U.S. CitiesCity-Data Forum Index
Covid-19 Information Page
Go Back   City-Data Forum > U.S. Forums > Kentucky
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 07-21-2019, 12:49 PM
 
Location: plano
7,103 posts, read 8,812,315 times
Reputation: 6644

Advertisements

You are not very far off. I like Plano and it hits a lot of my needs square dead solid perfect. I like change so am biased toward moving where I think I find a better fit such as Williamson County Tn. The difference for me is $10k a year in local taxes which are not deductible for me under the new tax code that caps out at $10k for property and sales tax in Texas. I like most every thing about Nashville metro, specifically Franklin and Brentwood, but doubt the medical will be as strong as it is in our areas of needs here in DFW metro. But I prefer its climate and its natural beauty over what is an attractive west Plano location I live in here. My wife is not of the same thinking I am, she prefers Houston's climate to Dallas's for example and a move will be harder on her health than mine.

I think the odds of staying put are 50% with Nashville metro at 40% and KY options and all others at 10%. So you did not miss a lot if you have a different view of Nashville metro vs DFW I would welcome your experience to see how it suits our situations and likes.
Reply With Quote Quick reply to this message

 
Old 07-21-2019, 01:05 PM
 
Location: plano
7,103 posts, read 8,812,315 times
Reputation: 6644
How would Nicholasville or Versailles area fit my needs and wants? I see some newer homes in that area, more land than I want but see a number of pretty new as well as new construction down there. Is it far from shopping, ie Costco, Sam's club etc its hard to gauge given the smaller scale of the metro than DFW.
Reply With Quote Quick reply to this message
 
Old 07-21-2019, 05:43 PM
 
8,392 posts, read 4,667,808 times
Reputation: 15578
Quote:
Originally Posted by Johnhw2 View Post
How would Nicholasville or Versailles area fit my needs and wants? I see some newer homes in that area, more land than I want but see a number of pretty new as well as new construction down there. Is it far from shopping, ie Costco, Sam's club etc its hard to gauge given the smaller scale of the metro than DFW.

Nicholasville and Versailles are so close to Lexington they could literally be "suburbs" except for the fact they are different counties. You can get to both in minutes from Lexington. I live in Southwest Lexington and you can drive to either one in
ten to fifteen minutes. The movie Elizabethtown was filmed mostly in Versailles. It has miles and miles of Horsefarms. Texan

William Farish (Lane's End Farm) had a horse Farm in Versailles, Queen Elizabeth actually has visited the farm (I think she has some horses there) several times through the years.


https://www.upi.com/Archives/1984/09...7141465364800/
https://www.chicagotribune.com/news/...109-story.html

https://www.upi.com/Archives/1989/05...5475612158400/
https://www.wkyt.com/home/headlines/6534257.html
https://www.meetmeinmidway.com/ThoroughbredFarms.aspx



Versailles is in Woodford County and it is actually the wealthiest county in the state (at least the last time I was reading about it a few years back). Lexington wasn't far off.


My Cousin lived and raised her family in Wilmore Kentucky in Jessamine County, it is really nice.
I also have worked with people from Nicholasville.....it's so close a lot of people commute who want to live further out.
Georgetown and a few other towns are similarly close to Lexington.

Costco is in Hamburg so it would be a further drive for you -maybe not too bad, I use to work in Hamburg area for awhile,
and the commute wasn't that bad, except during rush hour.(I live in the Southwest Lexington area) Even though it looks far on a map, on non rush hour traffic I could make it there in fifteen minutes.

Last edited by Crazee Cat Lady; 07-21-2019 at 07:00 PM..
Reply With Quote Quick reply to this message
 
Old 07-21-2019, 06:43 PM
 
8,392 posts, read 4,667,808 times
Reputation: 15578
Quote:
Originally Posted by Johnhw2 View Post
Tax wise, Tennessee is the best state I have found that I would consider for my situation on state and local taxes. But remember, Texas too is a no income tax state and Tn for my situation is $10k per year lower in State and local taxes. My current home is $15k a year in property taxes and if I was not a senior, where my property tax amounts get frozen to the level they were in the year I turned 65. they would be $22k a year.

The only area in Tn we are likely to consider in Tn is Williamson County, Franklin and Brentwood. Real estate prices are are higher there than my Texas location by maybe 20%. Cost of living can be a factor too if the differences are significant as they are from my location to Lexington. Ignoring property taxes, the cost of living in Lexington is about 30 to 35% lower than where I live now. So this can offset a lot of state incomes taxes. Also while the property taxes in Ky are similar to Tn when comparing taxes paid for the same price house, so if home prices are in deed 35 to 40% lower than Williamson County this can offset the state income taxes perhaps. But I need to land on a couple of locations to see if this makes it competitive with Tn, Williamson County. I suspect it well may be no more expensive to live in Lexington KY than say Brentwood Tn considering cost of living and cost of homes.

I have looked for both locations for Costco and Sams as I have learned that they will tend to be near suburban areas that I like. I also look for where Lexus and Infiniti dealers are located too. This usually tells me where the higher income suburbs are located. This is pushing me to look in the southern or SE end of Lexington. Does that make sense for my price of home and want to be near good shopping options in a suburban area? Are there some nearby areas in small suburban towns I should consider too? Such as where the golf even it being played this weekend which is in a small town generally south of he city of Lexington?

Is there a suburban location where I would see trees and newer home construction in my price range, lets call is $600k to $1000k? That would not be too far from the shopping I mentioned?

I looked at the videos you sent me. While interesting areas the homes look older than my current 1999 build. I am looking fo a newer home than I am in now? Ideally something like a 2010 to 2015 build is ideal. One story would be even better if it exists in areas near the shopping options I want? We are use to high ceilings as well and prefer that if its an option. We have 9 ft ceilings up now and down stair ceilings range from 10 feet in bedrooms to 12 feet in FR, Kit, Dining room to 16 feet in Study to 20 feet in LR and Entry way

MDVIP does a couple of things that are key for my wife's situation. By charging around $1600 to $2000 per year per patient, they can cut the size of the practice from around 2000 patients to around 500. So more time for each patient and you get their email and cell phone number for easy access.Secondly they tend to be some of the top doctors around. Another advantage is if you are traveling and need to get into to see a Dr while not in your city, the lower patient count means a MDVIP Dr can fit one more patient any day for an emergency. My wife consumes a lot of a Dr's time with her various issues or impacts of her RA and immune impairment. So it is worth the fee we do not get reimbursed by health insurance for this access and time commitment to her case by the Dr.

Thanks for all your help
I actually didn't know that Texas was a no income tax state too! You learn something new every day!
I can't blame you for wanting to be near good shopping. Yes, South Lexington is usually where the better neighborhoods are (but there are always exceptions to the rule.) The Hamburg area is probably one of the newest and nicest construction areas in Lexington....You have a lot of really new retail areas in that part of town too.


The Tuscany Homes in that vicinity is probably one of the newest.


Here is one of the homes there, it is very new, and not many trees in the front, but it backs up to a lovely looking tree line.
https://www.realtor.com/realestatean...9_M36960-50801

Here is a brand new home (but It doesn't look like a tree in sight!!!!!!)with higher ceilings
https://www.realtor.com/realestatean...9_M43578-26226


Here is one built in 2004, it has a really nice tree line out back. It looks to be mostly one level, so it might be easier for your wife to get around.

https://www.realtor.com/realestatean...8-99203#photo0




Built in 2009 this Beaumont Sanctuary Home is nicely landscaped has 5405 sq ft.
High ceilings $825,000- 3240 Linville Lane, Lexington
You can take a virtual tour here:
https://www.realtor.com/realestatean...3_M47515-22139


Surrounding communities
Georgetown
This property backs up to the 18th fairway at Cherry Blossom Golf Course with gorgeous views.
Built in 2007 This property at 110 Loch Lomond Drive sells for under 660,000
https://www.realtor.com/realestatean...4_M31473-76534


My cousin was a Lexington Realtor, but she retired a couple months ago and moved to ST Louis to be near her daughter who is expecting, plus she has another daughter in New York City and a vacation home in Florida, so I can't even keep up with her. She would be a lot more knowledgeable about this than I am.
Reply With Quote Quick reply to this message
 
Old 07-21-2019, 07:07 PM
 
1,601 posts, read 829,455 times
Reputation: 1286
I've only drove through KY and found its scenery beautiful but having spent some time in Tennessee, I think it offers more convenience than KY for shopping and travel by air plus no state income tax and being south of KY has a little milder winter. KY you have Lexington and Louisville but Tennessee, you have areas east of Memphis, areas near Nashville, around Knoxville and the most underrated - Chattanooga! Plus Chattanooga puts you 100 miles from Atlanta. Its right along the Tennessee River, has some great elevation, an aquarium and minor league baseball. Volkswagen has opened a production plant there.
Reply With Quote Quick reply to this message
 
Old 07-21-2019, 08:27 PM
 
Location: IL/IN/FL/CA/KY/FL/KY/WA
1,212 posts, read 1,034,568 times
Reputation: 1459
This might sound like an outside of the box idea, but I personally think you should take a look at the Indiana side of metro Louisville. You have all of the good hospitals and doctors in Louisville, 2 Costco locations, the cost of living is much better than Dallas and you can have a small town feel while being within 30 minutes of pretty much any big city amenity you want - including one of the better food towns in the country.

Floyd County in Indiana has new construction homes, great school district (might not be worth anything to you in retirement but if you leave the property to family members it will be much easier to sell) and you can either have a suburban, urban or rural lifestyle, all within the county limits.

I can't speak for the specialists that you're looking for, but I would suggest at least taking a look at it to see if it's a possibility.
Reply With Quote Quick reply to this message
 
Old 07-22-2019, 07:33 AM
 
Location: plano
7,103 posts, read 8,812,315 times
Reputation: 6644
Thank you all I will digest and research more based upon all these thoughts. We disliked living in Pittsburgh so much it jaded us and as I near the upper midwest area I get turned off. The winters were so brutal up there nothing like around Nashville. My brother was a professor at Indiana State 30 years or so ago and I visited him there. That part of Indiana did not appeal to me at all. I am familiar with Brown County and found it beautiful but the winters worry me for my wife that far north. I will look at the Indiana area you mentioned other than colder winters it might work for us, thanks for thinking outside the box. I will start exploring medical as that need is right up there with winter temperatures for my wife with her conditions.
Reply With Quote Quick reply to this message
 
Old 07-22-2019, 10:24 AM
 
Location: IN
21,443 posts, read 37,711,095 times
Reputation: 14009
Quote:
Originally Posted by Johnhw2 View Post
Thank you all I will digest and research more based upon all these thoughts. We disliked living in Pittsburgh so much it jaded us and as I near the upper midwest area I get turned off. The winters were so brutal up there nothing like around Nashville. My brother was a professor at Indiana State 30 years or so ago and I visited him there. That part of Indiana did not appeal to me at all. I am familiar with Brown County and found it beautiful but the winters worry me for my wife that far north. I will look at the Indiana area you mentioned other than colder winters it might work for us, thanks for thinking outside the box. I will start exploring medical as that need is right up there with winter temperatures for my wife with her conditions.
I live in Floyd County, IN and it offers a good mixture from urban, suburban, to rural. New Albany has seen a renaissance over the past decade, but would seem like a small river town coming from DFW. I prefer the areas away from the river with a greater elevation, cooler temperatures and better air quality. Floyds Knobs is an unincorporated town in Lafayette Township in Floyd County that is the most upscale area of anywhere in southern Indiana with lower property taxes. Proximity to Louisville is easy from that area. The downside is a mixed bag of weather. You had better like lots of clouds and humidity a good amount of time, summer is less cloudy but hot and humid. I find winters to be sloppy and annoying, but not very snowy or cold at all compared to states like New Hampshire or Wisconsin that I previously resided in.
Reply With Quote Quick reply to this message
 
Old 07-22-2019, 11:06 AM
 
Location: plano
7,103 posts, read 8,812,315 times
Reputation: 6644
We have experienced high humidity and cloudy a lot of the time in Houston. In summer time we prefer that to DFW where the sun makes things feel hotter an get to hotter temperatures than Houston does with the clouds and higher humidity. We lived in Pittsburgh as well for two years, we liked the short summers and fall and spring but 5 months of the year felt like winter with gray cloudy cold days. We did not like that time of year so have avoided looking further north than Tn until I started looking at KY.
Reply With Quote Quick reply to this message
 
Old 07-22-2019, 05:19 PM
 
6,832 posts, read 14,417,321 times
Reputation: 3216
Quote:
Originally Posted by Johnhw2 View Post
We have experienced high humidity and cloudy a lot of the time in Houston. In summer time we prefer that to DFW where the sun makes things feel hotter an get to hotter temperatures than Houston does with the clouds and higher humidity. We lived in Pittsburgh as well for two years, we liked the short summers and fall and spring but 5 months of the year felt like winter with gray cloudy cold days. We did not like that time of year so have avoided looking further north than Tn until I started looking at KY.
Louisville really isn't hardly any colder than TN. Due to global warming, Louisville in 2050 will be as warm as Nashville today:

https://www.courier-journal.com/stor...ds/1732597001/

If you read that article you will see. It's pretty mild here, and like TX, the summers are the same hot and humid with a small chance of scattered storms. You need to keep in mind the warming and Louisville and particularly Floyds Knobs IN may be a good place to look. These places are well kept secrets!
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:



Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > Kentucky
Follow City-Data.com founder on our Forum or

All times are GMT -6.

© 2005-2020, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top