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My husband needs to take his first RMDs
Better to take when market is up than down IMO
it really should not matter ...
if you have rmds and need short term money that portfolio should be structured as such ... it should be bond money or cash coming out if markets are down not equities anyway .
those rmds are either part of your normal yearly draw up to the safe withdrawal amount you take yearly and any excess should be put in the same investment in a taxable account ....
there is an allocation issue if it matters.
it is the same thing people say about what happens if you retire and have equities and the bear hits ... well you would be rebalancing selling bonds creating the income or even buying equities if there is money left over, equities are not what would be sold typically .
So did the Bull Market officially end back in September or is it still going? Looking back now it seems like it was such a small and short lived drop I would just assume say the Bull Market that started back in 2009 never ended.
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