03-16-2011, 03:22 PM
Location: Las Vegas / GV
508 posts, read
1,021,895 times
Reputation: 175
Quote:
Originally Posted by
happyhunting
Grofica, use a rental agency, my family uses Remax. They qualify the potential tenents, you set the rules as far as whether smoking, pets and such ar permited. They do inspections of the property, stay on top of payments and charge about 10%. So a house renting for $1000 is charged about 100 a month. Small price to pay for peace of mind. You can choose to screen for background checks and previous rental history, and even credit......or not, depending on how tight you want to keep your requirements.
Secondly, how affordable is your current mortgage payment? Can you afford to qualify for a new mortgage on a condo, EVEN IF your house is rented out? Becuase many lenders won't consider your rental income, they want to see that you qualify for both......
I understand you want to buy and not rent because you are looking for an ultra modern with a clean look, that you can personalize or make changes to. Are you dead set on it being on the strip? Or just looking to be in a dense urban area, with plenty of walking to stores and bars etc......There may be many that do not agree with me on this, but I have never felt that Vegas was "planned out well". Too much urban sprawl and not enough focus on walkability. You can check out Urban Lofts, they are probably the 'look' you are going for, but not sure you will like the neighborhood.
Urban Lofts Townhomes?
ok without sounding creepy i love you. The mortgage isnt that big of a deal its WAYYYYYYYYYYY less then rent. and in the year since i purchased maybe 3 more months before its paid off.
Im not dead set on being "on" the strip just somewhere near to it. i found one would have been perfect... it was off or martin if i remember right but it was on the bottom floor. nice floorplan, it didnt have any floors so it was pretty unfinished. it was beautiful i just wish it wasnt at ground level.
Im not in a huge hurry i just want to find out more on what my options are. you are right remax does not sound bad from what you say. i will have to give them a call and get a little more in depth into it.
with being so close to having the first paid off it should be easy to qualify for a new mortgage right? I would think it would not be that hard. but any insight into this you have i would be so thankful for!
03-16-2011, 03:35 PM
579 posts, read
1,209,937 times
Reputation: 402
Quote:
and in the year since i purchased maybe 3 more months before its paid off.
You bought a year ago and will have the first paid off in around 3 months??? Wow, you must have nearly paid all cash for the house. If that's the case you would easily qualify for a new mortgage and even make a profit off the renter it sounds..... that's great!
03-16-2011, 03:44 PM
Location: Las Vegas / GV
508 posts, read
1,021,895 times
Reputation: 175
Quote:
Originally Posted by
happyhunting
You bought a year ago and will have the first paid off in around 3 months??? Wow, you must have nearly paid all cash for the house. If that's the case you would easily qualify for a new mortgage and even make a profit off the renter it sounds..... that's great!
ItsNot like that its just I dont live on credit cards. So my biggest bill is eletric. So I put my whole check on the house every month minus utilities food and smokes. The payments were insain low so thats how I got it down.
03-16-2011, 03:58 PM
787 posts, read
1,776,365 times
Reputation: 430
Quote:
Originally Posted by
Grofica
ItsNot like that its just I dont live on credit cards. So my biggest bill is eletric. So I put my whole check on the house every month minus utilities food and smokes. The payments were insain low so thats how I got it down.
Um, what? 15 months of "insain" low payments pays for the house? Must be an insane small mortgage.
03-16-2011, 04:13 PM
Location: Las Vegas / GV
508 posts, read
1,021,895 times
Reputation: 175
Quote:
Originally Posted by
Robustus
Um, what? 15 months of "insain" low payments pays for the house? Must be an insane small mortgage.
No what I said was payments were small. and I paid a lot more than required. Just because they say u have to pay x amount doesnt mean you can only pay that amount
03-16-2011, 05:30 PM
787 posts, read
1,776,365 times
Reputation: 430
Quote:
Originally Posted by
Grofica
No what I said was payments were small. and I paid a lot more than required. Just because they say u have to pay x amount doesnt mean you can only pay that amount
Ok, so you paid at least $10,000 / month. Fine, but makes me wonder why you bothered with a mortgage in the first place.
03-16-2011, 05:47 PM
Location: Las Vegas / GV
508 posts, read
1,021,895 times
Reputation: 175
IM not sure how u figured that but uhm ok
03-16-2011, 05:59 PM
3,622 posts, read
5,593,353 times
Reputation: 4322
Quote:
Originally Posted by
Grofica
IM not sure how u figured that but uhm ok
I'm not really sure why you are asking for advice then?
If you have the financial means to pay off the mortgage that's your answer. Rent out your home and move on to the next place.
Did your husband pay for the house? Because honestly if he likes the house that might be your biggest obstacle.
03-16-2011, 06:13 PM
Location: Beautiful Upstate NY!
13,814 posts, read
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Reputation: 7615
I'm suspecting bi-polar at this point.
03-16-2011, 06:40 PM
Location: Las Vegas / GV
508 posts, read
1,021,895 times
Reputation: 175
im not sure how you figured that i have the financial means to pay off the house i never said i did. paying more than required does not mean a person is rich. it just means they dont spend more then they earn. its simple mathmatics.
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People in Group quarters - Transient quarters for temporary residents (%)
People in Group quarters - Military ships (%)
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Class of Workers - Employee of private company (%)
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Class of Workers - Private not-for-profit wage and salary workers (%)
Class of Workers - Local government workers (%)
Class of Workers - State government workers (%)
Class of Workers - Federal government workers (%)
Class of Workers - Self-employed workers in own not incorporated business and Unpaid family workers (%)
House heating fuel used in houses and condos - Utility gas (%)
House heating fuel used in houses and condos - Bottled, tank, or LP gas (%)
House heating fuel used in houses and condos - Electricity (%)
House heating fuel used in houses and condos - Fuel oil, kerosene, etc. (%)
House heating fuel used in houses and condos - Coal or coke (%)
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House heating fuel used in houses and condos - No fuel used (%)
House heating fuel used in apartments - Utility gas (%)
House heating fuel used in apartments - Bottled, tank, or LP gas (%)
House heating fuel used in apartments - Electricity (%)
House heating fuel used in apartments - Fuel oil, kerosene, etc. (%)
House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
House heating fuel used in apartments - Solar energy (%)
House heating fuel used in apartments - Other fuel (%)
House heating fuel used in apartments - No fuel used (%)
Armed forces status - In Armed Forces (%)
Armed forces status - Civilian (%)
Armed forces status - Civilian - Veteran (%)
Armed forces status - Civilian - Nonveteran (%)
Fatal accidents locations in years 2005-2021
Fatal accidents locations in 2005
Fatal accidents locations in 2006
Fatal accidents locations in 2007
Fatal accidents locations in 2008
Fatal accidents locations in 2009
Fatal accidents locations in 2010
Fatal accidents locations in 2011
Fatal accidents locations in 2012
Fatal accidents locations in 2013
Fatal accidents locations in 2014
Fatal accidents locations in 2015
Fatal accidents locations in 2016
Fatal accidents locations in 2017
Fatal accidents locations in 2018
Fatal accidents locations in 2019
Fatal accidents locations in 2020
Fatal accidents locations in 2021
Alcohol use - People drinking some alcohol every month (%)
Alcohol use - People not drinking at all (%)
Alcohol use - Average days/month drinking alcohol
Alcohol use - Average drinks/week
Alcohol use - Average days/year people drink much
Audiometry - Average condition of hearing (%)
Audiometry - People that can hear a whisper from across a quiet room (%)
Audiometry - People that can hear normal voice from across a quiet room (%)
Audiometry - Ears ringing, roaring, buzzing (%)
Audiometry - Had a job exposure to loud noise (%)
Audiometry - Had off-work exposure to loud noise (%)
Blood Pressure & Cholesterol - Has high blood pressure (%)
Blood Pressure & Cholesterol - Checking blood pressure at home (%)
Blood Pressure & Cholesterol - Frequently checking blood cholesterol (%)
Blood Pressure & Cholesterol - Has high cholesterol level (%)
Consumer Behavior - Money monthly spent on food at supermarket/grocery store
Consumer Behavior - Money monthly spent on food at other stores
Consumer Behavior - Money monthly spent on eating out
Consumer Behavior - Money monthly spent on carryout/delivered foods
Consumer Behavior - Income spent on food at supermarket/grocery store (%)
Consumer Behavior - Income spent on food at other stores (%)
Consumer Behavior - Income spent on eating out (%)
Consumer Behavior - Income spent on carryout/delivered foods (%)
Current Health Status - General health condition (%)
Current Health Status - Blood donors (%)
Current Health Status - Has blood ever tested for HIV virus (%)
Current Health Status - Left-handed people (%)
Dermatology - People using sunscreen (%)
Diabetes - Diabetics (%)
Diabetes - Had a blood test for high blood sugar (%)
Diabetes - People taking insulin (%)
Diet Behavior & Nutrition - Diet health (%)
Diet Behavior & Nutrition - Milk product consumption (# of products/month)
Diet Behavior & Nutrition - Meals not home prepared (#/week)
Diet Behavior & Nutrition - Meals from fast food or pizza place (#/week)
Diet Behavior & Nutrition - Ready-to-eat foods (#/month)
Diet Behavior & Nutrition - Frozen meals/pizza (#/month)
Drug Use - People that ever used marijuana or hashish (%)
Drug Use - Ever used hard drugs (%)
Drug Use - Ever used any form of cocaine (%)
Drug Use - Ever used heroin (%)
Drug Use - Ever used methamphetamine (%)
Health Insurance - People covered by health insurance (%)
Kidney Conditions-Urology - Avg. # of times urinating at night
Medical Conditions - People with asthma (%)
Medical Conditions - People with anemia (%)
Medical Conditions - People with psoriasis (%)
Medical Conditions - People with overweight (%)
Medical Conditions - Elderly people having difficulties in thinking or remembering (%)
Medical Conditions - People who ever received blood transfusion (%)
Medical Conditions - People having trouble seeing even with glass/contacts (%)
Medical Conditions - People with arthritis (%)
Medical Conditions - People with gout (%)
Medical Conditions - People with congestive heart failure (%)
Medical Conditions - People with coronary heart disease (%)
Medical Conditions - People with angina pectoris (%)
Medical Conditions - People who ever had heart attack (%)
Medical Conditions - People who ever had stroke (%)
Medical Conditions - People with emphysema (%)
Medical Conditions - People with thyroid problem (%)
Medical Conditions - People with chronic bronchitis (%)
Medical Conditions - People with any liver condition (%)
Medical Conditions - People who ever had cancer or malignancy (%)
Mental Health - People who have little interest in doing things (%)
Mental Health - People feeling down, depressed, or hopeless (%)
Mental Health - People who have trouble sleeping or sleeping too much (%)
Mental Health - People feeling tired or having little energy (%)
Mental Health - People with poor appetite or overeating (%)
Mental Health - People feeling bad about themself (%)
Mental Health - People who have trouble concentrating on things (%)
Mental Health - People moving or speaking slowly or too fast (%)
Mental Health - People having thoughts they would be better off dead (%)
Oral Health - Average years since last visit a dentist
Oral Health - People embarrassed because of mouth (%)
Oral Health - People with gum disease (%)
Oral Health - General health of teeth and gums (%)
Oral Health - Average days a week using dental floss/device
Oral Health - Average days a week using mouthwash for dental problem
Oral Health - Average number of teeth
Pesticide Use - Households using pesticides to control insects (%)
Pesticide Use - Households using pesticides to kill weeds (%)
Physical Activity - People doing vigorous-intensity work activities (%)
Physical Activity - People doing moderate-intensity work activities (%)
Physical Activity - People walking or bicycling (%)
Physical Activity - People doing vigorous-intensity recreational activities (%)
Physical Activity - People doing moderate-intensity recreational activities (%)
Physical Activity - Average hours a day doing sedentary activities
Physical Activity - Average hours a day watching TV or videos
Physical Activity - Average hours a day using computer
Physical Functioning - People having limitations keeping them from working (%)
Physical Functioning - People limited in amount of work they can do (%)
Physical Functioning - People that need special equipment to walk (%)
Physical Functioning - People experiencing confusion/memory problems (%)
Physical Functioning - People requiring special healthcare equipment (%)
Prescription Medications - Average number of prescription medicines taking
Preventive Aspirin Use - Adults 40+ taking low-dose aspirin (%)
Reproductive Health - Vaginal deliveries (%)
Reproductive Health - Cesarean deliveries (%)
Reproductive Health - Deliveries resulted in a live birth (%)
Reproductive Health - Pregnancies resulted in a delivery (%)
Reproductive Health - Women breastfeeding newborns (%)
Reproductive Health - Women that had a hysterectomy (%)
Reproductive Health - Women that had both ovaries removed (%)
Reproductive Health - Women that have ever taken birth control pills (%)
Reproductive Health - Women taking birth control pills (%)
Reproductive Health - Women that have ever used Depo-Provera or injectables (%)
Reproductive Health - Women that have ever used female hormones (%)
Sexual Behavior - People 18+ that ever had sex (vaginal, anal, or oral) (%)
Sexual Behavior - Males 18+ that ever had vaginal sex with a woman (%)
Sexual Behavior - Males 18+ that ever performed oral sex on a woman (%)
Sexual Behavior - Males 18+ that ever had anal sex with a woman (%)
Sexual Behavior - Males 18+ that ever had any sex with a man (%)
Sexual Behavior - Females 18+ that ever had vaginal sex with a man (%)
Sexual Behavior - Females 18+ that ever performed oral sex on a man (%)
Sexual Behavior - Females 18+ that ever had anal sex with a man (%)
Sexual Behavior - Females 18+ that ever had any kind of sex with a woman (%)
Sexual Behavior - Average age people first had sex
Sexual Behavior - Average number of female sex partners in lifetime (males 18+)
Sexual Behavior - Average number of female vaginal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a woman (18+)
Sexual Behavior - Average number of woman performed oral sex on in lifetime (18+)
Sexual Behavior - Average number of male sex partners in lifetime (males 18+)
Sexual Behavior - Average number of male anal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a man (18+)
Sexual Behavior - Average number of male oral sex partners in lifetime (18+)
Sexual Behavior - People using protection when performing oral sex (%)
Sexual Behavior - Average number of times people have vaginal or anal sex a year
Sexual Behavior - People having sex without condom (%)
Sexual Behavior - Average number of male sex partners in lifetime (females 18+)
Sexual Behavior - Average number of male vaginal sex partners in lifetime (females 18+)
Sexual Behavior - Average number of female sex partners in lifetime (females 18+)
Sexual Behavior - Circumcised males 18+ (%)
Sleep Disorders - Average hours sleeping at night
Sleep Disorders - People that has trouble sleeping (%)
Smoking-Cigarette Use - People smoking cigarettes (%)
Taste & Smell - People 40+ having problems with smell (%)
Taste & Smell - People 40+ having problems with taste (%)
Taste & Smell - People 40+ that ever had wisdom teeth removed (%)
Taste & Smell - People 40+ that ever had tonsils teeth removed (%)
Taste & Smell - People 40+ that ever had a loss of consciousness because of a head injury (%)
Taste & Smell - People 40+ that ever had a broken nose or other serious injury to face or skull (%)
Taste & Smell - People 40+ that ever had two or more sinus infections (%)
Weight - Average height (inches)
Weight - Average weight (pounds)
Weight - Average BMI
Weight - People that are obese (%)
Weight - People that ever were obese (%)
Weight - People trying to lose weight (%)
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