[lvmensch]

Originally Posted by Everdeen

Someone just messaged me and said I am mistaken about the actual details. I'm going to re-read the provision and see whether it is the same as I thought. Maybe there has been a change. I have had this conversation with teachers across the country and as far as we understand it, this is how it works.

Where I am living now, it is fairly easy to speak with someone at the SS office, so I may even go down there.

I too believe you are incorrect Everdeen. You do lose some of your SS but their is a stop somewhere or the other. I think you need to get to the details with an SS expert. You may also be able to escape by putting together another 10 years of SS earnings...though that may only apply if the SS earnings are large.

[steveaustin900]

Yeah, I think it may be small loss, maybe equal to a small pension. Not good, but not catastrophic.

[erasmusmrr]

Anything new on this?

[orca17]

Originally Posted by Everdeen

One other thing, OP, the CCSD does not pay SS taxes, therefore, you are subject to the Windfall Elimination Provision. It's a SS thing where you will not get the SS you have paid into prior or after working for them. It's funny how does make it into the recruitment literature. So if you are coming from a district that has paid into SS or have worked jobs outside of teaching, say bye-bye to any SS benefits you thought you are entitled to.

That isn't accurate. I work for the State of Nevada, and we don't pay into Social Security either. You do not entirely lose your benefits, provided that you have enough service quarters to qualify. The SS rep who has spoken at our retirement briefings said that the benefit is reduced - not eliminated - based upon a formula applying the number of years you worked in a non-SS position.


My retirement from the state will greatly exceed the amount that I would have gotten from SS alone.

[steveaustin900]

Right, but still losing something, some % of SS you worked for and earned.