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When you interview for a new job, do most potential employers have some type of written document telling you how much they will charge employees for Medical and Dental insurance?
I have been job hunting and the few places I have visited just tell me they have competitive comprehensive benefits and leave it at that. In my opinion that does not tell me much and their comprehensive benefits could cost me anything from $0 to $500 a month for the same coverage.
In your experience, what do most employers do? How comprehensive is the information on employee premiums for health and dental insurance?
I have never received anything like that, nor do we provide anything like that when we interview people. I suppose you could call HR and find out what their various plans cost.
It really depends on the type of employer and whether it considers the benefits as part of a draw. In most cases, it will probably be discussed during the offer phase.
I agree that it's often difficult. I'm looking for a new job and am coming from the public sector. The salaries are low but the benefits are dirt cheap and comprehensive, so it might take a big raise to make up for it in a new job. However, without that information, it's hard to know. When companies ask for salary requirements without even providing a minimum of information about how much insurance costs or what the benefits are, it's really hard to get an idea of how much I would consider acceptable to make the move.
I always ask for this during the offer phase and have alway received it, no questions asked. It's big part of the equation and they have never had any problems providing this to me.
Location: East of Seattle since 1992, 615' Elevation, Zone 8b - originally from SF Bay Area
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We do not give details, but if, during the negotiation process after an offer they ask, we will tell them the details including their cost for each available health plan, dental, and life (free).
My company's costs are public. We have a public website (not behind a company firewall) with all premiums and employee contributions. Recruiters also have a price sheet that outlines what benefits cost per pay band.
So if few employees tell applicants for employment how much their insurance is going to cost, this puts the typical new employee in a bind after they start the new job when they find that even though two job offers for $41k were not really the same compensation because one employer puts basically nothing into the employees health insurance coverage.
So if few employees tell applicants for employment how much their insurance is going to cost, this puts the typical new employee in a bind after they start the new job when they find that even though two job offers for $41k were not really the same compensation because one employer puts basically nothing into the employees health insurance coverage.
most people ask about the cost when offered the job if it was something they were concerned about.
Then they can decide on the offer and accept it or leave it.
You can't blame the companies on this, they do offer the benefits information, it's the job seekers responsibility to ask for it if they want to know before taking offer
So if few employees tell applicants for employment how much their insurance is going to cost, this puts the typical new employee in a bind after they start the new job when they find that even though two job offers for $41k were not really the same compensation because one employer puts basically nothing into the employees health insurance coverage.
No, it does not. If we offer you a job and you ask about the cost of benefits, we will tell you that we don't know, that there are several options for health and/or dental, and give you the phone number to benefits. You can call them and find out what your cost will be before you accept. It's really not that difficult.
Most people don't ask about benefits costs, they just ask about their base pay.
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