Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
I saw someone else post detailed 2021 results in another thread and thought it would be fun to start a 2021 results thread. Post your end of year 2021 returns if you dare!
Fidelity IRA - FBGRX (50%), FMCSX (25%), FCPGX (25%) - up 20.83%
Fidelity 401K (my daughters account that I "manage" for her) - FLCNX (75%), FSMAX (25%) - up 20.21%
Etrade Brokerage Acct (Long term individual stock holdings in AAPL, BAC, BRK-B, HD and V) - up 35.6%
Fidelity Brokerage Acct (shorter term stock holdings, currently holding WSM, also made nice trades in DPZ, SMG and V earlier in the year) - up 32.55%
Fidelity Kids Investment Account (money we have invested for the kids over the years) - FBGRX (50%), FMCSX (25%), FCPGX (25%), same as our IRA - up 20.83%
All in all, not a bad year, though surprising that my individual stock accounts outperformed the managed and index funds in the other accounts as much as they did. I'm expecting 2022 to be a bit tougher, so I plan to add to the retirement accounts as usual, while adding cash to the brokerage and kids accounts while being patient and waiting for the right opportunities to come along.
Trading account - the one I post trades on here - flat. The final quarter of this year erased what was looking like a good year. Enough said.
My retirement account did 8%. Once again I didn't have enough in the aggressive funds that they have available, but I'm not complaining with this number.
Wife's retirement account did well so this is the one where you get extra commentary. +13% this year. And it did quite a bit better after I put everything in FCPI and just left it alone. Here's her annual rate of return data copied right from the Fidelity website.
I also didn't do too badly but was hoping to do better after a stellar 2020. I'm not complaining as they were still really good returns overall though.
TSP - 19.87% I have a lot in S fund so that dragged me down this year while in 2020 S was an overachiever. 22.98% in 2020.
Brokerage - 26.41% mostly indexes but have about 15 individual stocks. Did over 37% in 2019 and 2020 in comparison.
Roth - 19.52%, an improvement over 17.71% in 2020
HSA - 20.80%, 20.59% in 2020.i can add any money to this since no hdhp but it continues to grow through investing.
UTMAs have mostly indexes but some individual growth stocks underperformed compared to last year and dragged down performance. They kept buying so hopefully will outperform as things recover:
UTMA 1 - 16.57%, 29.49% in 2020
UTMA 2 - 16.94%, 37.19% in 2020
UTMA 3 - 6.04% this one started 9/2020 so didn't have much time to perform but definitely did better than keeping in a bank account.
I have several accounts (all retirement accounts, no trading) that include many different holdings. My entire portfolio increased just under 17% from Jan 1 to Dec 31. That average includes a fairly large cash holding (MM). Some accounts did as well as 27%. It was a good year. Far better that 2020 (for me).
Up 21% in my investment accounts. My meat and potatoes. Main holdings are VTI, VTSAX, SCHX and ZTS. Smallish holdings in AAPL, AMZN, NVDA, and PYPL. BND and VXUS are dragging down my returns. No worries.
Up 52% in my trading account. Got very lucky on some trades (GME, SPCE, crypto). I mainly focused on trading in and out of AMZN, NVDA, SPCE, and RBLX. Support and resistance.
We add a lot of money each month to 401k and brokerage accounts. DCA reduces our return a bit.
Curious - what is your allocation? Mine is 71% stock 29% fixed inc (bonds/stable value/CDs).
Curious - what is your allocation? Mine is 71% stock 29% fixed inc (bonds/stable value/CDs).
Some of you must be close to 90 or 100% equities.
Definitely not me. I have too many accounts to bother with an overall breakdown. My largest account is my 457b plan. It is 34% cash right now. 55% is in a 2025 Target fund ( I am retiring in a few months but not touching these funds until RMD time). 11% is equities (actually half of that is split between QQQ and VWINX… so even that 11% is not entirely equities.) it’s a pretty conservative account overall. It balances out the others which are all more aggressive funds (mostly equities).
Since I’m retiring soon… I won’t be contributing to these accounts after that. It will be weird to go from saving mode to spending mode!
I held minimal cash for the year and was nearly fully (95%+) invested in equities, which I plan to continue for the next 8 to 10 years, then will re-assess.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.