard

Perhaps you should spend some time doing adult research on the potential impact an earthquake could have on this region before puffing your chest out about hurricanes v. earthquakes. In Evansville, all new buildings have to be built to earthquake code, because the real life threat exists. #thinkingishard #hashtagsdontworkoncitydataforum

[Ignatius J. Reilly]

Originally Posted by McdonaldIndy

Amen.
That's why im smart enough not to buy into the Move to Florida BS.

You do sound really smart.

[Dude111]

Originally Posted by ipaper

And these people have absolutely no control over the situation, that's nature doing her thing.

Well HAARP can be used to change how weather reacts,etc..... IT ISNT ALWAYS ALL NATURE!!

[indy_317]

As I get older and consider leaving Indiana in maybe ten or so years, I actually wouldn't mind Florida. I think the key is to live a much more frugal lifestyle incase the hurricanes are really that bad. I'm not sure if hurricane insurance is like flood insurance or not. Live simple, be able to gather items of value quickly, and get away from the coast in plenty of time. If the home is gone, so be it. Insurance should take care of the biggest cost. Fact is, it is still a fairly low risk event, which is why Florida still has millions of people living there.