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Old 12-20-2023, 10:34 AM
 
9,410 posts, read 8,382,899 times
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Quote:
Originally Posted by ShampooBanana View Post
The media seems to be getting worse and more desperate all the time. They'll keep searching through the dregs of the industry to find ANYBODY who will support their predetermined clickbait headline these days.
It's been proven that doom and gloom gets more hits than the happy, positive stories so it makes sense. It's the same reason why the nightly news is generally 95% about death, murders, bad weather, etc.

Regardless, even if every single analyst on the planet was somehow certain the markets would drop dramatically in '24 I'd still continue to dollar cost average into my investments. In fact, I'd welcome a big drop so I can buy more shares for the long-term.

(is this okay ?)
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Old 12-20-2023, 10:35 AM
 
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It's fashionable to talk about the collapse of society and people respond so "articles" are written to entice clicks.

And the "Doomsday Preppers" movement is bigger and there is a business around that so those folks almost want society to collapse so they can be right and use all the stuff they are buying and building. And then they'll be closer to the top of the food chain rather than the people with money.
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Old 12-20-2023, 11:47 AM
 
Location: moved
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Quote:
Originally Posted by Florida2014 View Post
It's been proven that doom and gloom gets more hits than the happy, positive stories so it makes sense.
And the least successful articles, from the viewpoint of generating clicks and hence advertising revenue, would say, "The future is unknowable, but rarely do tragedies not brook recovery, and rarely is triumph not followed by some kind of pullback. So, just buy-and-hold".
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Old 12-20-2023, 12:49 PM
 
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Quote:
Originally Posted by reubenray View Post
What is up with the doom and gloom reports for 2024? I saw several headlines warning of a major market crash next year. I did not read the articles as it may terrify me being I am retired and depend on my returns.

https://www.foxbusiness.com/media/us...crash-lifetime

https://finance.yahoo.com/news/sever...aBOghAnRlBbb6x
If you are terrified and need the money to live off of, then you might consider lowering your stock allocation. Medium term treasury bonds are a good option right now, before interest rates go down.
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Old 12-20-2023, 01:04 PM
 
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Originally Posted by organic_donna View Post
If you are terrified and need the money to live off of, then you might consider lowering your stock allocation. Medium term treasury bonds are a good option right now, before interest rates go down.
agree
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Old 12-20-2023, 01:07 PM
 
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Originally Posted by organic_donna View Post
If you are terrified and need the money to live off of, then you might consider lowering your stock allocation. Medium term treasury bonds are a good option right now, before interest rates go down.
Rates on the 10 year have already dropped a good bit. How much further bonds appreciate is a function of how much further interest rates drop. That is anyone's guess.
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Old 12-20-2023, 02:22 PM
 
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rates on the 10 year are already down more then a point since october .they were a hair under 5% and are now in the high 3% range
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Old 12-21-2023, 04:32 AM
 
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Quote:
Originally Posted by Lizap View Post
Rates on the 10 year have already dropped a good bit. How much further bonds appreciate is a function of how much further interest rates drop. That is anyone's guess.
I think where bonds go next year is more than a guess, they will more than likely be lower, the very least stay the same, but it’s doubtful they will go up.
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Old 12-21-2023, 08:07 AM
 
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Quote:
Originally Posted by organic_donna View Post
I think where bonds go next year is more than a guess, they will more than likely be lower, the very least stay the same, but it’s doubtful they will go up.
Im sure you’re probably better at predicting markets than I am. We’ve invested and done very well, but not as a result of trying to predict markets.
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Old 12-21-2023, 08:13 AM
 
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i think once again people are going to get caught with their pants down in cash instruments as market investors bid rates down before the fed makes each move down .

remember , fed futures actually set those rates in advance ..the fed decsion only confirms the fed is happy with where investors moved things or not.

so short term rates will slide very quickly and those in cash instruments will see less and less as existing bond and maybe equity investors see more and more gains.

people tend to fall behind the curve over and over

in 2008 the fed did everything but drop leaflets from helicopters warning people to get out of cash instruments…those that listened made big money .. those that didn’t paid the price.

with inflation not dead , it can always rear its ugly head again and kill fed plans to lower rates

personally my bond side overall has a relatively short 3.3 year duration.

long enough to be rewarded if rates fall but not so long that the funds are interest rate sensitive enough if rates go back up to hurt much

Last edited by mathjak107; 12-21-2023 at 08:22 AM..
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