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Old 10-12-2011, 11:04 PM
Location: Ponte Vedra Beach, Fl
82 posts, read 161,160 times
Reputation: 39


Guidance, please? In a week or so, we are moving to Ponte Vedra Beach, Florida. Which power, cable, internet, renter's insurance companies do you use ? We are renting a 2 bedroom house. It will be myself, my husband and our 15 year old son. We also have 2 full grown Boxers. Do I really need sinkhole insurance, or is that covered by owner of the home? Who has the best (i.e. lowest) rates for the best services? With auto insurance, I understand Florida is a no-fault state, which is different than mine, NC. What type or amount of auto coverage should we get? We have 3 vehicles total. 2 paid for and one just purchased. Are there any other utilities that I'm missing or should consider? I'm guessing that with water, there is only city water? Hurricane, wind damage, flood insurance? I would be greatful for any opinions !!
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Old 10-13-2011, 01:27 AM
Location: On the banks of the St Johns River
3,863 posts, read 9,107,997 times
Reputation: 3434
The only housing insurance you would need as a renter is a HO3 policy which is renters insurance. It covers your furnishings, clothing and personal effects; The home owners policy actually just covers the structure itself.(not those items a renter has in the structure) For my rental properties I use Home and Auto Insurance Ponte Vedra Beach - Jacksonville - Jacksonville Beach by Brightway Insurance, Florida 32082 located in Ponte Vedre.
JEA for electric, water and sewer, unless your in an area covered by a private water and sewer company.
Comcast cable (Xfinity) is probably the most prevalent cable/internet provider followed by ATT and then the satellite companies. (Dish/DirectTV) and for internet Wireless Internet — Mobile 4G Wireless Internet Access from CLEAR
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Old 10-14-2011, 12:22 AM
Location: Everywhere.
1,364 posts, read 1,210,955 times
Reputation: 1508
FPL for power, comcast is best for cable and internet. You'll most likely have to look into renter's isurance companies yourself for the best rates, same with auto insurance. Since you'll be renting those are the insurances to be concerned about.
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