[AA702]

Originally Posted by jpk

Try Wells Fargo, seems to be pretty good. And they are one of the few banks not in trouble with the mortgage mess. Stay away from Washington Mutual, they have terrible service and are at risk of going under.

I guess its all about experience. I use to have Wells Fargo and they sucked! Wamu has been good to me. As for going under, I think that was all speculation because of the Naked Short Selling, Wamu reserves are very large and the scare a few weeks ago were because of the stock dropping. I also use Bank of the West and they are good. I have been with them for almost 20 years for personal banking.

[airics]

so far no problems with wamu

[desertsun41]

Originally Posted by BUGBULLY

Thanks Guys!

How about any Credit Unions? Do they do business checking also?

Bugbully you passed me on 95 yesterday like I was standing still. You got off on Boulder Hwy. Conserve some gas friend ! I was trying to wave to you.

Anyway.....Credit Unions do not accept business checking.

I started 10 years ago with Nevada State but they gave away my money to an unauthorized scammer in Russia. They made good on it but I got my money out and put it in WAMU where it was till last Sept. Then WAMU allowed unauthorized access into my business checking, personal checking and savings and cleaned me out of everything I have. Everything but about $500. How generous but the purpose of leaving some was to avoid detection.

Well WAMU does not make good on internet fraud. No I was not scammed. I was robbed randomly. FDIC does not cover internet fraud. In fact internet fraud is so new that there are few laws to protect the consumer. So I gave an Attorney a retainer fee to investigate and about a month later he sends me a package back with my paperwork and said he is out of business. He skipped town with my $500. The dredges of corporate America huh.

This was out of the FBIs jurisdiction but we have the transcript of the tranfer of funds but all the transfer numbers are decoded. Some one in Nigeria stole my money and WAMU could care less. I was not scammed. I was just a random hit.

So because I filed charges with RESPA and the Banking commision that put me on the banking black list. Yes banks have a black list which is unpublished and lists any one who has ever caused a bank loss. I was a victim but not in their eyes. If you are on the banking black list you will never open a bank account. Im not talking about ChexSystems. Im talking about a real private black list. This made me ineligable to open any account with any bank.

So I went 3 months with no bank and I had a business to run. That was a challange. Finally BOA made a soliciting call to me and I told them what happened and they agreed to open me up an account. I hate them. They are communists by giving accounts to illegals while I have to provide my SS# to open an account. But I had little choice.

So a word to all. DO NOT GO TO WAMU. If you are a victim you will not be covered by loss even if its the banks fault.

Just another side note. My next door neighbor's 18YO daughter was attacked and robbed inside the lobby on Nellis/Sahara while the bank was closed. She just took out money from the ATM and some one came through the door and attacked her, took the money and ran. This was all on video yet WAMU refused to reimburse her the money stolen. Is this the kind of bank you want to trust your money to?

I hope they are the next bank to go under.

[AA702]

I know what your are saying is true, but Wells Fargo doesn't protect you from those crimes also. My former room mate is a bank manager at a Wells Fargo branch and he says that people are always getting scammed or their ATM/DEBIT cards are getting cloned. They are not liable for anything over $50. I think this goes for almost all banks.

[desertsun41]

Originally Posted by AA702

I know what your are saying is true, but Wells Fargo doesn't protect you from those crimes also. My former room mate is a bank manager at a Wells Fargo branch and he says that people are always getting scammed or their ATM/DEBIT cards are getting cloned. They are not liable for anything over $50. I think this goes for almost all banks.

Isn't it sickening that banks can get away with this? We would be better off of some one stole our Visa/Mastercard. At least we are only liable for just $50 even if they charge half the city on it. We can have our bank accounts transfered overseas and it is gone forever. Poof.

[AA702]

Credit cards are safe because it really isn't our money until we spend it. Debit cards is our money in the account, even if its not spent yet, it is a liability.

[mikenbacismama]

My husband owned a small business in Vegas for 8 years, and was with Nevada State Bank from day one. They were always pleasant to deal with, and their locations in the Smith's stores were very convenient!

[BUGBULLY]

Originally Posted by desertsun41

Bugbully you passed me on 95 yesterday like I was standing still. You got off on Boulder Hwy. Conserve some gas friend ! I was trying to wave to you.

Ha! Ha! That was my husband, not me! He is a racer. But I did schedule his stops a little close! But I do yell at him for all the amount of money we spend on gas! So he tries going without the air, so he can speed! LOL

[BUGBULLY]

Originally Posted by mikenbacismama

My husband owned a small business in Vegas for 8 years, and was with Nevada State Bank from day one. They were always pleasant to deal with, and their locations in the Smith's stores were very convenient!

I know that is the one thing I love. I can go any day of the week. It is just frustrating, because of my deposits not being there when I think they are. The last one was a large one, and I about lost it!

[olecapt]

Originally Posted by BUGBULLY

I know that is the one thing I love. I can go any day of the week. It is just frustrating, because of my deposits not being there when I think they are. The last one was a large one, and I about lost it!

You need a personal relationship with a Bank Branch and the officers. I live off the Sun City Summerlin Branch of Nevada State Bank. They fix things for me when we get screwed up. Wherever you bank you need that. Had it for many years with a BofA branch in So CA. Even carried that account back east. Dumped BofA when I came to Vegas. Impossibly difficult.

NSB has been fine for almost anything. Screwed up bad on a trust account one time and hired a neutral lawyer to negotiate a proper fix. Involved a significant sum of money.