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Old 12-23-2021, 05:32 AM
 
54 posts, read 54,960 times
Reputation: 58

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So, Louisville, KY is considered to be an affordable city this size. You can get a nice 3-4 bed 2 bath house for less than $160,000.

I heard Mississippi is a very affordable state so for kicks I decided to look at home prices here. Holy cow! Now I know every city has good and bad neighborhoods and all but I can usually tell by the look of the homes around certain areas on the map whether or not that area is good or not. I'm seeing stuff that makes Louisville sound like its San Francisco or something. Well under $100,000, actually $60,000 or so.

Whats the catch here? Do hurricanes hit this place bad, tornadoes?

Last edited by Louisville Asian; 12-23-2021 at 05:46 AM..
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Old 12-23-2021, 07:05 AM
 
Location: Jack-town, Sip by way of TN, AL and FL
1,621 posts, read 1,512,224 times
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Where are you looking?
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Old 12-23-2021, 07:18 AM
 
54 posts, read 54,960 times
Reputation: 58
Quote:
Originally Posted by Mississippi Alabama Line View Post
Where are you looking?
While I've been to Mississippi, never Jackson as far as stopping there, I don't know the layout of the city. I just went on zillow.com.
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Old 12-23-2021, 10:26 AM
 
1,182 posts, read 1,434,463 times
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For what most consider good, crime free neighborhoods with good public schools, you're looking at around $130 - $150/square foot (or more), so a "newer" 3,000 sf house will likely cost in the area of $400k or more. My top two areas to live would be Madison/Gluckstadt (west of 55), then Flowood/39047. You can find a house in these areas for less than that, but make sure you do your homework.

Additionally 39042 Brandon is fine, I don't know enough about Clinton to comment. If you are not worried about schools, you open up more possibilities.

Especially in older houses, shrinking/expanding Yazoo Clay, that is common in this area, can cause foundation issues.

You do not want to buy in Jackson unless you really know what you are getting in to.

Last edited by viverlibre; 12-23-2021 at 11:22 AM..
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Old 12-23-2021, 09:01 PM
 
Location: PNW, CPSouth, JacksonHole, Southampton
3,528 posts, read 5,101,723 times
Reputation: 13838
Those nice-looking areas with the cheap houses, are the ones where the new residents haven't gotten around to cutting-down the trees and shrubbery - YET. Eventually, though, it happens - particularly when the predatory home-buyers are finished converting properties to rental. Eventually, everything takes on that barren, skuzzy, treeless look, which warns of flatbill hats and loud mufflers.

Even in the places with "good schools", you'd be a fool to put your kids in a public school. Middle and Upper class Mississippi people limit the size of their families, to the number of kids they can be SURE they can afford to have in private schools - pre-K through 12. If something happens to your money supply, you HAVE TO move to another region, several states away, unless you don't care about your kids, at all. We started ours at Beth Israel and Saint Andrews, and later moved them to Madison's public schools. Money saved on tuition, helped us amass enough capital to found our own businesses. But that wouldn't work, today. Even back then, our "Maid" (trained as a military driver, she mostly drove the kids to all those endless kid activities, in an old Mercedes SEL she maintained, herself) had to quietly "explain" to several aggressive parties threatening our boys, what she could and would do with the knife on her keychain. She'd been in prison, for killing her girlfriend. Can YOU find someone like that? Could you arrange commutation of her sentence? Decade-old Mercedes, these days, aren't reliable like that old tank she drove. Maybe a Lexus LX? You need something ultra-safe, though, because Jackson Metro drivers are HORRENDOUS.

Do not even consider moving to Mississippi, if you cannot afford a vehicle which will hold its own, when rammed by some idiot doing double the speed limit. Oh... and then there are the potholes and the sinkholes. https://www.wlbt.com/2021/08/20/toma...ckson-pothole/ Forget merely weaving around, or even between potholes. Frequently, there isn't enough good pavement. So, you have to pick WHICH potholes are the least-awful. You have to do that, repeatedly - sometimes for block after block. So, your vehicles need to be offroad-worthy AND capable of prevailing in a collision. Lexus LX and the military-derived Mercedes G (Geländewagen) are the choices of people I know. The biggest BMW SUV is good, if not-exactly-reliable. Bentley and RR make crashworthy SUVs, but you'd get followed-home, and, at-minimum, carjacked. So nobody has those.

For those who can keep the rivers of money flowing, it's a nice lifestyle. Everything revolves around big, fancy churches, and private school sports programs. It's all about gidduaeng ('Getting', pronounced with a dipthong-laden nasality which sounds nothing like those Hollywood Southern accents) the kids through school, gidduaeng them into however-many sports it takes for them to not be "antisocial", or "abnormal" or "losers" (then "showing support", through endless butt-sitting-on-bleachers hours of boredom), gidduaeng them into the right frats or sororities (then gidduaeng up tuh thuh college games, to "show support", while the kids do their best to pretend you're not an embarrassment), sending them on ski trips to Vale (not Aspen: Jackson People do Vale), and then paying for their big, tacky weddings, and their inevitable Bora Bora honeymoons. Then, you make sure each kid has a quarter-million for a down payment on a "starter home" (assuming they don't flee the South, upon graduation). There isn't much else. (unless you're a swinger or a druggie)

Once you're through with all that, your lifecycle is nearly complete. You only have to live long enough to ensure that your now-adult kids have enough money for their own Private School Sports Program Lifestyle, centered around their own children. Then, exhausted, it's time for them to commit you to one of Madison County's fine Memory Care facilities. And the cycle continues... Now, wasn't that fun and fulfilling?

Now, if one isn't Middle Class, the comments below this article, offer rare insight into the world of people who don't/didn't go to private schools - the world where houses cost around 100k: http://kingfish1935.blogspot.com/202...in-rankin.html

From one especially-insightful post:
"...A meth cook every two mobile homes IS EXACTLY like south and west Jackson. Only difference is the born spawn in Rankin stay hulled up in a back room dying slowly while the born spawn in Jackson go out shooting." I'm wordy. That person is concise. That person describes the neighborhoods at the lower price range you describe - both in Jackson, and in the surrounding exurbs.

At the top of the market, I don't see the Jackson metro as being much of a bargain. A few years back we toyed with the idea of buying 'Chapel Lane', an estate in Seattle. It was the multi-generational home of some railroad barons - until recently, the richest people around, and had been decorated by multiple generations within America's top interior design firm. The grounds were heavenly. There were views of Puget Sound. It was for-sale, FURNISHED and curated by Parish Hadley et Cie, and was a home of singular provenance and cachet - instant top-of-the-heap social status, for someone astute-enough to buy it.

In Jackson, the home of a timber products baron - until recently, the richest person in the state - came up for sale. It was a high-quality 1950 Phoney Williamsburg Georgian mansion, sold unfurnished, and on a bit less acreage than 'Chapel Lane'. Sister Parish was NOT the Decorator, and, while "important", the interior was not kept updated like that at 'Chapel Lane'. The grounds were scarred by herbicide use and incompetent grounds staff. Nor was there a view of anything but the estates of a few other magnamillionaires. The asking for the estate in Seattle, and the one in Jackson, were nearly-identical, even though the one in Seattle was way-more-house, and located in a city brimming with opportunity, interest, and amazing people. The house in Jackson, while on an iconic street, in THE state's 'Power Neighborhood', was surrounded by a city that's pretty-much the opposite of Seattle. Yet the houses stayed on the market for nearly-identical lengths of time. And each (deeply-discounted), sold for nearly-identical amounts.

So, if you ask me, all things considered, one does not get more for one's money, in or around Jackson.

Last edited by GrandviewGloria; 12-23-2021 at 10:14 PM..
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Old 12-24-2021, 08:56 AM
 
Location: Johns Island
2,402 posts, read 3,971,718 times
Reputation: 3521
In the Jackson area:
- You can pay a little, and get a crappy house, bad neighbors, terrible schools
- You can pay a lot, and get a nice house, neighbors you never see, decent public schools

Common denominator is that you're stuck living in the Jackson area. In general it's a crap hole, with little to do that's fun for adults or kids. Job market is terrible and salaries are low. And if you pay a lot for a house, good luck selling it in a short period of time. Might take months, because new people don't move to Jackson, it's just the same people shuffling around.

It is completely NOT a vibrant area.

Stay in Louisville. Actually, move to Nashville.
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Old 12-24-2021, 11:38 AM
 
1,182 posts, read 1,434,463 times
Reputation: 2393
Quote:
Originally Posted by GrandviewGloria View Post
Those nice-looking areas with the cheap houses, are the ones where the new residents haven't gotten around to cutting-down the trees and shrubbery - YET. Eventually, though, it happens - particularly when the predatory home-buyers are finished converting properties to rental. Eventually, everything takes on that barren, skuzzy, treeless look, which warns of flatbill hats and loud mufflers.

Even in the places with "good schools", you'd be a fool to put your kids in a public school. Middle and Upper class Mississippi people limit the size of their families, to the number of kids they can be SURE they can afford to have in private schools - pre-K through 12. If something happens to your money supply, you HAVE TO move to another region, several states away, unless you don't care about your kids, at all. We started ours at Beth Israel and Saint Andrews, and later moved them to Madison's public schools. Money saved on tuition, helped us amass enough capital to found our own businesses. But that wouldn't work, today. Even back then, our "Maid" (trained as a military driver, she mostly drove the kids to all those endless kid activities, in an old Mercedes SEL she maintained, herself) had to quietly "explain" to several aggressive parties threatening our boys, what she could and would do with the knife on her keychain. She'd been in prison, for killing her girlfriend. Can YOU find someone like that? Could you arrange commutation of her sentence? Decade-old Mercedes, these days, aren't reliable like that old tank she drove. Maybe a Lexus LX? You need something ultra-safe, though, because Jackson Metro drivers are HORRENDOUS.

Do not even consider moving to Mississippi, if you cannot afford a vehicle which will hold its own, when rammed by some idiot doing double the speed limit. Oh... and then there are the potholes and the sinkholes. https://www.wlbt.com/2021/08/20/toma...ckson-pothole/ Forget merely weaving around, or even between potholes. Frequently, there isn't enough good pavement. So, you have to pick WHICH potholes are the least-awful. You have to do that, repeatedly - sometimes for block after block. So, your vehicles need to be offroad-worthy AND capable of prevailing in a collision. Lexus LX and the military-derived Mercedes G (Geländewagen) are the choices of people I know. The biggest BMW SUV is good, if not-exactly-reliable. Bentley and RR make crashworthy SUVs, but you'd get followed-home, and, at-minimum, carjacked. So nobody has those.

For those who can keep the rivers of money flowing, it's a nice lifestyle. Everything revolves around big, fancy churches, and private school sports programs. It's all about gidduaeng ('Getting', pronounced with a dipthong-laden nasality which sounds nothing like those Hollywood Southern accents) the kids through school, gidduaeng them into however-many sports it takes for them to not be "antisocial", or "abnormal" or "losers" (then "showing support", through endless butt-sitting-on-bleachers hours of boredom), gidduaeng them into the right frats or sororities (then gidduaeng up tuh thuh college games, to "show support", while the kids do their best to pretend you're not an embarrassment), sending them on ski trips to Vale (not Aspen: Jackson People do Vale), and then paying for their big, tacky weddings, and their inevitable Bora Bora honeymoons. Then, you make sure each kid has a quarter-million for a down payment on a "starter home" (assuming they don't flee the South, upon graduation). There isn't much else. (unless you're a swinger or a druggie)

Once you're through with all that, your lifecycle is nearly complete. You only have to live long enough to ensure that your now-adult kids have enough money for their own Private School Sports Program Lifestyle, centered around their own children. Then, exhausted, it's time for them to commit you to one of Madison County's fine Memory Care facilities. And the cycle continues... Now, wasn't that fun and fulfilling?

Now, if one isn't Middle Class, the comments below this article, offer rare insight into the world of people who don't/didn't go to private schools - the world where houses cost around 100k: Jackson Jambalaya: Officer-involved Shooting in Rankin County

From one especially-insightful post:
"...A meth cook every two mobile homes IS EXACTLY like south and west Jackson. Only difference is the born spawn in Rankin stay hulled up in a back room dying slowly while the born spawn in Jackson go out shooting." I'm wordy. That person is concise. That person describes the neighborhoods at the lower price range you describe - both in Jackson, and in the surrounding exurbs.

At the top of the market, I don't see the Jackson metro as being much of a bargain. A few years back we toyed with the idea of buying 'Chapel Lane', an estate in Seattle. It was the multi-generational home of some railroad barons - until recently, the richest people around, and had been decorated by multiple generations within America's top interior design firm. The grounds were heavenly. There were views of Puget Sound. It was for-sale, FURNISHED and curated by Parish Hadley et Cie, and was a home of singular provenance and cachet - instant top-of-the-heap social status, for someone astute-enough to buy it.

In Jackson, the home of a timber products baron - until recently, the richest person in the state - came up for sale. It was a high-quality 1950 Phoney Williamsburg Georgian mansion, sold unfurnished, and on a bit less acreage than 'Chapel Lane'. Sister Parish was NOT the Decorator, and, while "important", the interior was not kept updated like that at 'Chapel Lane'. The grounds were scarred by herbicide use and incompetent grounds staff. Nor was there a view of anything but the estates of a few other magnamillionaires. The asking for the estate in Seattle, and the one in Jackson, were nearly-identical, even though the one in Seattle was way-more-house, and located in a city brimming with opportunity, interest, and amazing people. The house in Jackson, while on an iconic street, in THE state's 'Power Neighborhood', was surrounded by a city that's pretty-much the opposite of Seattle. Yet the houses stayed on the market for nearly-identical lengths of time. And each (deeply-discounted), sold for nearly-identical amounts.

So, if you ask me, all things considered, one does not get more for one's money, in or around Jackson.
GG, this got me down a Zillow of rabbit hole of looking for the most expensive properties in the Jxn metro. It's telling how few $1m plus properties there are in a metro area of 500k people.
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Old 12-27-2021, 12:55 AM
 
365 posts, read 273,382 times
Reputation: 1116
"I'm seeing stuff that makes Louisville sound like its San Francisco or something. Well under $100,000, actually $60,000 or so.Whats the catch here? Do hurricanes hit this place bad, tornadoes?[/quote]"

For a reasonably nice house in metro Jackson, $160,000 probably is the line for a good neighborhood, same as Louisville. I checked trulia.com and I couldn't find any homes for sale in solid areas for under $160k. The neighborhoods (within Jackson city limits) that go much below that are areas that may have been okay in the 1960s or 1970s but are no longer safe.

If you search the middle class areas of Brandon, Clinton, Ridgeland, and Madison, there are virtually no homes for sale anywhere near $160k. The minimum point tends to be $175k or $185k and up.
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Old 12-27-2021, 07:19 AM
 
Location: Alabama
10,118 posts, read 5,366,143 times
Reputation: 5758
Quote:
Originally Posted by Louisville Asian View Post
Whats the catch here?
Melanin.
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Old 12-28-2021, 08:59 PM
 
Location: Montreal
1,375 posts, read 600,519 times
Reputation: 1441
Quote:
Originally Posted by EscAlaMike View Post
Melanin.
That was short and sweet.
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