Looking for general investment ideas

[mathjak107]

in my opinion thats short sighted thinking.

The idea is the investments are something that passively is suppossed to keep the money growing your earning with your business.

One is you working for your money,the other is your money working for you when your not ..

They are meant to accompany each other not an either or.

we go to work to earn the money we then invest passively.

sinking every penny you earn back into anything with no diversity can be a recipe for disaster. our investments diversify us away somewhat from being 100% dependant on the success or failure of your business.

what you earn is human capital and is an asset class that needs to be diversified.

even your paycheck is akin to a fixed income investment and as such should have growth investments as an accomanying diversification.

[CouponJack]

Originally Posted by Marks Bradshaw

And I can't speak for others, but for me, I can't see putting money into something where I'd have to wait so long to see returns when I can continue to expand my current business and see returns the very next week. Thanks
Marks
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You definitely should not be invested in the stock market then...it is not designed to be a "get rich quick" scheme if invested properly.

[mathjak107]

the business graveyard is overflowing with failed businesses where folks took every penny and sunk it back into the business and in the end had a business that failed or wasnt worth more then the assets a competitor may want to buy at a steep discount. .

[jghorton]

Originally Posted by greatblueheron

Any ideas for me on the below situation?

My out-of-state home is under contract with a closing date at the end of December. Since my current home is paid for, I will have the proceeds from the house to invest....but where???

Last year I got out of the stock market...I am mid-50 and was getting a bit nervous.... would like to invest now in something more solid and conservative, but I am NOT a financial wiz and find it even hard to get interested in doing any research.

Any recommendations on where to invest or where to go for assistance??

Thanks for any help!

From the above and your other posts, it sounds like we're in a similar situation (although I'm retired): 'Chunk/s' of available cash; no immediate need; low risk tolerance; not a financial whiz or interested in the work required to become one; realize that 'putting money under a mattress is a poor option ... even in today's volatile, uncertain markets).

While some pan the idea, I find that Annuities (immediate and longer term) AND managed accounts (for liquidity) 'answer the mail' for me. The annuities provide a pre-determined lifetime income (some include LTC options). The (conservatively)-managed accounts give you oversight, liquidity, investment flexibility, a higher ROI than CD's/T-Bills, oversight and ongoing guidance from (generally) an establish investment plan. Also, if you don't like the results, it's easy to change.