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Old 10-12-2019, 02:39 PM
Location: Des Moines Metro
5,105 posts, read 6,659,237 times
Reputation: 9679


I notice the OP hasn't been back.

I stand by what I said about US healthcare being a mess.

I have a temp gig right now (2nd job) as a senior advocate and have spent hours on the phone trying to clean up a number of medical billing problems for clients. I've learned more about the crap going on in the medical insurance racket and gov't healthcare than I ever wanted to know!

This is a temp gig because they have a high turn-over. I totally understand why. Dealing with health insurance snafus can take 4 out 4 hours every shift, and I still have to see clients, write reports, and deal with landlords, nursing homes, and related issues.

If I lived in the UK right now, in no way would I move a family to the US . . . the UK has its problems, but it has the best healthcare system overseas in 2019. I wouldn't give that up!
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Old 10-16-2019, 11:24 PM
13,367 posts, read 12,389,547 times
Reputation: 4774
Originally Posted by victaaa View Post
I'm a currently a UK national, however my wife is from Iowa. We are looking into the possibility of relocating my family from the US from the UK. Naturally healthcare is something that i haven't had to worry about since our is provided for by the government.
While i understand that premiums can vary largely depending on different levels of cover, i was wondering if someone could provide me with a broad estimate for a good level of cover.
i'm 35, my wife is 40 years old. we have 3 year old boy and a 1 year old girl. nobody has any major health complaints and are non-smokers. i know a lot more information would be required but, i'm just after a guide since i really have no idea.

You read of Californians who are leaving in droves because it is just too darn expensive to live here. Well, people from other countries who moved here are leaving in droves because the USA itself is just too expensive to live here too.

Healthcare premiums for a family of four alone will eat you alive

So to answer the original question “how much is health insurance?”, below are statistics provided by eHealth that represent average health insurance cost for certain plans:
Plan Quality & Coverage Size Average Monthly Premium (2017) Average Annual Deductible (2017) Catastrophic- Individual $173 $7,148 Catastrophic- Family $367 $14,292 Bronze- Individual $374 $5,953 Bronze- Family $903 $12,044 Silver- Individual $418 $2,758 Silver- Family $1,061 $5,424 Gold- Individual $502 $778 Gold- Family $1,252 $1,835 Platinum- Individual $575 $37 Platinum- Family $1,472 $140

You're safer in UK, trust me.
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Old 10-22-2019, 10:08 PM
15 posts, read 2,985 times
Reputation: 15
It's a bit confusion state of mind to decide which insurance is best suitable for you. Its better option is to hire a reliable insurance agent and get a piece of advice who can help you out with the right plans with a low price quote from a reputed insurance company.
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