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Old 08-07-2016, 01:04 PM
1 posts, read 469 times
Reputation: 10


I'm new to renting but not to the concept. I'm smart with my money and meticulous to make sure all my ducks are in a row. I recently have been renting from someone in the Des Moines State Fair Ground area. I have a question regarding him wanting me to pay a late fee and I'm trying to get all the information together because something doesn't feel right to me. So I thought I would see if someone could help me see what I actually need to pay for this month.

I have given my landlord a check on the first of August as agreed for every 1st of months. The check wasn't shown as cashed until August 4th. The check bounced even though I had sufficient funds. my monthly rent is 400/month. It is now august 7 and he wants me to pay $470 as a 7 day late fee. the contract states," In the event that any payment required to be paid by tenant hereunder is not made withing three (3) days of when due, Tenant shall pay to landlord, in addition to such payment or other charges due hereunder, a "late fee" in the amount of $10 per day"
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Old 08-07-2016, 06:06 PM
Location: Southern New Hampshire
8,021 posts, read 14,003,640 times
Reputation: 25635
How did the check bounce if you had sufficient funds? (You didn't think that needed to be explained? )
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Old 08-10-2016, 11:02 AM
Location: Keosauqua, Iowa
9,258 posts, read 17,893,656 times
Reputation: 12592
^^What she said.

Late fees are legit, and from a legal standpoint a rubber check doesn't count as payment. So if the landlord didn't get his money until the 7th, then you owe seven days worth of late fees. Most landlords would probably give you a pass if you had a long history of on-time payments, but since you indicate that you've lived there a very short time I'm not surprised that he's going by the book.

If the bank bounced the check when it shouldn't have, I would lean on them to cover part of the late fee. But I'm guessing there's more to the story.
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