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Old 11-13-2020, 04:23 AM
 
Location: Summerlin NV
56 posts, read 40,031 times
Reputation: 40

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Hi there, what are some of your favorite money saving tips that you live by that trims or eliminates any of your day to day living expenses?

I currently pay
530 a month in rent
102 a month in car insurance
33 a month in unlimited data cell phone plan
250-300 a month in groceries and ready to eat foods (burger king BOGO whoppers and El Super burritos)
45 a month in medical insurance
12 a month in dental insurance
50 a month in Costco gasoline

Any suggestions on dramatically further cutting any of these expenses?
How do you control, squeeze and eliminate your living expenses?
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Old 11-13-2020, 04:48 AM
 
Location: San Antonio/Houston/Tricity
45,030 posts, read 64,408,876 times
Reputation: 104364
Dramatically reduce? By how much?
You could:
- get a roommate,
- sell the car and use public transportation which is very good there (that would eliminate registration, insurance, maintenance and gas)
- get a flip phone
- cook at home
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Old 11-13-2020, 07:26 AM
 
78 posts, read 29,189 times
Reputation: 290
I think you're doing really well right now! Those are some low expenses.

The one thing I do to save money is eat up all food. Don't waste it and eat leftovers. I used to be more wasteful when it comes to food. Now that I'm not, I notice a difference in how much I spend.
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Old 11-14-2020, 02:06 AM
 
5,601 posts, read 9,887,959 times
Reputation: 4939
A little over $1000 in expenses is pretty hard to beat. Are you really not making it ok on that? Not going to find many people paying under $800/person in rent these days unless you are living with roommates or family.
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Old 11-14-2020, 04:18 AM
 
Location: Summerlin NV
56 posts, read 40,031 times
Reputation: 40
Quote:
Originally Posted by Willy702 View Post
A little over $1000 in expenses is pretty hard to beat. Are you really not making it ok on that? Not going to find many people paying under $800/person in rent these days unless you are living with roommates or family.
Yeah I do rent a small room in a house, with 2 roommates in 2 other rooms and the landlord and his son in the master bedroom. Yeah my objective is to slim down the expenses to the very extreme. I was thinking of eventually getting rid of my car, and get myself a Standing Electric Scooter and just go get groceries using the scooter at the nearest Albertson's or Smith's, Because the car insurance expenses, car registration expenses, maintenance and repair expenses and gasoline expenses would instantly disappear.

I have also decided to drive less, only go out to El Super or Walmart twice a week to get essential food items, and not buy anything electronics related that would not immediately improve my quality of life. Also no new clothing items for the next 20 years.

Any tips you have that would further slim down the current budget?
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Old 11-14-2020, 01:00 PM
 
Location: on the wind
12,921 posts, read 6,444,509 times
Reputation: 42489
Based on all your complaints about Las Vegas recently, sounds like the best tip is to move to someplace with a lower COL! Just because you want to live in LV doesn't mean you can afford to.
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Old 11-14-2020, 02:10 PM
 
2,003 posts, read 3,522,371 times
Reputation: 2361
Seems like you're doing very well in keeping your expenses down. I would think your best bang for the buck would be work on increasing income. Improving job, second job, uber/doordash/etc. Not sure how viable that all is at the present time, but that's what I would work on.
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Old 11-14-2020, 04:35 PM
 
Location: Las Vegas 89146
310 posts, read 102,788 times
Reputation: 494
Quote:
Originally Posted by gender View Post
Yeah I do rent a small room in a house, with 2 roommates in 2 other rooms and the landlord and his son in the master bedroom. Yeah my objective is to slim down the expenses to the very extreme. I was thinking of eventually getting rid of my car, and get myself a Standing Electric Scooter and just go get groceries using the scooter at the nearest Albertson's or Smith's, Because the car insurance expenses, car registration expenses, maintenance and repair expenses and gasoline expenses would instantly disappear.

I have also decided to drive less, only go out to El Super or Walmart twice a week to get essential food items, and not buy anything electronics related that would not immediately improve my quality of life. Also no new clothing items for the next 20 years.

Any tips you have that would further slim down the current budget?
Will you be making your own clothes?
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Old 11-14-2020, 07:25 PM
 
48 posts, read 14,097 times
Reputation: 20
Question...How are you paying $45 a month for medical insurance? What type of insurance? What is your age and income?
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Old 11-15-2020, 03:10 AM
 
Location: Somewhere.
10,353 posts, read 23,215,115 times
Reputation: 8636
Quote:
Originally Posted by Jrny View Post
Question...How are you paying $45 a month for medical insurance? What type of insurance? What is your age and income?

I pay less than $15 a month for medical insurance, but I have a huge deductible. So, it's not so great. Certain incomes you get a discount per month. You find this out at the Nevada Health link website.
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